1.618 Short Term Solutions

26/05/2026

Insurance Tip: Weatherproof Your Business Assets Against The Autumn Elements

Protect your specialised plant and heavy machinery from the cold:

💧 Fight the Damp: Check electrical cabinets for condensation.

⚡ Level Up Surge Protection: Basic plugs aren't enough for industrial-grade gear.

🚚 Check PAR Limits: Ensure your "Plant All Risks" cover reflects current 2026 costs.

🛠️ Log Your Maintenance: A detailed logbook is your best evidence that a failure was truly unforeseen.

📦 Stock Extension: Ensure your policy includes a "Deterioration of Stock" extension.

Don’t let a change in weather lead to a change in your bottom line.

19/05/2026

82% of consumers prefer human expertise for complex financial decisions.

Behind every policy at 1.618 STS is a team of highly skilled Commercial and Domestic Advisors dedicated to your needs. 🤝

Meet the 1.618 STS Team.



Source: https://www.pwc.com/gx/en/services/deals/trends/financial-services.html

14/05/2026

In 2026, supply chain complexity has reached a new peak and South African ports continue to face high volatility. 🚢

Are your margins protected against port delays and maritime mishaps?

Get Marine Cargo Insurance from 1.618 STS.



Source: https://www.da.org.za/2026/01/port-failures-continue-to-hold-growth-back-creecy-must-act-faster

06/05/2026

Wet roads and poor visibility account for more than 27% of road accidents in South Africa. 📦

As we enter the winter months, these environmental factors significantly increase the risk of cargo loss or damage during transit. 🛡️

Protect your goods in transit with 1.618 STS.

29/04/2026

While we all love the independence of solar and battery systems, they come with new risks that may be overlooked.
Here are 5 quick tips to keep your property safe and your insurance valid:
✅Get your Certificate of Compliance
✅Batteries generate heat; keep them cool
✅ Regularly maintain your connections
✅ Solar hardware is a high-value target for theft - keep it secure
✅Ensure your total "Sum Insured" includes new solar assets.

23/04/2026

Since the tightening of corporate governance in South Africa, personal liability claims against directors have risen, with many individuals unaware that personal assets can be attached to company-related breaches. 💰

We provide D&O cover that shields your personal assets from claims emanating from administrative errors. 🤝

Is your personal wealth protected from your professional decisions? 🛠️

Source: https://www.iodsa.co.za/news/718231/King-V-A-new-mandate-for-governance-in-a-complex-world.htm

Protect unique risks with 1.618 Short Term Solutions. We offer niche cover for drones, medical malpractice, professional indemnity, and event liability.

16/04/2026

South Africa remains the largest wealth market on the continent, yet over 35% of HNW individuals have gaps in their asset coverage, including watches and fine art. ⌚💎

We specialise in High Net Worth solutions that bridge the gap between "market value" and "agreed value.”

Source: https://www.henleyglobal.com/publications/africa-wealth-report-2025

Protect luxury assets with 1.618 Short Term Solutions. We offer bespoke cover for high-value homes, jewellery, fine art, and antiques with expert underwriting.

01/04/2026

While physical break-ins are seeing a slight decline, South African businesses are facing a new surge in "white-collar" and internal crime, with cases up 50% from just five years ago. 📈

Is your current Theft Cover policy designed for today’s realities? 🛠️



Source: https://www.gov.za/news/speeches/acting-minister-firoz-cachalia-release-third-quarter-crime-statistics-20-feb-2026

Partner with 1.618 Short Term Solutions for bespoke commercial, domestic, and niche insurance. We provide tailored risk management for your business and home.