PSG Menlyn

01/06/2026

On the back of Moody’s revision of South Africa’s sovereign credit rating outlook the previous week, S&P Global continued along the same lines, maintaining a positive outlook for the country. This rating outlook is important as markets continue to navigate the uncertainty around the Middle East conflict.

In times of interest rate hikes and fluctuating oil and fuel prices, the advice from the PSG Menlyn team remains the same: financial decisions must not be emotional. They must be based on a clear understanding of your current financial health and aligned with your personal, future-focused goals.

If you need to revisit your goals or confirm that your existing road map still serves your circumstances, reach out to a team you can trust: the PSG Menlyn team. Let's start building a lasting relationship.
📞: 012 368 1778
📧 : [email protected] or [email protected]

30/05/2026

𝗣𝗦𝗚 𝗪𝗲𝗮𝗹𝘁𝗵 𝗠𝗲𝗻𝗹𝘆𝗻 𝗖𝗹𝗶𝗲𝗻𝘁 𝗘𝗻𝗴𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗼𝗻 𝗔𝗜: 𝗻𝗼𝗶𝘀𝗲 𝗼𝗿 𝗻𝗲𝗰𝗲𝘀𝘀𝗶𝘁𝘆?
The world of AI is unfamiliar to many, and yet, it offers a wealth of opportunities for others. This topic often leaves one with more questions and uncertainties than answers, such as:
What about AI and our finances?
What impact will AI have on me, the world and world markets?
Or maybe we should ask, “𝗔𝗜 𝗮𝗺 𝗜 𝗼𝗸?” which was the topic of discussion for PSG Menlyn’s recent client engagement session at the stunning The Hawthorn Boutique Hotel at the foothills of the Outeniqua mountain range in George.
In his thought-provoking presentation, Marius Cornelissen, Wealth Manager: Securities at PSG Menlyn, stated the facts, clarified the fallacies about AI, and highlighted the dangers of fakes, as he posed the question: “𝗔𝗜 𝗮𝗺 𝗜 𝗼𝗸?”
But this client session was about much more than AI, graphs, politics and world markets; it was also about an appreciation for a centuries-old craft that AI will never replace: the world of wine, wine-making and a family’s love and appreciation for their craft.
🍷 A special thank you to Kobus Deetlefs, the MD and family representative of Deetlefs Wine Estate, for spoiling the PSG Menlyn clients with a “wine tasting with a twist”.

So, what are our key takeaways after this event?
✍ Trust is real. AI can never replace our understanding of each of our clients’ unique personal circumstances.
✍ We may be dependent on technology, while AI will increasingly play a role in our lives but nothing will replace the beauty of nature and personal interaction with clients.
A special thanks to all who took the time to spend time with us and who continue to trust us with their portfolios. And thank you to The Hawthorn Boutique Hotel for your excellent service.
If you could not join us for this client engagement session in George or need some guidance with your financial portfolio, feel free to reach out to us:
📧: [email protected] or [email protected]
📞: 012 368 1778.

25/05/2026

𝗠𝗮𝗿𝗸𝗲𝘁 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀

⭐ The last week of May 2026 starts with “positive” news that Moody’s, the international credit ratings agency, has revised South Africa’s sovereign credit rating outlook from stable to positive. They affirmed the country’s domestic and foreign-currency long-term ratings at Ba2, placing SA in the top section of the “speculative grade” category.

National Treasury welcomed this positive outlook and the recognition that South Africa is gradually strengthening its fiscal performance and sustained commitment to structural reforms, with prospects of increasingly tangible results. This credit rating improvement should also be welcomed because, according to National Treasury, South Africa is currently the only G20 country on a positive outlook from Moody’s.

Unfortunately, the reality for too many South Africans, especially the youth, is that they remain unemployed. South Africa needs to do more to invest in projects that will have a positive impact on the lives and livelihoods of millions who are desperately seeking jobs and income.

