17/06/2026
Many homeowners only discover they are underinsured when it is time to claim.
If your property is insured for less than its true replacement value, the average clause may apply. This means that your insurer may only pay a portion of your claim, leaving you responsible for the balance.
Reviewing your sums insured regularly can help ensure that your property is adequately protected and that there are no surprises when you need to claim.
Contact Navigate Financial Services for a review of your cover and peace of mind that your assets are properly protected.
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