Garden Route Debt Counsellors

Garden Route Debt Counsellors Professional debt counsellors

Debt review is a cost effective way of protection against harassment and summonses and protects a consumersโ€™ assets such as their house and car from repossession. Credit providers are often quick to take legal action and are not willing understand or to listen to your situation, however will negotiate with a registered Debt Counsellor. Debt review is a formal process and a court order is obtained

to protect you from legal action that creditors might take against you. The debt counsellor works out a budget based on your income and essential living expenses and negotiates with your credit providers for better repayment amounts which are formalized by the court order.

๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ ๐จ๐Ÿ ๐ƒ๐ž๐›๐ญ ๐‚๐จ๐ฎ๐ง๐ฌ๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐–๐ก๐ž๐ง ๐˜๐จ๐ฎ ๐…๐ž๐ž๐ฅ ๐“๐ก๐ž๐ซ๐žโ€™๐ฌ ๐๐จ ๐–๐š๐ฒ ๐Ž๐ฎ๐ญ๐†๐š๐ซ๐๐ž๐ง ๐‘๐จ๐ฎ๐ญ๐ž ๐ƒ๐ž๐›๐ญ ๐‚๐จ๐ฎ๐ง๐ฌ๐ž๐ฅ๐ฅ๐จ๐ซ๐ฌ ๐Œ๐จ๐ฌ๐ฌ๐ž๐ฅ ๐๐š๐ฒMany South Africans...
30/04/2026

๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ ๐จ๐Ÿ ๐ƒ๐ž๐›๐ญ ๐‚๐จ๐ฎ๐ง๐ฌ๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐–๐ก๐ž๐ง ๐˜๐จ๐ฎ ๐…๐ž๐ž๐ฅ ๐“๐ก๐ž๐ซ๐žโ€™๐ฌ ๐๐จ ๐–๐š๐ฒ ๐Ž๐ฎ๐ญ

๐†๐š๐ซ๐๐ž๐ง ๐‘๐จ๐ฎ๐ญ๐ž ๐ƒ๐ž๐›๐ญ ๐‚๐จ๐ฎ๐ง๐ฌ๐ž๐ฅ๐ฅ๐จ๐ซ๐ฌ ๐Œ๐จ๐ฌ๐ฌ๐ž๐ฅ ๐๐š๐ฒ

Many South Africans feel overwhelmed by debt, rising living costs and financial pressure. When you canโ€™t see a way forward, debt counselling offers a legal and structured solution to help you regain control. Lee Lombard from Garden Route Debt Counsellors, your local debt counsellor in Mossel Bay and Hartenbos offers ๐’†๐’™๐’‘๐’†๐’“๐’• ๐’‚๐’…๐’—๐’Š๐’„๐’† ๐’๐’ ๐’‰๐’๐’˜ ๐’•๐’ ๐’ˆ๐’†๐’• ๐’š๐’๐’–๐’“ ๐’‡๐’Š๐’๐’‚๐’๐’„๐’†๐’” ๐’ƒ๐’‚๐’„๐’Œ ๐’๐’ ๐’•๐’“๐’‚๐’„๐’Œ ๐’˜๐’Š๐’•๐’‰ ๐’…๐’†๐’ƒ๐’• ๐’„๐’๐’–๐’๐’”๐’†๐’๐’๐’Š๐’๐’ˆ.

โœ… One monthly payment - repayment plan based on what you can afford
โœ… Protection from creditors - once you are under debt review, creditors may not harass you, threaten legal action or repossess assets
โœ… Lower instalments and interest rates - Debt counsellors negotiate reduced instalments and lower interest rates

๐‚๐จ๐ง๐ญ๐š๐œ๐ญ ๐†๐š๐ซ๐๐ž๐ง ๐‘๐จ๐ฎ๐ญ๐ž ๐ƒ๐ž๐›๐ญ ๐‚๐จ๐ฎ๐ง๐ฌ๐ž๐ฅ๐ฅ๐จ๐ซ๐ฌ
๐Ÿ“ฑ076 451 4329

Feel free to reach out to us to schedule an online meeting at your convenience.

