29/01/2026
Ducks in a row: A post-holiday financial checklist
As the new year is here, get the essentials right – estate documents, medical aid, insurance, tax, emergency funds, and portfolio balance – to avoid any costly surprises.
Before heading into 2026, do a practical financial reset: make sure your will is valid, accessible, and sensibly structured; confirm medical aid offshore cover if you’re travelling; check life and short-term insurance policies, documents, and beneficiaries; build or top up an emergency fund to avoid a January panic; review last year’s spending to spot bad habits; use up remaining tax allowances before Sars helps itself; rebalance investments to avoid silent share or sector concentration after a strong year; and, above all, decide whether you’re operating with an actual wealth plan or just hoping for the best – because hope is not a strategy.
Read the full article here: https://www.moneyweb.co.za/financial-advisor-views/ducks-in-a-row-a-post-holiday-financial-checklist/