Next Horizon BlueStar - Authorised by Sanlam

02/11/2026

Here are five self-care, healthcare tips for men to incorporate into their daily routines that can help with early detection of severe illnesses like cancer. It is also a good idea to talk to a financial planner to ensure you have adequate insurance cover in place to protect you against any unforeseen expenses and loss of income should you be diagnosed with cancer.

This Movember, take proactive steps for your health. Early detection of prostate and testicular cancer through self-exams and regular check-ups can save lives. Pair this with financial planning to stay protected and confident.

30/10/2026

World Savings Day - 31 October highlights the importance of speaking to a financial adviser. Let's help you take charge of your finances!

Remember, a solid financial plan is the key to achieving your goals. Connect with a Sanlam Financial Adviser to map out your path to success. https://www.sanlamadvice.co.za/adviser/nexthorizon/contact-us/ 💪

Brandon Faruk
📞0813823493
📧[email protected]
🏠C/o Northrand and Bentel Avenue, Boksburg, Johannesburg, Gauteng, 14190

28/10/2026

🚑 [WEBSITE FEATURE] Medical bills shouldn’t break the bank! Gap cover fills the shortfall when medical aid doesn’t. Learn more here

From R320 for individuals and R485 for families, Sanlam Gap Cover insurance provides for the difference between what your medical aid pays and the rates charged by medical specialists.

27/10/2026

The year-end is fast approaching, with less than 3 months to go before we all start winding down for some well-deserved time off.

In the lead up we suggest that you review the following key "allowances" and financial considerations:

REVIEWING YOUR FINANCIAL PLAN

The final quarter of the year is a good time to "spring clean" your financial plan to ensure that you are on track to achieve the goals set out at the beginning of the year.

REVIEWING YOUR WILL

We encourage you to review your will or have a new will drafted.

HOLIDAY SAVINGS PLAN

If you haven't started already, now is the time to start saving for those end-of-year expenses.

This year has been a challenging year for us all. For the last quarter, our advice to you is to focus on what you can control and not focus on things that are out of your hands.

Some of the things you can control are your finances.

Get in touch with a financial planner at Next Horizon BlueStar to discuss how you stay in control when it comes to your savings, investments and insurance. https://www.sanlamadvice.co.za/bluestar/nexthorizon/contact-us/

Source:
iol.co.za/personal-finance/finan...-times-of-market-volatility/

26/10/2026

Safeguard your legacy for your loved ones.💙
Drafting a will with the help of Brandon Faruk and Sanlam Trust is how you take care of your family when you no longer can — protecting their inheritance and sparing them the hard admin later. Free to draft and store.

Draft your will online here - https://www.sanlamadvice.co.za/bluestar/nexthorizon/tools/online-will/13943576776684

This is ideal if you require a will that is simple and straight forward. Simply complete the form to generate your draft will that you can download immediately. A consultant will call you to finalise your will, make sure it reflects your wishes, that you sign it correctly, and return it back to Sanlam for safekeeping.

Sanlam has partnered with Sanlam Trust, part of the Capital Legacy Group and a Sanlam associate, to give you expert advice on wills, trusts, estates, and related services.

You can also speak to a financial adviser directly should you have any questions before commencing:
Brandon Faruk
📞0813823493
📧[email protected]


https://www.sanlamadvice.co.za/bluestar/nexthorizon/tools/online-will/13943576776684

21/10/2026

Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.

Learn how disciplined withdrawals, smart asset allocation and effective risk management can help sustain your retirement income, protect against inflation and support long-term financial security.

20/10/2026

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

The marriage contract will determine to a large extent how these assets are to be divided.

Therefore, it is worthwhile to spend time scrutinising different forms of marriage contracts and how each of them can affect the division of assets later.

Here are a few examples from my blog: https://www.sanlamadvice.co.za/bluestar/nexthorizon/blogs/women-and-divorce-the-financial-implications/13943576776684

Need further information? Speak to Brandon Faruk, 0813823493
📞0813823493
📧[email protected]
🏠C/o Northrand and Bentel Avenue, Boksburg, Johannesburg, Gauteng, 14190

Leave a message on my digital business card - https://www.sanlamadvice.co.za/bluestar/nexthorizon/adviser/brandon-faruk/13943576776684

18/10/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

In money, as in life, a failure to plan is a plan to fail. This spring, get your financial house in order by preparing a financial road map for the year ahead. Pandemics, climate change, crime, political unrest and a sluggish economy have had a devastating impact on many SMEs over the past few years...

16/10/2026

👩‍🏫 Teachers, you've spent hours preparing lesson plans for your classes during the first 3 Terms of the year... the question is, did you give your pay cheque the same attention?

Brandon Faruk can help you design your “financial lesson plan” that teaches you how to make smart money decisions and stay on track.

✅ Start planning today → https://www.sanlamadvice.co.za/bluestar/nexthorizon/financial-planning/financial-planning-process/13943576776684

Book a 1 on 1 session with Brandon at the link above or call 📞 0813823493 / 0813823493 and let’s build your financial plan together.

15/10/2026

Take these steps to help you stay vigilant and reduce your risk of breast cancer. For more information about products that are available to mitigate the financial impact of cancer, contact a Sanlam Financial Adviser today.

Next Horizon Financial Advisory At Next Horizon, we recognise that every client’s financial circumstances are unique. Our advisory approach is therefore purposefully tailored to everyone’s needs and objectives. Our team of experienced financial professionals works alongside clients to identify o...