💬 Share your opinion:
❓ What do you think is needed to create more jobs in South Africa?
❓ Do you think that Moody’s offered a fair credit rating for South Africa?

18/05/2026

📉 𝗠𝗮𝗿𝗸𝗲𝘁 𝗨𝗽𝗱𝗮𝘁𝗲 📈

🌍 Worldwide, even the largest economies are experiencing challenges because of the ongoing conflict in the Middle East, with inflation in the US reaching a 3-year high, and Chinese retail sales slowing considerably.

📊 The local front offered a mixed basket, with good news regarding the increased production in the mining sector. At the same time, the biggest concern is South Africa’s shockingly high rate of unemployed young people. This situation triggers a chain reaction of negative economic effects, including lower tax income for the fiscus. It may cause lasting damage to these individuals’ personal finances, mental well-being and future career path.

👝 💻The high unemployment rate poses constant challenges and requires a whole-of-society approach for solutions.

💬 What is your opinion? Are you willing to employ inexperienced young people in your business to give them a stepping stone into the world of work, or do you only recruit graduates or individuals with some work experience?
📧 [email protected]

11/05/2026

In times of global and local political and economic uncertainty, fluctuating oil and fuel prices and ongoing conflict, the PSG Menlyn team continues to advocate the importance of having a financial plan focusing on medium- and long-term goals.

Why is it important to speak to our team?

🔎 We provide an objective viewpoint based on data-driven advice and not on emotions

🔎 We look at a holistic strategy to link and manage your investments

🔎 We will regularly review your portfolio to align your goals with changes in your life.

Do not feel despondent about political and economic changes.

Reach out to our team of who will provide guidance when everything else feels unpredictable.

📞: 012 368 1778
📧 : [email protected] or [email protected]

10/05/2026

𝐌𝐨𝐭𝐡𝐞𝐫𝐬 𝐃𝐚𝐲 𝟐𝟎𝟐𝟔

"A mom accepts love in whatever currency it's offered and returns it always in gold coin." ~ Robert Brault.

A simple word of thanks to all the mothers who are worth their weight in gold, for your unconditional love and your sacrifices.

Happy Mother's Day! May the blessings you shower onto others be returned to you a hundredfold, echoing the kindness you have shown to so many.

07/05/2026

07/05/2026

𝐓𝐡𝐞 𝟐𝟎𝟐𝟔 𝐏𝐒𝐆 𝐂𝐨𝐧𝐟𝐞𝐫𝐞𝐧𝐜𝐞 𝐢𝐬 𝐢𝐧 𝐟𝐮𝐥𝐥 𝐬𝐰𝐢𝐧𝐠.

We have been blown away by the wisdom and information shared by world-class speakers such as Mo Gawdat, a leading expert in AI; PSG’s own Francois Gouws and Edward Gibbens; as well as proudly South African leaders, the likes of Lesetja Kganyago, the Governor of the SA Reserve Bank; Jeanette Marais, CEO of Momentum; Clyde Rossouw, Head of Quality, Ninety One South Africa; Fanus Coetzee, CEO of Santam Broker Solutions; Nic Andrew, Managing Executive at Nedgroup Investments and Tamryn Lamb, from Orbis.

📣The message is clear:
We have to be the leaders in changing times. We need to partner with our clients by anticipating change, navigating complexity, and turning disruption into opportunity.
The PSG Menlyn team is ready, let's


Photo credit: PSG Financial Services

06/05/2026

𝗣𝗦𝗚 𝗖𝗼𝗻𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝟮𝟬𝟮𝟲

Few things beat the energy of gathering with colleagues from PSG Financial Services at the annual in Sun City, South Africa.
Under the theme , we look forward to spending the next few days engaging with and listening to industry leaders such as Mr Lesetja Kganyago, the Governor of the .

We are ready to "soak up" every bit of industry insight at the and excited to take those strategies back to the team at PSG Menlyn.