Independent Financial Brokers Shortterm CC

Independent Financial Brokers Shortterm CC We specialise in providing Shortterm Business Solutions, Giving Good Sound Advice, Excellent Service and Building Lasting Relationships with all our clients.

After 22 years of working in the Short Term Insurance Industry, Johan de Lang formed IFB Short Term in November 1990. IFB Specialises in Short Term Insurance Broking covering mainly Commercial, Industrial and Personal Lines Insurance. IFB offers good personalised service and goes the extra mile in respect of all our clients. We cut out the frustration of having to deal with “Call Centres”. MISSION

STATEMENT
Providing good, honest, sound advice and service to ensure we build a long sustainable relationship with all our clients.

Received an unexpected thank you gift from one of our loyal clients. Much appreciated. We will always go the extra mile ...
19/04/2023

Received an unexpected thank you gift from one of our loyal clients. Much appreciated. We will always go the extra mile in respect of any of our clients.

22/02/2023

COULD YOUR MOBILE PHONE EXPLODE?
These days, our mobile phones are an essential part of our daily lives, and are so much more than a telephone to call someone. We take photo’s, link up with friends and family via social media, check our diary and plan the months ahead on the calendar, see what the weather will be doing in a few days’ time, catch up on the news, find the destination for our next meeting, record voice notes, watch the latest movie and more.

But is your mobile phone, in addition to being vital piece of equipment, a possible hazard to your safety? Could it blow up and start a fire in your home, your vehicle?

According to pcmag.com, “the average smartphone is unlikely to explode but it does happen”. Generally, the problem is not with the phone but with the phone charger or the lithium-ion battery that powers the device. These batteries contain a careful balance of positive and negative electrodes to allow for recharging. If the battery is damaged in some way, such as being exposed to excessive heat or the casing of the battery is compromised, this chemical balance is affected, causing the inner components of the battery to break down and create a volatile reaction that can lead to an explosion or fire.

Overheating of the battery and other problems

Overheating may occur if the phone is charged for longer than necessary (such as overnight), using the phone for calls while it is charging, or if the phone is charged in very hot temperatures, such as inside a car on a hot day. The interior of a closed vehicle in direct sunlight rises from 26 degrees to 38 degrees in just five minutes, while 28 degrees becomes a life-threatening 45 degrees in eight minutes (which is why children and pets should NEVER be left in a vehicle). Even if standing in the shade, an open vehicle in 28 degree heat will reach an interior temperature of 31 degrees in less than ten minutes.

Another issue is that Lithium-ion batteries degrade with age and recharging, causing them to swell, resulting in bulging screens or back panels. The more you charge your phone, the faster this deterioration will occur.

If you frequently drop your phone – be careful. The impact of falling may affect the battery components, resulting in damaged terminals or protective casing.

Faulty or incorrect chargers are also a major cause of exploding mobile phones. Only ever use the charger that came with the phone. It will have the appropriate current or voltage for the model phone – using the incorrect one will speed up battery deterioration and increase the risk of seeing your phone (and vehicle or home) go up in flames!

What to look out for….

Bulging screens and back panels.

A phone quickly losing power despite not being used excessively.

A phone that gets very hot very quickly.

Be careful…

Never use fake, cheap or counterfeit chargers.

Check that your charger is in good condition. Get a replacement if it has exposed wires or if there is cracking on the outer casing as damage like this may increase the risk of an electrical fault occurring.

Don’t let your phone fall to below 30% charge too often as it puts strain on the battery, and instead of always charging it to 100%, aim for 80% which Lithium-ion batteries prefer.

Keep your phone away from heat and direct sunlight.

Never cover the phone while charging or it may overheat.

Keep your phone from working too hard: don’t use it while charging; turn off data to let it ‘rest’.

If your phone acts strangely after being dropped, take it immediately to a service provider to get it checked.

NEVER leave your phone charging for long periods without checking on it.

Charge your phone away from potentially flammable materials such as curtains and bedding.

Finally, never overload a socket while charging. While loadshedding tends to make us all rush to recharge as soon as we have power, be careful – and this advice doesn’t only apply to charging mobile phones but relates to any electrical device. It’s safe to use one extension cable in a double plug socket, but it would be dangerous to plug one extension cable into another or to have two extension cords plugged into one double socket.

