29/05/2026
Currently, South African law does not universally mandate professional indemnity insurance across all professions. However, certain regulatory bodies and industry associations may require it for specific professions. For instance, professionals like lawyers, accountants, architects, engineers, and healthcare practitioners often face stringent regulatory requirements, which may include compulsory professional indemnity insurance.
In the legal sector, for example, the Attorneys Fidelity Fund mandates that all attorneys in South Africa must have professional indemnity insurance to protect clients against potential negligence or misconduct. Similarly, the Health Professions Council of South Africa (HPCSA) requires registered healthcare professionals to have indemnity cover as a condition of their registration.