11/06/2026
The graph illustrates the impact of compound interest. No wonder it is said that compounded interest was one of the strongest forces on earth.
The top line shows:
If you started to save R100 per month (from age 21) for 40 years at 10% compound interest per month and never withdrew your money, you would have saved almost R600 000.
The middle line shows:
If you saved R100 per month for 20 years and then left the money to grow for another 20 years, your money would grow to almost R500 000.
The bottom line shows:
If you only start saving R100 per month from the age of 40 (for 20 years), you will only have saved approximately R90 000.