Lucy Vena - Sanlam Financial Adviser, Oudtshoorn

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Lucy Vena - Sanlam Financial Adviser, Oudtshoorn My goal is to help you achieve financial success and peace of mind.

21/05/2025

Do you often ask yourself "Where did this month's salary all go to?" 🤔🤔 During we encourage you to learn how to create a budget that works. Get your free budget template in the blog below.

REMEMBER: creating a household budget is the best way to control your family's finances. Budgeting doesn't have to be a tedious task of complicated formulas and equations.

16/05/2025

Did you know you could reap financial benefits by paying lump sums into your retirement annuity (RA) before the end of every tax year?

Here are THREE reasons why you should maximise your RA with a lump sum contribution:

1️⃣ You can PAY LESS TAX (yes, check out the explainer video on my Digital Business Card)

2️⃣ The tax benefits rolls over if you exceed your RA contributions in a tax year

3️⃣ Compound interest will work in your favour

If you haven’t already opened a Sanlam Cumulus Echo RA, now is the time to take advantage of the tax benefits it offers.

It’s also a Wealth Bonus participating product, which means when you take out the RA, stay invested, and continue to make regular contributions to your investment, your Wealth Bonus grows along with it.

Get in touch today for more info and detailed explanations of above benefits.

Lucy Vena
📞0711990667
📧[email protected]
🏠Shop 18 Queens mall, Voortrekker Road, Oudtshoorn, 6625



To the moms who have held our hands through thick and thin - thank you for always being there. 🤝💕 Happy   to the most lo...
11/05/2025

To the moms who have held our hands through thick and thin - thank you for always being there. 🤝💕 Happy to the most loving and supportive person in our lives!

your mum in the comments and share your love.

09/05/2025

Not everyone’s into folding paper dinos 🦕 ...but everyone loves insurance that’s simple, smart and hassle-free.

With Sanlam Premier Smart Insurance with Wealth Bonus®, you get more time for what really matters.

08/05/2025

Have you started saving for retirement?
Whether you're just getting started or looking to grow your savings, we're here to help guide your journey.

💡 Find out how to take the next step in your retirement plan with Sanlam.

📞 Contact 0711990667 / [email protected] during May.

07/05/2025

BUDGETING TIPS FOR SALARIED EMPLOYEES - If the thought of a budget and sticking to a spending plan makes you want to hyperventilate, take a deep breath and count to 10 ⏱️, literally.

These 🔟 insights may just shift you from panic mode to enlightenment when it comes to budgeting this

1️⃣. DO LIFE... on your own terms, and with your own pocket in mind. Keeping up with the Joneses and Khumalos can be a costly exercise.

2️⃣. TRACK
Start tracking your income and spending.

👌. AUTOMATE to simplify
Consider the benefits of automatic debit orders for recurring expenses, as close to pay-day as possible.

4️⃣. ASK YOURSELF: How will this add value to my life? Is it a need, or is it a want?

5. PLAN for EMERGENCIES. Don't be caught by surprise.
If you haven't started doing so already, put cash into a separate savings account, on a regular basis, building a 'nest egg' for life's unexpected emergencies and curve balls.

6️⃣. Plan a life of CONFIDENCE.
Ensure that you and your family will financially survive the unexpected. 👨‍👩‍👧‍👦

7️⃣. Use DEBT wisely but remember that cash is king.💵💵
Know the difference between good and bad debt.

8️⃣. Be TAX savvy
Firstly, file your returns on time to avoid late penalties and understand what deductions you may and may not claim for.

9️⃣. CALL in the help of a professional

Boost your confidence and chance of financial success by making use of an expert. Speak to a financial planner Lucy Vena - leave a message below to be contacted
https://www.sanlamadvice.co.za/adviser/Lucy-Vena/contact-us/

🔟. NEVER LOSE HOPE!

Remember that you are not the only one battling to budget and sticking to it. Never give up, no matter what or how many times you slip up. Your financial success and confidence are far more dependent on how well you manage your money than how much you earn.

05/05/2025

🛡️ Protect yourself & your loved ones! Explore life & income protection solutions.

Do you know if you are properly covered? Learn more here.

    "Pleasure in the job puts perfection in the work" - In whatever you do, work, school, life... do your best, to make ...
01/05/2025

"Pleasure in the job puts perfection in the work" - In whatever you do, work, school, life... do your best, to make the best from it.


Lucy Vena

29/04/2025

🎓 Give a child the best future! Education planning starts today. If you're an uncle or an aunt, you need to share this with your brother or sister right away. Parents need to see this!

🇿🇦 For many South Africans, financial freedom cannot occur without laying down some groundwork. With the help of a finan...
28/04/2025

🇿🇦 For many South Africans, financial freedom cannot occur without laying down some groundwork. With the help of a financial adviser, each of the below milestones can be leveraged to secure a financially prosperous life. 🇿🇦

1️⃣ Secure financial stability

According to Forbes, for some this is defined as securing a job that provides a monthly income. 💼 In other words, you have peace of mind knowing where your money will come from, and when you will receive it. From this income, basic monthly expenses can be covered, like food and transport, and additional investments can be made, like retirement savings, medical aid and so forth.

2️⃣ Establish financial independence

Investopedia defines this as being able to secure an income outside of day-to-day work. You don’t necessarily need to be employed to earn money. In practical terms, this can be achieved with the help of a financial advisor who can guide you on investments📈.

3️⃣ Enjoy FINANCIAL FREEDOM

At this point you have enough investments, savings and cash to live the life you want for yourself and your family. ✅ It’s complete freedom and confidence knowing that you’re able to cover unforeseen hiccups, and are prepared for the future.🏡❤️

Achieving long-term financial freedom comes with short-term sacrifices, and, of course, hard work. But unlocking this level of financial confidence is well WORTH IT. 📞 The first step is to reach out to us to help get you get started on your journey to living a life defined by financial prosperity.

Address

Shop 18 Queens Mall
Oudtshoorn
6625

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