Kompas Bluestar - Financial Advisory Services authorised by Sanlam

03/11/2026

Die feestyd is bedoel vir vreugde, samesyn en feesviering – nie finansiële stres nie. Deur proaktiewe stappe te doen, kan jy hierdie tyd met gemak navigeer en die nuwe jaar sonder angs oor jou finansies begin.

Stay in control this festive season by planning early, setting boundaries and spending wisely. Avoid debt, use rewards, track your habits and make smart choices so you can celebrate with confidence and start the new year stress-free.

02/11/2026

A cancer diagnosis affects more than your health. It can affect your financial resilience too.

Many South Africans have medical aid in place, but few fully account for the indirect costs associated with treatment, including transport, reduced productivity, time away from work, and family support requirements.

This highlights an important financial planning principle: managing risk isn't only about covering medical expenses. It's also about protecting your ability to navigate unexpected life events without significant financial strain.

Understanding the different protection solutions available can help individuals and families make more informed financial decisions and strengthen their long-term financial security.

If you've never reviewed how cancer cover fits into your broader financial plan, now may be a good time to start. Speak to Frikkie Smit
📞 Phone: 0124700446 📧 Email: [email protected] 🏢 Visit: Sanlam Street, Block B, Lynnwood Manor, Lynnwood, Pretoria, 0081

Learn more about Cancer Cover products on my website and discover how it can complement your financial planning strategy.

Fight cancer, not your finances with this comprehensive solution. Supplement existing cover and take care of unexpected costs.

01/11/2026

When discussing cancer, the conversation often focuses on treatment and recovery.

But there’s another reality that deserves attention: THE FINANCIAL IMPACT.

Beyond direct medical expenses, individuals and families may face reduced income, additional travel costs, caregiving expenses, and other unforeseen financial pressures. These challenges can have a lasting effect on long-term financial wellbeing.

For financial professionals and consumers alike, understanding the broader financial implications of serious illness is an important part of effective financial planning.

An informed plan is not about predicting the future. It’s about preparing for uncertainty.

Read my full article here:
🔗 https://www.sanlamadvice.co.za/bluestar/kompas/blogs/the-hidden-cost-of-cancer/13785964729507

30/10/2026

If a burst geyser, theft, or storm damage hit your home tomorrow, would your insurance cover the true value of what you've worked so hard to build?

Many South Africans insure their homes but forget that the building and the contents inside it are not the same thing. Furniture, appliances, electronics, clothing, and valuable personal belongings all fall under household contents insurance.

What's even more concerning? Many households are unknowingly underinsured because they haven't updated their cover as their lifestyle and possessions have grown over time.

✅ Review your household contents regularly
✅ Keep records and photos of valuable items
✅ Make sure expensive items are correctly specified on your policy

A quick review today could help prevent an expensive surprise when you need to claim.

Read the full article to learn more about protecting your household and avoiding underinsurance.

Looking for comparative quotes on your insurance?
Kompas BlueStar
📞0124700446
📧[email protected]
🏠Sanlam Street, Block B, Lynnwood Manor, Lynnwood, Pretoria, 0081

What you own is more than just stuff. It takes a lifetime to build up a collection of prized possessions so it’s important to ensure that you have enough financial support to repair or replace them in case they get lost, damaged or stolen. Let’s look at everything you need to know about househol...

27/10/2026

For many business owners, years of hard work are invested in equipment, stock, premises, and day-to-day operations.

But what happens if the unexpected strikes?

From fire and theft to business interruption, the right cover can help protect what keeps your business running.

Your business is more than an income. It's your livelihood. That's why having a plan in place before something goes wrong can make all the difference.

Start the conversation about protecting your business today.
Kompas BlueStar
📞 Phone: 0124700446
📧 Email: [email protected]
🏢 Visit: Sanlam Street, Block B, Lynnwood Manor, Lynnwood, Pretoria, 0081
Leave a message or enquire on our website: https://www.sanlamadvice.co.za/bluestar/kompas/contact-us/

23/10/2026

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

The marriage contract will determine to a large extent how these assets are to be divided.

Therefore, it is worthwhile to spend time scrutinising different forms of marriage contracts and how each of them can affect the division of assets later.

Here are a few examples from my blog: https://www.sanlamadvice.co.za/bluestar/kompas/blogs/women-and-divorce-the-financial-implications/13785964729507

Need further information? Speak to Melanie Venter, 0723978976
📞0124700446
📧[email protected]
🏠Sanlam Street, Block B, Lynnwood Manor, Lynnwood, Pretoria, 0081

Leave a message on my digital business card - https://www.sanlamadvice.co.za/bluestar/kompas/adviser/melanie-verhoek/13785964729507

21/10/2026

Take these steps to help you stay vigilant and reduce your risk of breast cancer. For more information about products that are available to mitigate the financial impact of cancer, contact a Sanlam Financial Adviser today.

We are a committed team of specialist financial planners based in Pretoria, Gauteng. As our client, you can always depend on our dedication to understanding your specific needs and circumstances in order to compile a unique solution for you. Our financial planners are authorised by Sanlam to advise....

20/10/2026

Baie werkende Suid-Afrikaners neem aan dat net die rykes testamente nodig het 💼💰 - maar daardie dwaling hou ernstige gevolge in ⚠️.

Trouens, ongeveer 70% van werkende individue het nie ‘n testament nie 📉.

Ongeag of jou bates gering is, byvoorbeeld ‘n spaarrekening 💳, ‘n voertuig 🚗 of aftreefondsvoordele, of beduidend is, as jy ‘n testament het 📜, sal dit verseker dat jou wense eerbiedig en jou erfgename beskerm word 🛡️.

Lees meer op my blog - https://www.sanlamadvice.co.za/bluestar/kompas/blogs/think-a-will-is-only-for-the-rich-think-again/13785964729507

17/10/2026

Teachers spend their lives helping others prepare for the future. But who's helping teachers prepare for theirs? 🍎

This , we're celebrating the educators who dedicate themselves to shaping lives, one lesson at a time.

While you're teaching the next generation about planning ahead, it's just as important to make time for your own future goals. Whether retirement is years away or just around the corner, every contribution towards your retirement savings can help build greater financial confidence for the years ahead.

Because after a lifetime of giving to others, you deserve the freedom to enjoy the future you've worked so hard for.

https://www.sanlamadvice.co.za/bluestar/kompas/adviser/frikkie-smit/99926608057

Book a 1 on 1 session with Frikkie at the link above or call 📞 0124700446 / 0824697047 and let’s build your retirement plan together.

14/10/2026

Your smartwatch says you're stressed. An app flags a potential health risk. But should you trust it?

AI-powered health tools are helping more South Africans keep track of their wellness, from monitoring sleep patterns to tracking heart rates and activity levels. The real value lies in spotting trends and encouraging healthier habits.

However, technology should support decision-making, not replace professional medical advice.

The same principle applies to financial planning. While AI can help identify possible health concerns, it cannot protect you from the financial impact of a serious illness, disability, or loss of income.

A healthy future isn't only about knowing your numbers. It's about being prepared for life's uncertainties too.

Read our blog about how to use AI-powered health tools wisely and why financial protection remains part of the bigger picture.

AI-powered health tools offer valuable insights into your wellbeing, but healthcare experts stress the importance of combining technology with professional advice.