Optimate Financial Solutions

27/06/2022

When you resign, this often means to have to leave the retirement fund too. This blog looks at the options to preserve your savings

Leaving your current job also means leaving your retirement fund. Find out what this means for your retirement.

20/05/2022

Learn about good debt and bad debt in our latest blog

By following some essential guidelines when it comes to managing both good and bad debt, things can get back to being okay again – and being in (good) debt may even help you achieve some of your important life goals.

09/03/2022

Is your debt making you sick? Read our blog to learn about how debt can affect even your health and get tips help you get rid of your debt.

We know that debt can cause a lot of damage in our lives, and not just because of the impact that a bad credit score or an actual lack of money has on the way we live. Debt can literally make you sick.

01/03/2022

https://ofs.co.za/7-tips-for-sticking-to-a-budget/
Ever tried to do a budget and fell off the wagon? Here are some tips to keep you on track.

While sticking to a budget can be difficult and challenging, by setting realistic goals, following the right steps, adopting the right mindset and approaching your budget with discipline and consistency, you will be on the way to building the financial life you have always envisioned.

18/02/2022

We have extended our Financial Fitness online course to include videos, tools and blogs to help you. Click the link to read our first blog about why you need a budget...

Budgeting is the first step in helping you manage your expenses and reaching your career, life and financial goals, while building wealth for you and your family. Take that first step, create a budget. You’ll never look back.

05/10/2020

Contact us to help you plan for a financially fit future

18/07/2020

As the world remembers Nelson Mandela today, we are prompted to make the most of the life we have. Happy Madiba Day!

27/06/2020

Finance Minister, Tito Mboweni, announced the this week. Here is a quick summary...

21/06/2020

Wishing all the Dads a happy Father's Day!

12/06/2020

Recent changes to the Living Annuities draw down for COVID-19 relief.

11/06/2020

What if you can't make ends meet?

Right now we are experiencing economic challenges not seen in a generation.

The unfortunate reality is that we need to tighten our purse strings to get through the next few months. As financial advisors we are there for you in the good times, and in the bad times.

If you are struggling to make ends meet, there are some options that may be available to you.

Some of our risk and Medical Aid providers are offering premium holidays, while others are allowing you to reduce your monthly Retirement Annuity contributions with no penalties. There have been changes announced to living annuity drawdown limits, which is something to look at as a retiree.

As with any decision there are positives and negatives that need to be considered, and this is where our expertise can come in.

If you do want to discuss your options further, please reach out to us so that we can build a plan together.

10/05/2020

Wishing all the Moms a special Mothers' Day!