First Consult

17/08/2026

"This represents an inflation figure of 285% over the past 26 years or 5.54% annually."

www.firstconsult.co.za

R100 buys you much less than it should in 2026 compared to 26 years ago.

30/06/2026

www.firstconsult.co.za

30/06/2026

An ETF (Exchange-Traded Fund) is like a gift basket of different investments that you can buy or sell on the stock market just like a single stock.

Why People Love ETFs:

Easy Diversification: Instead of buying shares of 50 different companies one by one, you buy one ETF, and you instantly own a tiny piece of all of them.

Lower Risk: If one company in the basket has a bad day, the other companies help keep your investment steady.

Affordable: It is much cheaper than hiring a professional manager to pick individual stocks for you.

How It Works (The Bakery Analogy)Think of buying individual stocks like buying single ingredients (flour, sugar, eggs).

Buying an ETF is like buying a ready-made slice of cake that already has all the ingredients mixed together perfectly!

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21/06/2026

📈 INVESTING WITH PURPOSE. GROWING WITH DISCIPLINE.
Over the past decade, the Old Mutual Islamic Equity Fund has demonstrated the value of long-term investing and disciplined portfolio management.
✅ 10-Year Annualised Return: 12.2%
✅ Outperformed the JSE Top 40 Index
✅ Shariah-Compliant Investment Solution
✅ Exposure to quality local and global businesses
✅ Suitable for investors seeking ethical investment principles alongside long-term capital growth
The lesson for investors is simple: successful investing is often about remaining committed to a well-structured strategy and allowing time to work in your favour.
Whether you are looking to build wealth, save for retirement, create a legacy for future generations or diversify your portfolio, understanding the available investment opportunities is an important first step.
At First Consult SA FSP 44958, we help clients navigate a wide range of investment solutions designed to align with their financial goals, risk profile and personal values.
💙 Live Your Ideal Life
🌐 www.firstconsult.co.za⁠�

Past performance is not necessarily indicative of future performance. Investments may rise or fall in value and investors should seek appropriate financial advice before making investment decisions.

Islamic equity funds have gained popularity beyond faith-based investors in recent years, as their strict Shari’ah-compliant investment principles have helped them deliver strong long-term returns.

21/06/2026

👔💙 HAPPY FATHER'S DAY 💙👔
Today we celebrate the fathers, grandfathers, stepfathers, mentors and father figures who lead with strength, guide with wisdom and love without limits.
The values that build strong families — commitment, responsibility, protection and care — are the same values that help create a secure future for those we love.
At First Consult SA FSP 44958, we honour the men who work tirelessly to provide opportunities, create stability and inspire future generations.
To every father and father figure: thank you for your sacrifice, dedication and unwavering support.
Wishing you a wonderful Father's Day filled with love, appreciation and special moments with your family.
💙 Live Your Ideal Life
🌐 www.firstconsult.co.za

26/05/2026

".... Most alarmingly, Sanlam’s data indicates that due to these severe capital shortfalls, the average South African would need to work until the age of 80 to retire comfortably."

www.firstconsult.co.za


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South Africa's financial planning culture is obsessed with 'the number' – the lump sum that promises freedom, usually around R15m, and is almost always the wrong way to think about retirement.

26/05/2026

Which part of your financial life are you planning to get to "later"?

www.firstconsult.co.za