Bulelwa Ndaleni - Sanlam Financial Adviser, Port Elizabeth

23/09/2026

Heart-related illnesses remain among the biggest silent threats - especially here in South Africa, where one person suffers a stroke every 12 minutes and cardiovascular diseases claim many lives daily. The good news? Simple, consistent lifestyle choices can make a huge difference. This blog offers five essential, easy-to-follow steps - from improving your diet and staying active to monitoring your blood pressure - that can help you safeguard your heart, today and for years to come.

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20/09/2026

Estate planning becomes significantly more important when family structures are complex. A key takeaway from the conversations sparked by The Polygamist on Netflix, is that inheritance outcomes don't always align with personal intentions when proper planning is absent.

In South Africa, family structures can take many forms.

When a person passes away without a valid will, their estate is distributed according to legislation, which may not reflect their wishes or the needs of their dependants.

For financial decision-makers, business owners and families alike, this highlights three important considerations:

✓ 1.Keep your will updated.

✓ 2.Ensure your estate plan reflects your current family circumstances.

✓ 3.Consider professional guidance where trusts or multiple beneficiaries are involved.

Good estate planning is not just about asset distribution. It's about reducing uncertainty, preserving family harmony and protecting your legacy.

Read the full article for valuable insights into planning for real-life family dynamics. https://www.sanlamadvice.co.za/adviser/Bulelwa-Ndaleni/blogs/the-polygamist-family-affairs-estate-planning-lessons

Need advice? Get in touch with Bulelwa Ndaleni
📞0789602654
📧[email protected]
🏠Sanlam Building, Block 4, Greenacres Office Park, 78-84 Second Ave, Newton Park, Port Elizabeth, 6045

17/09/2026

The wealth you build today can shape your family's future tomorrow. Learn how to create a lasting legacy through thoughtful financial planning.

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15/09/2026

Your smartwatch says you're stressed. An app flags a potential health risk. But should you trust it?

AI-powered health tools are helping more South Africans keep track of their wellness, from monitoring sleep patterns to tracking heart rates and activity levels. The real value lies in spotting trends and encouraging healthier habits.

However, technology should support decision-making, not replace professional medical advice.

The same principle applies to financial planning. While AI can help identify possible health concerns, it cannot protect you from the financial impact of a serious illness, disability, or loss of income.

A healthy future isn't only about knowing your numbers. It's about being prepared for life's uncertainties too.

Read our blog about how to use AI-powered health tools wisely and why financial protection remains part of the bigger picture.

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13/09/2026

Have you ever wondered what would happen to a loved one who depends on you if you were no longer around? 💙

Estate planning isn't only about passing on wealth. It's about making sure the people who rely on you are cared for according to your wishes.

For parents of children with disabilities or dependants who may struggle to care for themselves, having a valid will and the right estate planning structures in place can make a significant difference.

Proper planning can help ensure ongoing care, minimise uncertainty, and provide peace of mind for your family.

One important takeaway: Estate planning is not just for the wealthy. It's for anyone who wants to protect the people they love.

Read the full article on my blog and discover how thoughtful estate planning can help protect vulnerable loved ones.

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12/09/2026

We often spend time building a life for the people we love, but have you thought about what happens to your assets when you're no longer around?

A valid will is more than just a legal document. It's a way to:
✅ Protect your loved ones
✅ Clearly communicate your wishes
✅ Help avoid unnecessary stress and delays during an already difficult time

The legacy you leave behind isn't only about wealth. It's about providing clarity, care, and peace of mind for the people who matter most.

If tomorrow wasn't promised, would your loved ones know exactly what your wishes are?

Start the conversation: Have you drafted a will, or is it still on your to-do list?

05/09/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

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04/09/2026

- Heart disease isn’t just for older adults – younger South Africans are at risk too. Stress, sleep, and mental health all play a role. Learn how you can protect your heart and your income with Sanlam →

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01/09/2026

🌸 New season. Fresh blooms. Cleaner finances. 🌸

Spring isn't just for gardens, it's for giving your money habits a refresh too.

Challenge yourself this Spring Day:

🌼 Find 1 expense you can cut

🌼 Review 1 financial goal

🌼 Save 1 extra amount, no matter how small

🌼 Start 1 positive money habit


Small changes today can help your finances bloom tomorrow.

💬 What's the ONE thing you'll do this month to give your finances a fresh start?

Drop your answer below and inspire someone else to take action! 👇
Comment with your September financial refresh challenge.

27/08/2026

💡 Ready to make smarter financial decisions? Celebrate Money Smart Week with Bulelwa Ndaleni and take control of your money. Contact me to speak with a financial adviser.

Website: https://www.sanlamadvice.co.za/adviser/Bulelwa-Ndaleni/contact-us/