BWise Brokers Kroonstad

08/04/2026

26/02/2026

BEURTKRAG beteken die opsetlike totale of gedeeltelike weerhouding van kragvoorsiening (vanaf enige bron) deur ʼn kragverskaffer, wat in fases toegepas word, en wat nie ʼn munisipaliteit (insluitend plaaslike, distriks-, streeks- of enige ander vlak wat deur wetgewing geskep is) of provinsie of die land op wesenlik dieselfde tydstip affekteer nie.

KRAGSTUWING beteken ʼn tydelike toename (in watter mate ook al) in die stroom of stroomspanning van ʼn elektriese stroombaan, kragnetwerk of kragtoevoer
(OMI bewoording)

23/02/2026

You will lose all rights to claim insurance if:

(a) a claim is fraudulent or if you or anyone acting on your behalf uses any fraudulent means to obtain any benefit

(b) a claim occurs due to a deliberate, or wilful, or intentional act committed by you or with your involvement or
anyone acting on your behalf

(c) information or documents in support of a claim, whether created by you or on your behalf, is not true, is not
complete or is fraudulent

(d) the quantum of a claim is deliberately exaggerated by you or anyone acting on your behalf.

For all your Personal and Business Insurance
Call Nico 083 313 1063
Adele 083 398 8338

13/01/2026

REMEMBER TO INFORM THE INSURER ABOUT ANY MATERIAL CHANGES THAT MAY AFFECT YOUR POLICY:
Example
The insured made additions to his home, but did not extend the current alarm system to the new addition.
This changes the risk and the company may decide to make adjustments.
If you do not inform the Insurer of any material change in the risk, they will be entitled to void the policy or
reject any claim that occurred after the change in the risk.
For this General term and condition, the term “you” includes any person acting on your behalf.
Please keep in mind that an insurance contract is a contract of mutual good faith and all relevant
information should be disclosed between the parties to the contract.
(Santam)
Call BWise Brokers for all your Short Term Personal and Commercial insurance needs. We give FREE quotations and Needs Analysis. No obligation.
Call Nico 0833131063
Adele 083 398 8338
or visit us at 13 Rule Street Suidrand Kroonstad

12/01/2026

Belangrike inligting van Hollard wat n groot verskil kan maak aan hoeveel u Versekeraar gaan uitbetaal wanneer u n eis het.
Kontak BWise Brokers Kroonstad vir al u Kort Termyn Persoonlike en Kommersiele Versekering vir GRATIS kwotasies en Behoefte Ontleding of enige ander navrae oor versekering
Kom sien ons by Rulestraat 13 Suidrand Kroonstad
Nico 0833131063
Adele 083 398 8338