Corniel Calitz - Sanlam Financial Adviser, Hermanus

21/05/2025

🔒 Preserve Your Hard-Earned Retirement Savings – Here’s Why a Preservation Fund Could Be Essential for Your Financial Future!

Changing jobs or considering cashing out your retirement fund? Before you make a decision, it’s crucial to understand how a preservation fund can protect your savings from unnecessary taxes, penalties, and reckless spending.

This insightful article on my website breaks down:
✅ What a preservation fund is
✅ Key benefits of preserving rather than withdrawing your retirement savings
✅ How it helps you stay on track for a secure financial future

Don’t risk losing what you’ve worked so hard for!
📌 Read the full guide here 👉 https://www.sanlamadvice.co.za/adviser/corniel-calitz/blogs/about-preservation-funds-and-why-you-may-need-one/

You’ve just landed a new job and have handed in your resignation. Now you need to move your retirement savings (in a pension or provident fund) from the employer you are leaving.

21/05/2025

💡 Do you know who will get your retirement money when you're gone?
If you think your kids automatically inherit your retirement fund, think again. Find out how to make sure your loved ones are protected. 💼👨‍👩‍👧‍👦

🔗 Read more: https://www.sanlamadvice.co.za/adviser/corniel-calitz/blogs/would-your-kids-get-your-retirement-fund-money-if-you-pass-away/

If you’re saving for retirement in a retirement annuity or in your employer’s retirement fund, you may wonder what would happen to this hard-earned pot of savings if you passed away. Giving your options some consideration is important to ensure your wishes are respected.

21/05/2025

💼 Need help discovering your financial confidence?

Making smart financial decisions isn’t always easy – especially when your future and your family’s future are at stake. That’s why I’m here to guide you every step of the way, whether you need help with:

✅ Financial planning
✅ Disability cover
✅ Provision for retirement
✅ Life cover
✅ Savings and investments
✅ Saving for education

Let’s talk about how I can help you build a secure and confident financial future. 💬

📞 Call me: 023 346 6360 / 074 259 5017
📧 Email: [email protected]
🌐 Website: https://www.sanlamadvice.co.za/adviser/corniel-calitz