A S Brokers

A S Brokers For more than 25 years AS Brokers has helped clients protect their assets, plan for the future. This deadline brings a few changes.

IMPORTANT NOTICE:-
As we all know the compliance due date for the Protection of Personal Information Act, 4 of 2013 (“POPIA”), being 30 June 2021, is steadfastly approaching. One of these changes is that the administrators will be required to obtain your consent for being part of this Facebook group. As such, you are herewith notified that you are entitled to refuse such consent and you may exerci

se such a right by leaving this group. Should you elect to remain in this group, it will be accepted that you have consented to being a part of this group and to your personal information (being your name) being noticeable to any person in this group. In this regard, we implore on all members of this group not to make use of others personal information for whatsoever reason, without obtaining the consent of the relevant person.

🏃‍♂️ Is VO₂ Max More Important Than Your Weight?For years we’ve been told to focus on the scale and BMI.But what if one ...
17/06/2026

🏃‍♂️ Is VO₂ Max More Important Than Your Weight?

For years we’ve been told to focus on the scale and BMI.

But what if one of the most important indicators of long-term health is actually your VO₂ Max?

In this week’s article and video, I explore:

✅ Why BMI may not tell the full story
✅ What VO₂ Max actually measures
✅ How Discovery Vitality is placing increasing emphasis on cardio fitness
✅ Whether VO₂ Max could become a more useful health metric than weight alone
✅ How I use my 104-Week Watch Challenge to stay accountable

One of the most interesting discoveries for me has been that fitness is not just about looking healthy — it’s about building the capacity to live longer, stay independent, and enjoy the life you’ve worked so hard to create.

Health gives us time.

Read the article here:
https://www.asbrokers.co.za/insights/vo2-max-vs-weight-discovery-vitality?locale=en

Watch the video here:
https://youtu.be/ewuhNjPnw6g

I’d love to hear from you:

What is your current VO₂ Max score, and do you think it tells us more about health than BMI?

YOUR WILL IS NOT YOUR LEGACYMost people spend years making sure they have a valid will.Far fewer spend time preparing th...
16/06/2026

YOUR WILL IS NOT YOUR LEGACY

Most people spend years making sure they have a valid will.

Far fewer spend time preparing their family for what happens after they are gone.

A will is important.

It tells the executor how assets should be distributed.

But it does not explain:

• Why certain decisions were made
• What values guided your life
• How the family business should continue
• What lessons you want your children to remember
• What kind of family you hope remains after you are gone

The biggest gaps in estate planning are often not legal.

They are conversational.

Many families discover important information only after a death, when emotions are already high and answers are no longer available.

A meaningful legacy is more than money.

It is the transfer of values, wisdom, relationships and understanding from one generation to the next.

I explore this topic in my latest article:

🔗 https://www.asbrokers.co.za/insights/legacy-planning-south-africa

Question:

What is one conversation you believe every family should have before it becomes necessary?

A fire does not give you time to check whether you are underinsured.That conversation has to happen before the flames ar...
09/06/2026

A fire does not give you time to check whether you are underinsured.

That conversation has to happen before the flames arrive. 🔥

We have just published a comprehensive guide to fire insurance for South African business owners — and it answers the questions most business owners never think to ask.

Things like:

→ What exactly does the fire section of your policy cover?
→ What is the Average Clause — and how could it reduce your claim even on a partial loss?
→ Are you insuring your building at market value when you should be using replacement value?
→ Does your policy include SASRIA cover for civil unrest?

If you have not reviewed your fire cover recently, this article is a good place to start.

👉 https://www.asbrokers.co.za/insights/fire-insurance-for-business

If someone handed you R50,000 today — would it still buy R50,000 worth of goods and services in 20 years?Most people kno...
01/06/2026

If someone handed you R50,000 today — would it still buy R50,000 worth of goods and services in 20 years?

Most people know the answer is no. But very few actually run the numbers.

That's exactly what an inflation calculator does. Three inputs. Thirty seconds. And suddenly the future purchasing power of your money stops being abstract and becomes a real, plannable number.

Our latest article covers:

✅ Why inflation erodes purchasing power silently over decades
✅ How retirees, investors, and business owners can use the calculator
✅ The difference between nominal growth and real growth
✅ The questions your inflation calculator can answer right now

The calculator is live on the article — run your own numbers and see what your money is actually worth in 10, 20, or 30 years.

👇 Read the full article
https://www.asbrokers.co.za/insights/inflation-calculator-south-africa-purchasing-power-planning

AS Brokers CC · FSP 17273 · Independent Financial Advice

The EverFree retirement calculator is now complete and available on our website. The calculator is build into two separa...
13/05/2025

The EverFree retirement calculator is now complete and available on our website. The calculator is build into two separate calculators the first one calculate the capital amount needed to retire and the second calculator work out the premium needed to reech such a goal. There is a unique future in the calculator please check it out and give me some feedback.
Where are you with your retirement and or financial freedom plans?
https://www.asbrokers.co.za/calculators

Managed to build two new products under the EverFree banner hosted on the AS Brokers website. I have been using AI exten...
28/04/2025

Managed to build two new products under the EverFree banner hosted on the AS Brokers website. I have been using AI extensively to help me create content, create images and you will be able to see how terrible they were on my YouTube channel but preserverence paid of. Today I am able to create a mini course and various financial calculators. Here is a link to my blog post where the products are launched.

How are you using AI and do you think it will have an impact on your business.
More important is our content where we help students make investment decisions. Give access to financial calculators usually only available to advisors and we cover topics from financial freedom, retirement, inflation, debt eradication and quotation and comparison calculators on Unlisted Shares and Listed share products
https://www.mobileapp.app/to/jpdygDK?ref=2_cl

https://www.mobileapp.app/to/03T5KzS?ref=2_clA capital event happens to most when they retire but there are many other e...
22/04/2025

https://www.mobileapp.app/to/03T5KzS?ref=2_cl
A capital event happens to most when they retire but there are many other events. We talk about them in this blogpost. Create Income From Capital is our soon to be launched investment program where we help our clients who expect a capital event in their lives to make investment decisions.

Meet the AS Brokers Mascot his name is Professor Feather and he will future in our launch of Income From Capital Program...
20/04/2025

Meet the AS Brokers Mascot his name is Professor Feather and he will future in our launch of Income From Capital Programme soon. We will be focusing on the different capital events for example retirement and help our clients make investment decisions. Our program to launch on Monday 28 April 2025

Income from capital. Sometime in your life your capital need to produce an income for you. We are celebrating a more tha...
10/04/2025

Income from capital. Sometime in your life your capital need to produce an income for you. We are celebrating a more than 5 year relationship with Everest Wealth and have a good experience helping clients create an income plan that suits their capital.

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