Ridge & Associates Short Term Insurance Brokers

23/09/2026

Happy Heritage Day for tomorrow! We trust you will enjoy the day with your loved ones and enjoy great food, company and celebrate our rainbow nation and all the things that make us truly special!

31/07/2026

Recently myself (Rox) and Debbie from our offices sat with two wonderful ladies from INSETA & during our conversation we shared something we all had in common, women empowerment!

Every women's success should inspire another woman to believe in herself and do the same. We are strongest when we lift each other up and support each other especially in the insurance industry where we need more young ambitous females.

29/07/2026

Just as you wouldn't climb into an unmarked taxi, you shouldn't make transport arrangements with unknown drivers.

MUA Concierge gives subscribers access to trusted, pre-booked transport through approved channels, helping ensure every trip is properly recorded, monitored and supported.

Whether it's:
Airport transfers
A safe ride home after an evening out
Collecting your vehicle from a service
Transport to a medical appointment

MUA Concierge makes travelling easier, safer, and more convenient.

Ask your broker about MUA Concierge.
0861 000 682

28/07/2026

Proud to be an accredited broker for such a reliable and competent underwriter such as AC&E_ They support brokers and allow us to offer comprehensive products for even the most complex risks. Their partnership with South Africa's oldest short term insurer, New National Assurance, allows them to leverage off their "A" level global credit rating.

AC&E Engineering territorial scope includes sub-saharian Africa and the Indian Ocean Islands while their professional indemnity and liabilities cover also offer a worldwide territorial scope *excluding USA & Canada.

They have highly skilled specialists and a competent team who give technical assistance. When it comes to Engineering, PI & Liability & also Commercial Insurance, AC&E provide tailor-made solutions and we, as a broker, have always trusted them with our client's risks.

Construction Insurance; Single projects insurance; Contractors Plant All Risks Insurance; Machinery Breakdown & Business Interruption; Engineering Risks; Medical Malpractice; Design and Construct; Broadform Liability; Events Liability; Directors & Officers Liability; Commercial Business Insurance; Buildings, Body Corporates & even Hospitality products!


They are an authorised financial service provider: 43281/45553/45915

28/07/2026

01/04/2026

Wishing you and your loved ones a joyful and peaceful Easter. May this season bring renewed hope, happiness, and prosperity. If you are travelling this long weekend, drive safely.

20/03/2026

21 MARCH 2026 (Both Eid & Human Rights Day falling on the same day in South Africa)!

It’s actually really special that Eid-ul-Fitr and Human Rights Day fall on the same day this year.

Eid is all about gratitude, kindness, and looking out for others, especially after a month of reflection during Ramadan. And Human Rights Day is about dignity, equality, and making sure everyone is treated fairly.

When you think about it, they’re both about the same core idea — caring for people and respecting one another.

It is also a moment to reflect: not only to celebrate, but to be better neighbours, better citizens, and better human beings. To ensure that the spirit of Eid — giving, caring, and unity — extends beyond today, and lives within our actions every day.

This coincidence is not just special — it is meaningful. It reminds us that regardless of our backgrounds, beliefs, or traditions, we are united by something greater: our shared humanity.

Eid Mubarak, Happy Human Rights Day...and may we all continue to uphold the rights and humanity of one another today & every day!

18/02/2026

The shift to electric and hybrid vehicles is gaining momentum in South Africa, but it remains a measured transition rather than an overnight change.

Recent data from the National Association of Automobile Manufacturers of South Africa (Naamsa) shows that in 2025, consumer preference leaned strongly toward traditional hybrid vehicles, with 12,818 units sold. Interest in plug‑in hybrids increased notably year on year, while fully electric vehicle sales declined slightly, by around 13%.

This reflects a cautious approach to electrification, as buyers balance cost, infrastructure and everyday practicality.

If you are considering a hybrid vehicle this year, a few insurance considerations are worth keeping in mind:
• Insurance costs and repairs
Electric and hybrid vehicles often require specialised repairs, which can influence premiums. While these costs may reduce over time as adoption increases, they remain an important factor today.
• Tailored cover
Ensure your policy specifically protects EV‑related components such as batteries and charging equipment, which may not be adequately covered under standard motor policies.
• Your individual risk profile
Premiums are influenced by more than the vehicle itself. Factors such as driving history, location, make and model, and even vehicle colour can all play a role.

As vehicle technology evolves, ensuring your insurance keeps pace is essential to protecting both performance and value.



*Image by frimufilms on Freepik

18/02/2026

WE ARE OFFICIALLY MOVED IN!
Psst.....Mugg & Bean below us have a R99 Coffee & Cake special running!

We are so excited to announce that we will now be at the new Arbour Arch Co-Working offices! Easy access, prime location, convenient and most importantly... great coffee!
☕