Harmse Insurance Brokers

Harmse & Harmse Brokerage cc t/a Harmse Insurance Brokers is an Independent Insurance Brokerage

Authorised Financial Service Provider
FSP Licence number: 44220 Life Assurance, Group Schemes and Investments are driven by Christo Harmse who has practical insurance broking experience of since 1992.
2. Short Term Insurance and Medical Aid are managed by Minette Harmse who has been a practicing insur

ance broker since 2001. The brokerage holds contracts with the following insurers and is accredited to market and sell products as provided by these companies:
• Liberty Life
• Discovery Life
• Momentum
• Old Mutual
• Sanlam
• Hollard
• Mutual & Federal
• Zurich
• Santam
• Senate
• Discovery Insure
• Auto & General
• Stalker, Hutchinson & Associates
• Momentum Short Term Insurance
• Bestmed
• Liberty Medical Scheme
• Discovery Health
• Momentum Health
MISSION:

To focus on the delivery of Life Assurance, Medical Aid and Short Term Insurance products and service to our clients. These services consist of:

• Retirement Annuities
• Group Schemes
• Asset Insurance
• Life Cover
• Disability Cover
• Severe Illness Cover
• Rehabilitation Funds
• Medical Aids
• Investments
• Funeral Cover


PRIMARY VALUES:

Our values are:

• Ensuring that Harmse Insurance Brokers constantly remains complaint with requirements and Financial Advisory and Intermediary Services Act, as enforced by the Financial Services Board FAIS License:
o CC Harmse: License Number: FSP 44220
o M Harmse: License Number: FSP 44220
o L Victor License Number: FSP 44220
• Risk management on behalf of our clients
• Value-added client service

Harmse Insurance Brokers is successful in delivering a professional service to individual and corporate clients, examples are listed below:

• TeeVee Electric
• F & K Engineering
• DIMD Services
• Sterling Steel & Alloys
• Khetekile Mining
• Zwane Inspection Services
• Laerskool Middelburg
• Hargreaves South Africa (Pty) LTD
• Phillips South Africa (Pty) LTFD

Harmse Insurance Brokers holds Professional Indemnity










ADVISORS:



ATTORNEYS: Johan Alberts Attorneys
Johan Alberts
Tel: +27-13-243 5993

BANKERS: Nedbank-Middelburg
Tel: +27-13-283


AUDITORS: Danie Sauer Auditors
Danie Sauer
Tel: +27-13 282 7258

COMPLIANCE OFFICER: Masthead
Ignatius Jacobs
Tel: +27-12 424 3400

FINANCIAL ADVISORS ASSOSIATION: Masthead Financial Advisors
Tel: +27-12 424 3400








It is our clear objective to provide an honest, dedicated service to our clients, thereby maximizing opportunities for applicants. It is our vision to become a leading brokerage in the insurance industry, delivering a professional service and to ensure peace of mind. We will deliver a professional service and act in the best of knowledge on behalf of our client.