True-Grit Outdoor Insurance

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True-Grit Outdoor Insurance True-Grit Outdoor Insurance – A specialist insurance offering for outdoor enthusiasts.

INSURANCE FOR THE RECREATIONAL OUTDOORS PERSON
TAR, TRACK AND "BEYOND" TRAIL
UNIQUELY OUTDOORS Underwritten by Guardrisk Insurance Company Limited and administered by Smartsure Twenty 20, True-Grit Outdoor Insurance came about in early 2021 in a response to many requests for a specialist product catering to the outdoors person and their specific needs. Our product is significantly wide by extension and meets the needs of individuals and members of various active recreational outdoor clubs, groups and associations in South Africa. Our products cater to 4x4 Enthusiasts, touring & adventure bike owners, cyclists, scuba divers, hunters, fi***rm collectors, fishermen, photographers, campers, boaters, eco enthusiasts and those participating in aerial and water sports.

Every journey starts with a choice. 🇿🇦On 4 November 2026, South Africans have the chance to make a choice for their comm...
27/10/2026

Every journey starts with a choice. 🇿🇦

On 4 November 2026, South Africans have the chance to make a choice for their communities in the local government elections. 🗳️

Your voice has the power to help shape the road ahead. If you’re registered to vote, get out there and make your mark!

Carefully chosen equipment deserves carefully considered cover.From optics to hunting and sport-shooting equipment, True...
23/10/2026

Carefully chosen equipment deserves carefully considered cover.

From optics to hunting and sport-shooting equipment, True-Grit can cover specified items under your policy. Talk to your broker about your equipment and the requirements that apply.

One Policy. Your Whole Adventure.

Ask your broker for a True-Grit quote.
🌐 true-grit.co.za

Accepted items, licensing, storage and policy requirements apply. Terms, conditions and underwriting criteria apply.

For the view you waited for, and the equipment you brought to capture it. 📷True-Grit extends beyond 4x4s. Specified phot...
23/10/2026

For the view you waited for, and the equipment you brought to capture it. 📷

True-Grit extends beyond 4x4s. Specified photographic equipment and qualifying aerial sporting equipment can also form part of your outdoor insurance package.

One Policy. Your Whole Adventure.

Ask your broker for a True-Grit quote.
🌐 true-grit.co.za

Equipment eligibility applies. Participant cover is not automatically included. Terms, conditions and underwriting criteria apply.

Above the water or beneath the surface, there’s always something to discover. 🤿🛶True-Grit can cover specified diving equ...
22/10/2026

Above the water or beneath the surface, there’s always something to discover. 🤿🛶

True-Grit can cover specified diving equipment and qualifying non-motorised watercraft. Speak to your broker about including the equipment that makes your next outing possible.

One Policy. Your Whole Adventure.

Ask your broker for a True-Grit quote.
🌐 true-grit.co.za

Equipment cover does not automatically include personal accident or rescue cover. Terms, conditions and underwriting criteria apply.

Early starts. Open water. A line worth casting. 🎣There’s more to your fishing weekend than the boat. True-Grit can cover...
22/10/2026

Early starts. Open water. A line worth casting. 🎣

There’s more to your fishing weekend than the boat. True-Grit can cover qualifying small craft and specified fishing equipment, with cover tailored to the items you insure.

One Policy. Your Whole Adventure.

Ask your broker for a True-Grit quote.
🌐 true-grit.co.za

Vessel eligibility, permitted use and policy limits apply. Terms, conditions and underwriting criteria apply.

Some weekends call for an engine. Others call for pedal power. 🏍️🚲True-Grit can cover qualifying adventure motorcycles, ...
21/10/2026

Some weekends call for an engine. Others call for pedal power. 🏍️🚲

True-Grit can cover qualifying adventure motorcycles, pedal cycles and specified riding equipment, giving you options for the different ways you explore.

One Policy. Your Whole Adventure.

Ask your broker for a True-Grit quote.
🌐 true-grit.co.za

Motorcycle eligibility and specified equipment cover apply. Terms, conditions and underwriting criteria apply.

Your adventure doesn’t end where the tar does. 🏕️From your qualifying 4x4 and camper trailer to your specified camping e...
21/10/2026

Your adventure doesn’t end where the tar does. 🏕️

From your qualifying 4x4 and camper trailer to your specified camping equipment, True-Grit can help you bring your outdoor cover together.

One Policy. Your Whole Adventure.

Ask your broker for a True-Grit quote.
🌐 true-grit.co.za

Items must be accepted and included in your policy. Terms, conditions and underwriting criteria apply.

True strength is not measured by power—it is shown through respect, courage and protection.This Heritage Day, True Grit ...
24/09/2026

True strength is not measured by power—it is shown through respect, courage and protection.

This Heritage Day, True Grit stands against gender-based violence and for a South Africa where every woman and child can live freely and safely.

Rooted in unity. United against GBV. 🇿🇦

One 4x4 can carry a whole lot of adventure. True Grit offers cover options for eligible accessories, outdoor equipment a...
23/09/2026

One 4x4 can carry a whole lot of adventure.

True Grit offers cover options for eligible accessories, outdoor equipment and other assets that travel with you. Start by insuring your 4x4 with True Grit, then ask about protecting what goes with it.

T&Cs apply.

Taking more with you means having more to protect. True Grit offers cover options for eligible caravans, accessories and...
22/09/2026

Taking more with you means having more to protect.

True Grit offers cover options for eligible caravans, accessories and adventure equipment, so you can explore with greater peace of mind. This cover is available only when your 4x4 is insured with True Grit.

T&Cs apply.

Address

Blueberry Office Park, Block C, Unit 19, Apple Street
Johannesburg
2192

Opening Hours

Monday 08:00 - 04:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:00

Telephone

+27118406000

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