Ryan Coey Financial Adviser & Operations Head

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Ryan Coey Financial Adviser & Operations Head Regional Head at Hereford Group Director at Botokwa Financial Services. Unlocking Financial Freedom.

This Diwali 🪔 , we celebrate the light that guides us, in our homes, our families, and our futures. May the prosperity y...
30/10/2026

This Diwali 🪔 , we celebrate the light that guides us, in our homes, our families, and our futures. May the prosperity you build today illuminate the path for every generation that follows.

Wishing you a joyful, bright, and abundant this Diwali🪔

This Diwali 🪔 , we celebrate the light that guides us, in our homes, our families, and our futures. May the prosperity y...
30/10/2026

This Diwali 🪔 , we celebrate the light that guides us, in our homes, our families, and our futures. May the prosperity you build today illuminate the path for every generation that follows.

Wishing you a joyful, bright, and abundant Diwali.

This Diwali, we celebrate the light that guides us, in our homes, our families, and our futures. May the prosperity you build today illuminate the path for every generation that follows.

Wishing you a joyful, bright, and abundant Diwali 🪔.

An excess is the first amount you pay towards a claim, with your insurer covering the rest of the approved amount.Differ...
29/10/2026

An excess is the first amount you pay towards a claim, with your insurer covering the rest of the approved amount.

Different parts of your policy can carry different excesses, and some events, such as a young or newly licensed driver being behind the wheel, may add an extra excess. Check your schedule or ask us to walk you through yours.

Email :[email protected]

FSP No.: 43373

⭐️ 2027 intake for the new year is now open ⭐️If you have at least two years’ industry experience and are ready to take ...
28/10/2026

⭐️ 2027 intake for the new year is now open ⭐️

If you have at least two years’ industry experience and are ready to take your career to new heights, we’re ready to invest in your journey.

Join a team that values ambition, supports your development, and empowers you to achieve more.

Please send CV to the following email address:

[email protected]
Or
[email protected]

We look forward to connecting with you in person 🚀🚀🔥🔥

We are delighted to unveil the refreshed look and feel of Hereford Aviation. Well done to Thuvesh (Tee) Naidoo and his t...
27/10/2026

We are delighted to unveil the refreshed look and feel of Hereford Aviation. Well done to Thuvesh (Tee) Naidoo and his team . ✈️⭐️✈️⭐️✈️

Our new brand identity reflects our ongoing commitment to providing specialist financial protection and trusted, tailored advice to South African aviation professionals.

Loss of Licence cover is designed to help protect the income and financial future of pilots and other aviation professionals should illness, injury, or a medical condition prevent them from flying or operating.

If you are a South African aviation professional and would like to discuss Loss of Licence cover, we welcome you to contact us directly:

[email protected]

Liberty recently hosted a number of us at a wonderful function held at the Venue at Nine Yards in Rosebank, Johannesburg...
23/10/2026

Liberty recently hosted a number of us at a wonderful function held at the Venue at Nine Yards in Rosebank, Johannesburg.

Carina Knill and I joined the industry at the same time with the Hereford Group & 15 years later we are still going strong .

I would also like to take this opportunity to say congratulations not only a person I consider both a friend & an inspiration but also an example of peek performance and longevity Richard Browne CFP® MBA who celebrated his 30th anniversary with the group.

None of my success in my career would have been possible without so many people who took the time to sow not only into my career but my life too.

With out the following individuals none of it would have been possible:

Michael Dundulakis
Shan Nissiotis
Francis Raffner
Andres Meszarich
Angelos Diakides
ARIO FUSI
Luke Matthews
Lee Vakis
Roberto Faustino

I am sure there are many more that I have failed to mentioned along the way.

Congrats to everyone who was recognised on the day from the Hereford family & myself .

A massive thank you to Paul Brummer , Jacques de Jongh for their kind words on the day, and Dr Neelan Porthen DBM and MBA , Phatudi Mogashwa ,Liberty & their regional team for all the amazing gifts & spoils .

After all this time I can honestly say “ you never work a day in your like if love what you do“.

On to the next 15 years hopefully I can help & guide the next generation of advisers the same way, that was done for me all those years ago .

The foundation of a soild financial plan ( Part 2 ) 3. Take advantage of tax benefitsWe all need to pay taxes, but our g...
22/10/2026

The foundation of a soild financial plan ( Part 2 )

3. Take advantage of tax benefits

We all need to pay taxes, but our government, recognising the need for retirement planning, offers some generous tax-free savings benefits in the form of TFSAs and Retirement Annuities. I, as your F.A., will ensure you gain maximum benefits from this.

1. Protect against the unexpected

In a world fraught with uncertainty, from wars to economic volatility, to pandemics and dread diseases, it is essential to protect the wealth you have built by remaining flexible and working constantly with your Financial Advisor. I will ensure you are covered for dread diseases and loss of income with the right insurances, tailored to your specific requirements and affordability.

1. Constantly review!

A financial plan, like a business plan, is founded on set of goals. As we all know, every financial or business plan needs to be regularly revised to ensure you are still on track and assess what you could be doing better. This brings us to the part where we look at how I could help you grow in 2026 and beyond...

Five lines of cover. One specialist team. 🏆Personal insurance, business insurance, specialist liability cover, body corp...
21/10/2026

Five lines of cover. One specialist team. 🏆

Personal insurance, business insurance, specialist liability cover, body corporate insurance, all risks cover; all arranged by a broker who knows your policy inside out. One conversation, one point of contact, and nothing falling between policies.

Contact me directly on the below :

Email :[email protected]

FSP: 43373

Gap Cover & BCA Month: Bridging the Financial Gap🏩While medical aid is a crucial component of your healthcare protection...
20/10/2026

Gap Cover & BCA Month: Bridging the Financial Gap🏩

While medical aid is a crucial component of your healthcare protection, it may not cover all expenses related to breast cancer treatment🎀
This is where Gap cover comes into play. Gap cover is designed to cover the “gap” between what your medical aid pays, and the actual cost of medical procedures. It ensures that you don’t have to deplete your savings or assets to cover unexpected medical bills🏩🎀
For example, some cancer treatments involve specialized drugs that are not fully covered by medical aids. Gap cover can step in to bridge this financial gap, alleviating the stress of high out-of-pocket expenses during a challenging time 🙏🏼🎀

This year’s theme at the INN8 Invest investment summit was “Shaping Change” as always the event continues to go from str...
16/10/2026

This year’s theme at the INN8 Invest investment summit was “Shaping Change” as always the event continues to go from strength to strength year on year. Myself & members of the Hereford Group Inland team up in Gauteng had the privilege of attending recently.

An incredible day of networking & knowledge sharing with a packed day of guess speakers & presenters. An amazing concentration of industry experience under one roof. Well done & thank you again to Leigh Kohler , Georgina Smith Bala Nonkonyana, CFP® , Hlobi Summerton & the entire INN8 team for the invite, hosting & taking the time to engage with so many of us & making our teams feel like more than just a number.

The CPD points we also received for the day definitely come in handy but there is also nothing wrong when you & the team get to have a few cold ones with Springbok legand Steven Kitshoff before heading home .
Looking forward to see how Leigh & his team level up again in 2027 . 🍻🇿🇦🙏🏻

Address

Pretoria

Opening Hours

Monday 08:00 - 17:00

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