Total Risk Administrators

Total Risk Administrators TOTAL RISK GAP COVER is an insurance product which has been designed to protect medical aid members

TOTAL RISK GAP COVER is an insurance product which has been designed to protect medical aid members from additional unbudgeted costs during hospitalisation. Although most medical aid schemes cover hospital costs at 100% of the applicable medical aid rate, the member is often left with a substantial shortfall in costs relating to specialist, surgeon, anaesthetist and other provider services. Total

Risk Gap Cover provides cover on service provider charges in excess of the recommended medical aid rate with an upper limit of 7 times this rate.

Being referred to a specialist before a procedure is stressful enough. The last thing you need is an unexpected bill on ...
28/05/2026

Being referred to a specialist before a procedure is stressful enough. The last thing you need is an unexpected bill on top of it.

TRA's Specialist Consultation Shortfall benefit covers the gap between what your medical aid pays and what your specialist charges for consultations in the rooms before an authorised in-hospital procedure.

Find out more: https://bit.ly/4dmAr6T

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

From muscle strength and recovery to memory, energy and longevity, we unpack why creatine has become one of the most dis...
27/05/2026

From muscle strength and recovery to memory, energy and longevity, we unpack why creatine has become one of the most discussed supplements in modern health science. The latest episode on The Inside TRAQ features featuring Prof Georgia Torres.

Listen now: https://bit.ly/4nQ4gSe

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Enjoy the videos and music that you love, upload original content and share it all with friends, family and the world on YouTube.

Accidents happen without warning. TRA's Accidental Death Cover pays out a lump sum to your family if the unthinkable hap...
14/05/2026

Accidents happen without warning. TRA's Accidental Death Cover pays out a lump sum to your family if the unthinkable happens, and for 2026, that cover has increased.

It is one of those benefits you hope you never need, but will be grateful for if you do.

Find out more: https://bit.ly/4daXly7

*This benefit is not subject to the aggregate annual limit.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

"Exercise is medicine” takes a surprising turn in this episode… From muscle strength and recovery to memory, energy and ...
08/05/2026

"Exercise is medicine” takes a surprising turn in this episode… From muscle strength and recovery to memory, energy and longevity, we unpack why creatine has become one of the most discussed supplements in modern health science.

Featuring Prof Georgia Torres on The Inside TRAQ. Listen now: https://bit.ly/4cZrv8O

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

A practical guide to effective training, exercise structure and the role of sleep and creatine in performance and recovery.

Bringing a new baby home is one of life's biggest moments. The weeks that follow are just as important.TRA's Maternity F...
07/05/2026

Bringing a new baby home is one of life's biggest moments. The weeks that follow are just as important.

TRA's Maternity Follow-Up Consultations benefit covers the shortfall on your OBGYN or paediatrician's consultation costs within 6 weeks of childbirth. Now you can focus on your family, not your bill.

Find out more: https://bit.ly/4dt8AmJ

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Train smart! Live strong!TRA’s latest podcast gives you a practical guide to effective training, exercise structure and ...
30/04/2026

Train smart! Live strong!

TRA’s latest podcast gives you a practical guide to effective training, exercise structure and the role of sleep and creatine in performance and recovery.

Listen now: https://bit.ly/3QSB1li

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

1 like. "TRAIN SMART! LIVE STRONG!"

TRA's 2026 Casualty Unit Benefit now covers sports-related injuries at any casualty or ER unit linked to a hospital. Tha...
30/04/2026

TRA's 2026 Casualty Unit Benefit now covers sports-related injuries at any casualty or ER unit linked to a hospital. That kind of cover gives you the peace of mind to focus on your next personal best, not your next bill.

Learn more: https://bit.ly/4sM2rrc

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

Our Private Ward Benefit covers the difference between the general ward rate and the private ward rate, so you can focus...
21/04/2026

Our Private Ward Benefit covers the difference between the general ward rate and the private ward rate, so you can focus on your recovery, not your bill 🛏️

Find out more about gap cover from TRA: https://bit.ly/4cdTMI6

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

🎊Congratulations to  Sonnekus from Port Elizabeth, who has won our Bush Breaks competition!Thys wins the R10 000 Bush Br...
17/04/2026

🎊Congratulations to Sonnekus from Port Elizabeth, who has won our Bush Breaks competition!

Thys wins the R10 000 Bush Breaks gift voucher and a handcrafted "Big Five" bead art collection by Justice Beads.

Thanks to our partners and MobiMed for making this competition possible 🦁

Your medical aid premium went up, but did your cover actually improve?Higher premiums don't always mean better protectio...
16/04/2026

Your medical aid premium went up, but did your cover actually improve?

Higher premiums don't always mean better protection. As schemes adjust their benefit structures to manage costs, the gap between what they pay and what specialists charge continues to grow. Gap cover bridges that gap.

Read our latest article to find out how: https://bit.ly/3PF5TFs

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

Address

16 Jersey Drive, Longmeadow Business Estate East, Longmeadow
Johannesburg
1609

Opening Hours

Monday 08:15 - 16:15
Tuesday 08:15 - 16:15
Wednesday 08:15 - 16:15
Thursday 08:15 - 16:15
Friday 08:15 - 15:15

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