Maysure Financial Services

09/06/2026

Prime is now 10.5%. Here’s what a rate hike actually changes for your monthly budget and what it doesn’t.

The Reserve Bank has raised the repo rate to 7%, which means the prime lending rate has moved to 10.5%. For many South Africans, that may mean slightly higher repayments on home loans, vehicle finance and other variable-rate debt.

That matters. But it does not mean you need to panic. A rate hike is a reminder to pause and check your numbers. How much more will your debt cost each month? Does your budget still have breathing room? Is your emergency fund still enough to cover a few months of essential expenses if life becomes more expensive?

These are the moments where financial planning proves its value. A good plan is not built on guessing what the market, inflation or interest rates will do next. It is built to help you make steady decisions when conditions change.

So before making any big financial moves in reaction to one announcement, take the boring but powerful first step: review your budget, understand your repayments, and speak to your financial adviser if you are unsure how this affects your longer-term plan.

Short-term noise should not knock you off a long-term path.

Read the full post here: https://www.sanews.gov.za/south-africa/sarb-raises-repo-rate-7

The South African Reserve Bank’s Monetary Policy Committee (MPC) has increased the repo rate by 25 basis points to 7%, effective from 29 May 2026.

08/06/2026

“The future depends on what you do today.” Mahatma Gandhi

It’s easy to think of the future as something distant.

But the truth is that tomorrow is being shaped right now, by the conversations we have, the habits we build, and the decisions we make every day.

You don’t have to change everything at once.A single positive step taken today can create opportunities, security, and peace of mind that last for years to come.

The future isn't something we wait for. It's something we create.

03/06/2026

Filing Season 2026 dates are out. Before SARS auto-assesses you, here’s what’s worth checking first.

SARS has confirmed that auto-assessments will run from 1 to 12 July 2026, with non-provisional taxpayers able to file from 13 July to 23 October 2026.
For many South Africans, the process may feel more convenient this year, especially with more information being pre-filled. But convenience should not replace a careful review.

Before accepting an auto-assessment, take a moment to check that your information is correct, including your personal and banking details, medical aid certificates, investment income, and retirement annuity contributions.

Tax season is not only about submitting a return. It is also a useful opportunity to see whether the financial structures you have put in place are working for you.

A well-planned retirement contribution, medical aid structure, or tax-free investment can support your broader financial plan, but only if it is correctly reflected and reviewed.

A little preparation now can help you avoid unnecessary delays, queries, or missed opportunities later.

Read the SARS update here:

1 June 2026 - Now is the time to update your personal and banking details online.

01/06/2026

“The best way to predict your future is to create it.” - Peter Drucker

The future doesn’t arrive fully formed, it’s shaped slowly through the choices we make, the habits we build, and the things we prioritise over time.

Every plan you put in place today is an investment in the life you want tomorrow.

And while none of us can control everything ahead, we can still take meaningful steps toward greater stability, freedom, and peace of mind.

26/05/2026

For many SME owners, the business is more than an income stream. It is years of work, sacrifice, responsibility and future potential. But too often, the same business that supports families, staff and communities is left financially exposed when something unexpected happens to the owner, a partner, or a key person in the company.

This BrightRock - Love Change article highlights four important insurance solutions SMEs should consider:
- Business overheads cover
- Contingent liability cover
- Key person insurance
- Buy-and-sell insurance

These are not just “insurance products”. They are business continuity tools that help protect cash flow, ownership, debt obligations and the people who keep the business moving.

For SME owners, the question is not only: “Is my business growing?”
It is also: “Is my business protected if life takes an unexpected turn?”

A proper financial plan should support both growth and resilience.

Read the full article here:

For South Africa’s small and medium enterprises (SMEs), sustainable growth depends on more than sales and cash flow. Strategic risk management – especially business insurance – is often overlooked, yet it’s one of the most powerful tools for protecting a growing company. According to the&...

25/05/2026

“Do what you can, with what you have, where you are.” - Theodore Roosevelt

You don’t need to have everything figured out before you start improving your future... Most meaningful progress begins with small, practical steps taken consistently over time.

The important thing is not waiting for the “perfect moment” to take action, it’s making the most of the opportunities, resources, and knowledge you already have today.

Small decisions have a way of becoming big turning points later on.

21/05/2026

When markets become noisy, investors often feel pressure to react quickly. But as this Moneyweb conversation with Reza Hendrickse highlights, volatility is not new and neither is the need for perspective.

Global conflict, oil price pressure and market uncertainty can all affect short-term investment performance. But long-term financial planning is not built on panic. It is built on discipline, diversification and making decisions that still serve your future when the headlines change.

The real value of conversations like this is that they help investors understand what is happening without losing sight of why they invested in the first place.

At Maysure, we believe informed investors make calmer, better decisions, especially when the market feels unpredictable.

https://www.moneyweb.co.za/moneyweb-podcasts/be-a-better-investor/trying-to-drown-out-the-noise/

Investment insights from Reza Hendrickse, portfolio manager at PPS Investments.

19/05/2026

Market volatility can make even experienced investors feel uneasy.

In this PSG Asset Management article, John Gilchrist offers a useful reminder: sound investment decisions are not made in the middle of a panic. They are built on a disciplined process, proper research, risk management, and a clear understanding of long-term goals.

One of the key points worth taking from this piece is that volatility does not automatically mean something is “wrong”. In many cases, it is part of the investment journey, especially when markets are reacting to conflict, uncertainty and fast-changing global news.

For investors, the real risk is often not the market movement itself, but the emotional decision to abandon a long-term plan because of short-term discomfort.

At Maysure, we believe good financial planning helps you stay grounded when the headlines feel dramatic. Your investment strategy should not be based on fear. It should be based on your goals, your time horizon, your risk profile, and a plan that has been built to carry you through different market conditions.

This article is well worth reading if you want a clearer view of how experienced investment teams think during a crisis, and why patience and discipline still matter.

Our research approach builds diversified portfolios, guided by long-term thinking. Invest with insight. Invest with PSG Asset Management.

18/05/2026

“Success is the sum of small efforts, repeated day in and day out.” - Robert Collier
There’s a difference between reacting to life and preparing for it.
Preparation brings a different kind of peace, not because life becomes predictable, but because you’ve taken steps to make the difficult moments a little easier to navigate.
A good week doesn’t start with having all the answers, it starts with knowing you’re building your life with intention.

14/05/2026

South Africa’s economy has had a tough start to the year, but there are a few encouraging signs worth paying attention to.

According to Business Tech, the JSE recovered strongly in April after a difficult March, supported by stronger commodity prices, improved investor sentiment, a firmer rand, and renewed optimism around South Africa’s broader outlook.

That does not mean the pressure is gone. Higher energy prices, global instability, inflation concerns and possible interest rate hikes are still very real factors that can affect households, businesses and investment markets.

But it is also a reminder that markets move in cycles. A difficult month does not define the full picture, and short-term volatility should not automatically lead to emotional financial decisions.

For investors, the message is simple: stay informed, stay calm, and keep your long-term plan in view.

At Maysure, we believe good financial planning is not about reacting to every headline. It is about understanding what the headlines mean for your money, your goals and your future.

Read the full post here: https://businesstech.co.za/news/finance/859641/signs-of-life-for-south-africa/

The Johannesburg Stock Exchange All Share recovered in April after the worst month for the bourse in close to two decades.