๐ƒ๐จ๐งโ€™๐ญ ๐‹๐ž๐ญ ๐…๐ž๐ฌ๐ญ๐ข๐ฏ๐ž ๐…๐ฎ๐ง ๐๐ž๐œ๐จ๐ฆ๐ž ๐‰๐š๐ง๐ฎ๐š๐ซ๐ฒ ๐ƒ๐ž๐›๐ญ๐‘ฎ๐’‚๐’“๐’…๐’†๐’ ๐‘น๐’๐’–๐’•๐’† ๐‘ซ๐’†๐’ƒ๐’• ๐‘ช๐’๐’–๐’๐’”๐’†๐’๐’๐’๐’“๐’”The festive season is all about fun, families and ...
01/12/2025

๐ƒ๐จ๐งโ€™๐ญ ๐‹๐ž๐ญ ๐…๐ž๐ฌ๐ญ๐ข๐ฏ๐ž ๐…๐ฎ๐ง ๐๐ž๐œ๐จ๐ฆ๐ž ๐‰๐š๐ง๐ฎ๐š๐ซ๐ฒ ๐ƒ๐ž๐›๐ญ

๐‘ฎ๐’‚๐’“๐’…๐’†๐’ ๐‘น๐’๐’–๐’•๐’† ๐‘ซ๐’†๐’ƒ๐’• ๐‘ช๐’๐’–๐’๐’”๐’†๐’๐’๐’๐’“๐’”
The festive season is all about fun, families and summer holidays in the Garden Route but itโ€™s also the time when many households quietly slip into financial trouble. Extra outings, gifts, travel and year-end expenses can quickly push you beyond your budget without you realising it.

At Garden Route Debt Counsellors, we see the same pattern every year, leaving many consumers with January financial shock.

๐Ÿ“Œ๐™’๐™–๐™ฉ๐™˜๐™ ๐™Š๐™ช๐™ฉ ๐™›๐™ค๐™ง ๐™๐™๐™š๐™จ๐™š ๐˜พ๐™ค๐™ข๐™ข๐™ค๐™ฃ ๐™ƒ๐™ค๐™ก๐™ž๐™™๐™–๐™ฎ ๐™Ž๐™ฅ๐™š๐™ฃ๐™™๐™ž๐™ฃ๐™œ ๐™ˆ๐™ž๐™จ๐™ฉ๐™–๐™ ๐™š๐™จ
1๏ธโƒฃUsing Credit for Everyday Purchases such as groceries, fuel and holiday treats
2๏ธโƒฃ Impulse Buys that you later cannot keep account of
3๏ธโƒฃ Using savings, overdraft, or constant account transfers to keep your finances afloat
4๏ธโƒฃYouโ€™re Ignoring Your Budget Completely
5๏ธโƒฃ Your Debit Orders Are Starting to Bounce
6๏ธโƒฃ Youโ€™re Borrowing to Keep Up with Festive Costs
7๏ธโƒฃYou Feel Stressed Every Time You Check Your Balance

How to Take Control Before Itโ€™s Too Late, and stick to your budget. Tracking your daily spending is an excellent start.

Garden Route Debt Counsellors can assist clients across the Garden Route and Klein Karoo to regain financial stability through professional debt counselling
You donโ€™t have to face financial stress alone, reach out before debt becomes unmanageable.

Contact your local debt counsellor, Lee Lombard for assistance.

๐‚๐จ๐ง๐ญ๐š๐œ๐ญ ๐†๐š๐ซ๐๐ž๐ง ๐‘๐จ๐ฎ๐ญ๐ž ๐ƒ๐ž๐›๐ญ ๐‚๐จ๐ฎ๐ง๐ฌ๐ž๐ฅ๐ฅ๐จ๐ซ๐ฌ
๐Ÿ“ฑCell No: 076 451 4329
๐Ÿ“Address: 138 Port Natal Road, Hartenbos
Feel free to reach out to us to schedule an online meeting at your convenience.

Your local Debt Counsellor, Lee Lombard is here to assist. Contact her on 0764514329.
28/10/2025

Your local Debt Counsellor, Lee Lombard is here to assist. Contact her on 0764514329.

Welathbit surveyed over 100 South African professionals across roles and income levels and found that 80% are stressed out all the time about money, and nearly 70% were actively keeping their eye out for a higher paying job.

This is probably true of you, yourself or members of your team.
Getting people on staff to talk to a professional about their financial situation can help reduce stress and improve productivity. Debt Counsellors are well positioned to come and talk to your team. Reach out to your local one and ask them for a financial wellness presentation.

Address

138 Port Natal Road
Mossel Bay
6500

Opening Hours

Monday 09:00 - 16:30
Tuesday 09:00 - 16:30
Wednesday 09:00 - 16:30
Thursday 09:00 - 16:30
Friday 09:00 - 13:00

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