WMC & Associates

WMC & Associates Old Mutual Personal Financial Advice

Most people assume they're covered, until they actually check the fine print.Read through 5 things that often need to be...
09/09/2026

Most people assume they're covered, until they actually check the fine print.
Read through 5 things that often need to be added separately to a standard home policy, not assumed as included.

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

Be honest. Which excuse have you used?'I'll start when I earn more.' 'It's basically gambling.' 'I need thousands of ran...
07/09/2026

Be honest. Which excuse have you used?
'I'll start when I earn more.' 'It's basically gambling.' 'I need thousands of rands to start.'
None of them hold up. Most unit trusts and RAs let you start small, long-term investing isn't gambling, and waiting for 'more money' usually just means waiting.

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

Nobody gets rich from one big move. It's usually three boring ones, repeated.1. Round up every purchase and save the dif...
06/09/2026

Nobody gets rich from one big move. It's usually three boring ones, repeated.
1. Round up every purchase and save the difference, R2 to R8 a day adds up by December.
2. Move your savings the day you get paid, not whatever's left at month-end.
3. Cancel one subscription you forgot you're still paying for. Most people have at least one.
Which one will you actually try this week?

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

Most people know their salary down to the rand. Fewer know these three numbers, and honestly, they matter more. ...
03/09/2026

Most people know their salary down to the rand.
Fewer know these three numbers, and honestly, they matter more.

Spring cleaning usually stops at the cupboards. This year, take it further.Four things worth five minutes each: your bud...
01/09/2026

Spring cleaning usually stops at the cupboards. This year, take it further.
Four things worth five minutes each: your budget, your sums insured, your beneficiary nominations, and your emergency fund.
None of it is complicated. All of it gets skipped every year.

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

We ask this to almost every new client.The answers are always different. But the feeling behind them is almost always th...
31/08/2026

We ask this to almost every new client.
The answers are always different. But the feeling behind them is almost always the same, not regret, just the wish that someone had explained it sooner.

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

The SARB's next rate decision lands in September.Analysts are split, most predict a hold, with a potential cut possible ...
30/08/2026

The SARB's next rate decision lands in September.
Analysts are split, most predict a hold, with a potential cut possible toward the end of 2026 if inflation eases. A further hike is also not off the table.

Here is the thing: whichever way it goes, the people who come out best are the ones who knew their numbers before the announcement, not after.

If rates hold: you have time to review and restructure.
If rates cut: your bond payment drops. The smart move is to keep paying the same amount and let the difference accelerate your capital.
If rates hike again: you want to already have a plan that absorbs it.
In every scenario, clarity beats reaction.

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

Most financial plans fail because they start in the wrong place.Not with goals, with products. And without knowing what ...
28/08/2026

Most financial plans fail because they start in the wrong place.
Not with goals, with products. And without knowing what the money is actually for, every financial decision becomes a guess.

Swipe through to understand how short, medium, and long-term goals need completely different approaches, and why this matters more than any single product decision.

T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

26/08/2026

5 money habits. 40 seconds. Steal these.

Which number are you missing?
Save this so you don't forget.

Despite everything, the interest rate hike, the cost of living pressure, the uncertainty, 75% of South Africans believe ...
24/08/2026

Despite everything, the interest rate hike, the cost of living pressure, the uncertainty, 75% of South Africans believe their financial position will improve over the next six months. That is the highest optimism level since 2020.

That is genuinely good news. But here is what the same research also shows: there is a growing divide between South Africans who are actively building wealth and those who are battling just to keep up. And the difference between the two groups is rarely income.

It is whether they have a plan that converts optimism into actual outcomes.
Believing things will get better is a start. Having a structure that makes sure they do that is the next step.

If your optimism needs a plan behind it, that is exactly what we do.
T. +27 (0)13 759 1712
C. +27 (0)71 280 1709
[email protected]

Address

Floor 1, Block 1, Riverside Office Park, 1 Aqua Crescent
Mbombela
1200

Website

Alerts

Be the first to know and let us send you an email when WMC & Associates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category