Hereford Risk Management Services

Hereford Risk Management Services Our focus is on providing meaningful, cost-effective solutions to our client’s short term insurance needs. Impossible? Put us to the test!!

We are a short term insurance brokerage specialising in unique insurance solutions and as proud member of Hereford Group which boasts a 25-year history of creating financial freedom, we are committed to excellence in everything that we do. After assessing your exposure to losses, we’ll determine your unique insurance and risk management needs. Then, with all the major short term insurance companies and specialist underwriting agencies at our disposal, we’ll tailor-make an inspired solution.

You're watching your sales figures climb. You're watching stock move faster than it has all year. What you're probably n...
21/08/2026

You're watching your sales figures climb. You're watching stock move faster than it has all year. What you're probably not watching is the fitting room, the back exit, or that spill by the till, and that's exactly where clearance season quietly costs retailers the most.

Theft and liability don't wait for a quiet week. Make sure your business cover is doing the watching you can't.

FSP No.: 43373

Anyone can hand you a policy document. The real work is understanding your business, spotting the gaps before they becom...
08/08/2026

Anyone can hand you a policy document. The real work is understanding your business, spotting the gaps before they become claims, and building cover that actually fits how you operate.

That's the difference between an insurer and a risk partner. We ask the questions others skip, because getting it right before something goes wrong is the whole point.

Cover is the product. Solving your problem is the job.

Let's talk about what proper protection looks like for you.

📞 herefordrisk.co.za | FSP No. 43373

Winter turns even a routine drive into a risk. Stopping distances stretch, black ice hides where you least expect it, an...
07/08/2026

Winter turns even a routine drive into a risk. Stopping distances stretch, black ice hides where you least expect it, and the careful drivers get caught out just as often as the reckless ones.

Cold-weather claims spike this time of year, burst pipes, road accidents, storm damage. The drivers who come through it fine are usually the ones who checked their cover before the first cold snap, not after.

Is your motor cover ready for winter conditions? Let's make sure you're properly protected.

Chat to Hereford Risk Management today. 🚗

📞 herefordrisk.co.za | FSP No. 43373

School holiday travel and business trips both spike in July, and both carry risk that a standard policy won't touch. ✈️F...
26/07/2026

School holiday travel and business trips both spike in July, and both carry risk that a standard policy won't touch. ✈️

For executives and frequent travellers, specialist covers like kidnap and ransom or corporate travel liability exist for exactly the situations you hope never happen, but plan for anyway.

Travelling somewhere higher-risk this season? Let's talk through what's covered.
🌐 herefordrisk.co.za
FSP No.: 43373

When the power's out for hours at a time, it's the shared systems that feel it most. 🏘Gate motors without backup batteri...
26/07/2026

When the power's out for hours at a time, it's the shared systems that feel it most. 🏘

Gate motors without backup batteries, CCTV that only records intermittently, and access control that drops offline all raise a scheme's risk, and can affect a liability claim if something happens during an outage.

Scheme executives, when did you last test your common-area backup power? We're happy to help you review it.

🌐 herefordrisk.co.za
FSP No.: 43373

Winter fills up doctors' rooms, and it's a good reminder to actually know what your medical aid covers.🛡Most people find...
25/07/2026

Winter fills up doctors' rooms, and it's a good reminder to actually know what your medical aid covers.🛡

Most people find out the hard way that day-to-day benefits run dry by mid-year, that certain consultations sit outside the plan, or that their savings portion is already spent by the time flu season hits.

Worth checking your plan before you need it, not after. Not sure what yours covers? Ask us.

🌐herefordrisk.co.za
FSP No.: 43373

Rain and cold snaps slow a build down, and they raise your risk while they're at it.🏠Exposed materials, idle equipment a...
25/07/2026

Rain and cold snaps slow a build down, and they raise your risk while they're at it.🏠

Exposed materials, idle equipment and wet sites are all more vulnerable in winter. Contractors' all-risk cover protects the works in progress, not just the finished product.

Got a site running through winter? Let's make sure it's properly covered.

🌐 herefordrisk.co.za
FSP No.: 43373

Heaters, fireplaces and electric blankets keep us warm, and they're also behind one of winter's most common claims. 🔥Nev...
24/07/2026

Heaters, fireplaces and electric blankets keep us warm, and they're also behind one of winter's most common claims. 🔥

Never leave a heater unattended, keep flammables clear of open flames, and have your chimney checked if you use one. Then make sure your buildings and contents cover reflects what it would really cost to rebuild.

Stay warm and stay safe this winter.

Contact us: herefordrisk.co.za

FSP No.: 43373

The open road is the best part of the holidays, until you're standing next to a car that won't start, somewhere between ...
20/07/2026

The open road is the best part of the holidays, until you're standing next to a car that won't start, somewhere between towns, with no idea who to call.🚗

Long-distance driving puts more kilometres and more strain on your vehicle, which raises the odds. Roadside assist means a tow, a jump start or a spare wheel is one phone call away, wherever you've stopped.

Check that it's on your policy before you pack the car.

Chat to us: 087 135 9111
FSP No.: 43373

That new generator or solar setup is a serious investment, and if you haven't told us about it, it may not be covered wh...
17/07/2026

That new generator or solar setup is a serious investment, and if you haven't told us about it, it may not be covered when you need it most. A quick call updates your policy, protects your gear, and usually costs far less than you'd expect. Insure it early, sleep easier.

📞 087 135 9111

Address

68 Old Main Road
Kloof
3610

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+27871359111

Website

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