22/05/2025
If you want to reduce your risk of traffic accidents and the insurance claims that accompany them — which could cause your premium to go up — you need to drive defensively. Here are some driving tips to help you avoid crashes and stay safe on the road.
Always Assume Other Motorists Will Make Mistakes
Defensive driving means always anticipating that other vehicles will be careless or worse, break the law. So, when you come to a four-way stop, for example, don’t assume other motorists will know the right-of-way laws. It’s always better to wait a few seconds and let others go first than to risk a crash.
Don’t Drive Distracted or Under the Influence
In most places, it’s illegal to have a mobile phone in your hand while driving, whether you’re talking to someone or checking a text. Stow your device, and use hands-free or voice-activated aids if you need to have a conversation or get directions. Or you can pull over if you must manually use your phone.
