Charlie saves you money.

29/10/2020

Does your life insurance include these following unique benefits :

Full term premium guarentee
Needs-matched life insurance that can change as your needs change
Structure policies that can precisely match your needs ( you can buy more cover free of medical underwriting)
Never lose the value of premiums you have paid ( move premiums between different needs and insurance events)
Fexibility at claim stage (choose between a monthly income or a capitalised lumpsum at claim stage)
Changed moment payment pay-out ( eg. at retirement)

These unique features are mainly available at the needs-matched life insurance policies.
Feel free to contact me for more info

08/06/2020

COVID-19 het vir almal van ons se finansiele beplanning negatief beinvloed. Meeste van ons word gekonfronteer met onsekerhede t.o.v. werksekerheid en inkomstevermindering. Die gevolg is dat ons begrotingsaanpassings moet maak. Alhoewel die pandemie die belangrikheid van lewensversekering , as n skans teen potensiele finansiele verliese beklemtoon, kan baie mense onder die huidige omstandighede nie hul polisse bekostig nie.
Gevolglik is daar net twee opsies,nl. Om of jou polisse te kanseleer of om die premies tydelik te verlaag..Altwee opsies is riskant, want n mens kan gedurende hierdie tydperk toestande ontwikkel wat tot gevolg het dat daar n belading op die premie is, of dat die aansoek in sekere gevalle geweier word.. Beide opsies kan veroorsaak dat n mens sonder noodsaaklike lewensdekking eindig.
Daar is darem wel lig in die tonnel. Maak seker dat die polisse wat jy tans het, toekomsdekking insluit. In meeste gevalle moet jy ekstra betaal vir hierdie opsie wat weer bekostigbaarheid van jou polisse beeinvloed. Tweedens moet jy gewoonlik weer mediese ondersrywing ondergaan as n voorwaarde om jou dekking te verhoog. Onder Needs-Matched polisse word toekomsdekking wel automaties ingesluit en betaal jy nie ekstra vir hierdie opsie nie, en jy kan jou dekking verhoog sonder mediese onderskrywing. Hierdie opsie is nommerpas vir die huidige situasie,nl dat jy die premie kan kies wat jy kan bekostig en jy sekerheid het dat jy later wanneer jy dit weer kan bekostig, jou dekking verhoog.

28/05/2020

.COVID-19 has changed our lives forever, creating uncertainty for what the future holds for every one of us. Socializing and financial planning will be severely affected and the only way to survive is to adapt to the new demands that we will be confronted with.
Our first reaction to our financial demands is to cancel our life insurance policies, while COVIT-19 has actually highlighted how crucial risk policies will be in future. Life insurance is one of the most effective ways to protect us against financial and income losses.
Now is a good time to re-asses our financial position and to explore cost effective and affordable options regarding life insurance policies. Needs-matched life insurance can be the answer. Do yourself a favour and read the unique features of Needs-matched insurance:
1) On average you can save up to 40% of your monthly premiums, or you can buy up to 40% more cover, with each premium Rand.
2) Your cover changes with you throughout your life. If your needs change, you can buy more cover free of medical underwriting.
3) You have the ability to move between different needs and insurance events free of penalties.
4) You have flexibility and certainty when you claim. You can choose between a monthly income and the full value of the income as a capitalized lump-sum at claim stage.
These unique features are a good reason to explore needs- matched life insurance, and can be the solution to your risk planning.
For more information, feel free to contact me:
Cell 0604372410
Email Rossouwcharlie7@gmail

25/10/2019

03/10/2019

The Needs-Matched difference for temporary expense claims:

Looking for a way to save money on your insurance premium, let me help you. With this market leading needs-matched product design, it caters for each and every individual’s needs accordingly. Based off the traditional barriers to claim it is often a disappointing and frustrating circumstance when an insurance company denies a clients claim based off traditional market-barriers preventing the client to claim. For more information on how we can get the best cover for your current financial needs, let me know and I’ll get back go you. Let me help you save that money.

Contact details:
[email protected]" rel="ugc" target="_blank">[email protected]
Sell: 060 437 2410
Assistant (Ria): 083 547 9352
Located in Paarl, Van der linde 31B

26/09/2019

For more information, please go to:
• Facebook: Charlie saves you money.
• Sell: 060 437 2410
• Email: [email protected]

23/09/2019

Compared to Traditional insurance policies:
Most if not all traditional insurance policies you have to list newborns on the policy in order to receive a pay-out, while with the needs-matched cover clients children do not need to be listed in order to receive cover at all.
Most Traditional insurance policies do not cover congenital conditions (eg: Down syndrome; Cleft pallet; Cerebral palsy etc.), while needs-matched products caters for congenital conditions provided that the newborns have been listed 9 month before birth.
For more information, please go to:
• Facebook: Charlie saves you money.
• Sell: 060 437 2410
• Email: [email protected]

16/09/2019

How Needs-matched life insurance cover keeps pace with changes in Childcare Needs:
An example: This is a story of a 5 year old named (Juan) who has been listed under their parents policy’s where they have bought childcare cover. Juan’s cover has started from the age of 5 years with R3500 p.m cover in force ,while at the age of 18 years he would have R10 000 p.m. Thanks to the 200% tertiary-education step up that kicks in at the age 0f 19, the cover will grow to R35 000 p.m. This unique step up in cover is only available under the needs-matched product design.
For more information, please go to:
• Facebook: Charlie saves you money.
• Sell: 060 437 2410
• Email: [email protected]