Albert Lombaard joined the insurance industry in 1986 as a representative with Old Mutual. During his 10 years with the company he gained valuable experience in all aspects of the industry. He left Old Mutual in 1996, forming his own independent brokerage Lombkor as he felt he was able to offer his clients a wider variety of options. He has been running the company successfully ever since. Based i
n Knysna for the past 12 years, Lombkor has since acquired Outeniqua Consultants thereby expanding his client base. Albert travels extensively throughout the country to assist his clients wherever necessary. Lombkor also has the services of three other representatives. Mariette Smit is a specialised short term broker and is based in Pretoria. She has been in the industry for many years and brings with her a wealth of knowledge and experience within the short term insurance industry. Irfaan Mentoor is a life and medical aid specialist who is based in Cape Town. Formally from Discovery, his knowledge and experience within his field is endless. FSP Licence Number:
Lombkor 12556
Outeniqua Consultants 1952
Medical Aid Organisation Number:
Lombkor 1890
Outeniqua Consultants 2148
Both companies are proud members of Masthead and the FIA. PRODUCTS AND SERVICES
The financial planning areas that may have to be addressed to ensure that your financial risks are effectively manages are as follows:
Aviation Insurance - for aircraft, helicopters and airport insurance. Builders Risk: Insuring against the risk of physical loss or damage to property during construction. Business Assurance - to ensure that you and/or your dependents are financially provided for in the event that you and/or your business partner(s)/associates(s) in the business should die, become disabled or suffer form a dread disease. The purpose is also to ensure that you or your estate will be able to meet any contingency liabilities in the event of your and/or your business associates, death, disability or dreaded illness. Employee Benefits: Benefits or compensation which a company can offer it’s employees through various means. Estate Planning - to ensure that your family enjoy the maximum benefits from your assets after your death and to ensure that there is capital in order to meet the cash flow requirements of your estate. Investment Planning - to assist you with an appropriate investment strategy in order to meet your investment needs, whether before retirement or thereafter. Liability Cover:It protects the insured in the event that he or she is sued for claims within the coverage of the insurance policy. Marine insurance- cover for the loss or damage of boats, ships etc. Medical aid:To cover any unforeseen medical bills. Retirement Planning - to ensure that you are in a position to retire financially secured at some point in the future. Risk Planning-to ensure that you have made adequate financial provision to meet your financial needs as well as those of your family and dependents in the events of your death, disability or a dread disease. Short-term insurance:Personal and Commercial planning to ensure that your assets are sufficiently insured against unforeseen events like fire and theft et. Services - Lombkor is always growing and is continually striving to provide better service and value to our broad base of clients. We undertake to be in continual contact with all of our clients and to pay them a visit at least twice a year. We stand by our motto of “service excellence” and accommodate all of our clients with the same enthusiasm and service which we are proud of.
