Jonathan Ebersey - Sanlam Financial Adviser, Johannesburg

14/09/2026

"Remember when your biggest decision for your children going to school was what to pack them for lunch? 😅

Fast forward to their Matric prelims... and suddenly the big decisions about their future feels very real.

Right now, thousands of Grade 12 learners are focused on exams, but for many families, it's also a time of important conversations about what's next.

University, college, a first job, moving away from home, transport, accommodation... these milestones often come with major financial commitments.

The good news? The best time to start planning for your future Grade 12 child is now.

Whether you're a parent or guardian, having honest conversations about future goals and the costs involved can help reduce stress and create confidence for the journey ahead.

Talk to a financial adviser today!

Jonathan Ebersey 0824622566
📞0824622566 / 0116090334
📧[email protected]
🏠Oxglen Building, 1st Floor, C/O Oxford and Glenhove Road, Rosebank, Johannesburg, 2193

13/09/2026

You've probably helped your parents with online banking, WhatsApp, or spotting scam messages.

But have you ever asked if they have a valid will?

It's not always an easy conversation to start, yet it's one of the most important. A will isn't only about money. It's about making sure your parents' wishes are known, their loved ones are protected, and unnecessary delays are avoided when the time comes.

A few simple questions to start:
✅ Do you have a will?
✅ Where is the original written will kept?
✅ Is the will signed & witnessed?
✅ When last was the will reviewed / updated?
✅ Who is the executor?

You don't need to discuss finances or who gets what. The goal is simply to make sure a plan exists and can be found when it's needed.

The reality is that many South Africans still don't have a will, which can leave families facing added stress and legal complications during an already difficult time.

Visit our website today and use our online will tool to take the first step towards securing your legacy.

https://www.sanlamadvice.co.za/adviser/jonathan-ebersey/financial-planning/online-will/

12/09/2026

Estate planning is about more than drafting a will.

One of the lesser-known factors that can delay the transfer of wealth to beneficiaries is unresolved tax matters.

Outstanding tax returns, unpaid tax debt, or incomplete records can slow down the process, leaving beneficiaries waiting longer than expected.

✅ A simple financial admin check today could save your family unnecessary stress tomorrow.

Taking time to ensure your tax affairs are up to date is not just about compliance. It's part of good estate planning and protecting the people who matter most.

Read more about how tax debt can impact your family's inheritance and what steps you can take to avoid delays 👇

Did you know unpaid taxes can halt estate administration? Find out how tax debt delays inheritance payouts and how to safeguard your loved ones' future.

10/09/2026

The wealth you build today can shape your family's future tomorrow. Learn how to create a lasting legacy through thoughtful financial planning.

Generational wealth grows through thoughtful planning, steady investing, and clear intent, helping families create security that lasts beyond one lifetime.

09/09/2026

Let's play a quick game: What would your loved ones remember you for? ❤️
✅ Your kindness
✅ Your sense of humour
✅ The memories you created
✅ The legacy you left behind

While we often focus on life's big moments, one of the most meaningful things we can do is make sure our loved ones are taken care of when we're no longer around.

This Wills Week (14-18 September), give yourself and your family the gift of certainty. Getting your will in place today can make a world of difference tomorrow.

Visit our website today and use our online will tool below to take the first step towards securing your legacy.

https://www.sanlamadvice.co.za/adviser/jonathan-ebersey/tools/online-will/

06/09/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

Website users may experience intermittent downtime between 04/09 - 07/09 while infrastructure maintenance is carried out. Report any issues to [email protected]

05/09/2026

What if one of the greatest gifts you could give your child isn't a toy, but a stronger financial future? 👶💙

Speak to Jonathan Ebersey - leave a message to be contacted - https://www.sanlamadvice.co.za/adviser/jonathan-ebersey

Many parents focus on today's needs, but building wealth is often about starting early and staying consistent.

The earlier you begin planning for the future, the more time your money has to work towards your long-term goals. That's why it's worth exploring solutions designed to help you build a legacy for the next generation.

Discover how the Sanlam Cumulus Echo Retirement Plan could form part of your family's long-term financial journey.

Get in touch to learn more.

04/09/2026

Have you ever wondered what would happen to a loved one who depends on you if you were no longer around? 💙

Estate planning isn't only about passing on wealth. It's about making sure the people who rely on you are cared for according to your wishes.

For parents of children with disabilities or dependants who may struggle to care for themselves, having a valid will and the right estate planning structures in place can make a significant difference.

Proper planning can help ensure ongoing care, minimise uncertainty, and provide peace of mind for your family.

One important takeaway: Estate planning is not just for the wealthy. It's for anyone who wants to protect the people they love.

Read the full article on my blog and discover how thoughtful estate planning can help protect vulnerable loved ones.

Proper estate planning is one of the most important things you can do for your children. Not only does it spare them the anxiety of having to tussle over your estate while mourning your loss, but it can also serve as a final parting gift from one generation to the next. Despite this, 70% of South Af...

01/09/2026

🌷 Spring: a lovely reminder of how beautiful change can truly be.

Sometimes we focus so much on where we want to be that we forget to appreciate how far we've come.

Just like Spring transforms the world around us, small daily actions can lead to meaningful change over time. Whether you're building better habits, pursuing a dream, or creating a brighter future, every step counts.

Take a moment today to celebrate your progress, no matter how small. 🌼

27/08/2026

💡 Ready to make smarter financial decisions? Celebrate Money Smart Week with Jonathan Ebersey and take control of your money. Contact me to speak with a financial adviser.

Website: https://www.sanlamadvice.co.za/adviser/jonathan-ebersey/contact-us/