PSG Insure Middelburg - Samora Machel street

03/06/2026

28/04/2026

Watch this space tomorrow for an exciting change!

15/04/2026

15/12/2025

https://www.psg.co.za/news-and-publications/articles/feature/fire-safety-should-be-at-the-heart-of-your-business

A fire can have disastrous effects on your business, with both immediate and long-term consequences that extend far beyond the physical damage. In the wake of a fire, you may experience the loss of inventory, equipment and critical infrastructure – or even worse, loss of lives – and temporary su...

12/12/2025

https://www.psg.co.za/news-and-publications/articles/feature/be-sure-your-insurance-will-go-the-distance

As the year winds down, South Africans are preparing to hit the road to visit friends and family across the country. But with heavier traffic and a higher incidence of road accidents, the festive season also brings heightened risk.

03/12/2025

Not insuring your vehicle is not really an option.

South Africa has an estimated 12 million vehicles on the road, yet 65–70% of them are uninsured—amounting to roughly 8.4 million vehicles without cover. Although car insurance is not legally required in the country, the risks associated with driving make it an essential safeguard.

South Africa is frequently ranked among the world’s most dangerous road networks. With an annual road fatality figure of around 15,000 deaths and close to one million reported accidents each year, the financial and personal impact of being involved in a collision can be severe. In such an environment, the absence of compulsory insurance places even greater responsibility on individual drivers to protect themselves.

In conclusion:
While there is no legal obligation to carry car insurance in South Africa, having a policy is a crucial layer of financial protection. The high number of uninsured vehicles increases the risk for all road users, making it even more important for drivers to secure appropriate coverage. By understanding the potential costs, risks, and consequences of an accident, motorists can make informed decisions and choose the insurance options that best protect their financial well-being.