17/02/2021
05/08/2020

We’d been made aware of a scam to steal vehicles and we’d like to share some important information on how it works:

1. A person posing as an employee of a vehicle manufacturer or dealership (referred to as the scammer) calls the vehicle owner to say that there is a recall and that it is not safe to drive their vehicle. The scammer is often well-spoken, very persuasive and can verify the vehicle owner’s details including, for example, when and where the vehicle was bought.
2. The scammer goes on to say that the vehicle manufacturer/dealership will not take any responsibility if the vehicle is driven further and malfunctions.
3. The vehicle owner is advised that a towing service will be arranged to collect the vehicle and arrangements are made and agreed with the vehicle owner. The vehicle owner is provided with the name of the towing service and advised that the repaired vehicle will be returned within 24 hours.
4. The scammer arranges with the towing service to collect the vehicle. In the meantime, the vehicle owner is advised that the repairs are taking longer than expected and is asked to confirm if the vehicle is fitted with a tracking device. If a tracking device is fitted, the vehicle owner is led to believe that it will be temporarily disconnected while the repair is taken place.
5. The vehicle is moved to its end destination (often across the border) by which time the vehicle owner realises that the vehicle has been stolen.

Several people have fallen victim to this scam so please be careful and report any suspicious behaviour to your nearest police station.

Should you receive such as call, please make sure you verify the authenticity of the recall with the vehicle manufacturer or dealership.

25/03/2020

Due to Nationwide Lock Down our offices are closed. All Staff will be working remotely from home to ensure our services continue....
We wish you and your families well during this challenging time.

Guess who's 40! Congratulations Charl! May 2020 be your year filled with joy, good health, laughter, special moments, lo...
20/02/2020

Guess who's 40!
Congratulations Charl! May 2020 be your year filled with joy, good health, laughter, special moments, love and blessings! Here's to the next 40 years...

11/02/2020

Vehicle theft scam alert!

We are aware of a new scam to steal vehicles which we would like to make you aware of.
Please be careful and report any suspicious behaviour to your nearest police station.

How the scam works
• A person posing as an employee of a vehicle manufacturer or dealership (referred to as the scammer) calls the vehicle owner to say that there is a recall and that it is not safe to drive their vehicle. The scammer is often well-spoken, very persuasive and can verify the vehicle owner’s details including, for example, when and where the vehicle was bought.

• The scammer goes on to say that the vehicle manufacturer/dealership will not take any responsibility if the vehicle is driven further and malfunctions.

• The vehicle owner is advised that a towing service will be arranged to collect the vehicle and arrangements are made and agreed with the vehicle owner. The vehicle owner is provided with the name of the towing service and advised that
the repaired vehicle will be returned within 24 hours.

• The scammer arranges with the towing service to collect the vehicle. In the meantime, the vehicle owner is advised that the repairs are taking longer than expected and is asked to confirm if the vehicle is fitted with a tracking device. If a tracking device is fitted, the vehicle owner is led to believe that it will be temporarily disconnected while the repair is taken place.

• The vehicle is moved to its end destination (often across the border) by which time the vehicle owner realises that the vehicle has been stolen.
This is a professional scam which several people have fallen victim too. Always call the vehicle manufacturer or dealership back on their landline to verify the authenticity of the recall.

13/01/2020

Please note: IFB is affected by the current power outage. Our telephone and computer systems are down. Please phone Charl on 082 929 2588 in case of emergency.

Wishing All our loyal clients a wonderful Christmas, Safe Travels, Joy, Peace & Happiness...
11/12/2019

Wishing All our loyal clients a wonderful Christmas, Safe Travels, Joy, Peace & Happiness...

Happy Birtday IFB!!! Thanks to all our valued clients for your loyal support. Another Birthday and still going strong!! ...
01/11/2019

Happy Birtday IFB!!! Thanks to all our valued clients for your loyal support. Another Birthday and still going strong!! Thanks to our super staff for contributing to our success!

31/10/2019

PUBLIC WARNED OF STOLEN VEHICLE SCAM.
UNDER NO CIRCUMSTANCES will money be requested by police for investigations.
The public is requested to be on the alert for a scam targeting people who have had their vehicle stolen.

Police spokesman, Sergeant Sibu Ncane said it has come to their attention that a person who has had their vehicle stolen receives an SMS or similar message stating that the
Vehicle Crime Investigation Unit (VCIU) or the police have recovered his or her vehicle and requests a stipulated amount of money be deposited in order for the vehicle to be returned.
“This is a scam to extort money from the unsuspecting vehicle owners. Should they receive such a message, they are to immediately contact the investigating officer or nearest police station regarding the case. NO PAYMENTS OR DEPOSITS should be made for the recovery or return of their stolen vehicles,” said Sgt Ncane.

The same modus operandi is used for persons who have opened cases of stock theft. The caller may know certain details of the case and can sound very convincing. Payment for storage or cartage is requested for the recovered livestock to be returned to the owner.

“Under no circumstances will money be requested by police for investigations. The public must be alert and not entertain any sort of contact with fraudsters,” said Sgt
Ncane.

Address

46 Kragga Kamma Road, Sunridge Park
Port Elizabeth
6045

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:00

Telephone

+27413606777

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