03/06/2026
Does pre-approval mean your home loan is guaranteed? 🤔
Short answer: no - but it’s a powerful first step.
Pre-approval gives you a clear idea of what you can afford and shows sellers you’re serious - but final approval still depends on the property and a full bank assessment.
Want to understand how it works?
🔗 https://www.ooba.co.za/resources/pre-approved-meaning/