Gerhard Swart Advisor

Gerhard Swart Advisor Creating a generation of money savvy people that build generational wealth and guiding people to make their money work for them.

Talk to me to make informed choices and let's build your plan for success! I have a passion for helping others achieve their goals and through their success, I reach my goal of helping people. Love what you do and the passion will shine through.

Proud to announce my new career as an independent broker in life risk cover and investments.�Partnering with multiple pr...
31/03/2026

Proud to announce my new career as an independent broker in life risk cover and investments.�Partnering with multiple product providers in South Africa means I can focus on what truly matters—finding the right solutions for each client, not just one brand.�Here’s to protecting futures and growing wealth, one conversation at a time.

SOUTH AFRICA BUDGET SPEECH 2026 – QUICK SUMMARY📈 Economic Outlook• Economy expected to grow 1.6% in 2026. • Inflation ex...
25/02/2026

SOUTH AFRICA BUDGET SPEECH 2026 – QUICK SUMMARY
📈 Economic Outlook
• Economy expected to grow 1.6% in 2026.
• Inflation expected around 3.4%. [treasury.gov.za] [groundup.org.za]
💰 Taxes & Revenue
• Planned R20bn tax increase scrapped.
• Tax brackets & rebates adjusted for inflation (offers relief).
• Excise increases on alcohol, to***co & fuel (inflation linked).
• VAT threshold raised to R2.3m for small businesses. [groundup.org.za] [treasury.gov.za]
💼 Savings & Investments
• Tax free savings limit: R46,000/year (corrected figure).
• Retirement deduction limit: increased to R430,000. [groundup.org.za]
📉 Public Finances
• SA debt will stabilise for the first time in 17 years.
• Borrowing requirement drops to R380bn (from R563bn in 2025).
• SA removed from FATF grey list + first credit rating upgrade in 16 years. [gov.za] [groundup.org.za]
🏥 Social Spending
• 60% of budget goes to education, healthcare & social grants.
• R26bn allocated to HIV/AIDS programmes. [groundup.org.za]

The Full Article below for further reading: https://www.moneyweb.co.za/in-depth/budget/budget-in-a-minute/

Good money habits and the right advice can lead to success! More money does not equal more Wealth. It's what you do with...
28/01/2026

Good money habits and the right advice can lead to success! More money does not equal more Wealth. It's what you do with the money and the plans set in motion to continue growing that money that leads to more Wealth.

With young adults now Gambling and many putting all hope on winning the Lotto. Sudden cash windfalls often amplify poor money habits.

Today 27 January we pay tribute to the brave men and women of the Police Service who serve, protect, and uphold the safe...
27/01/2026

Today 27 January we pay tribute to the brave men and women of the Police Service who serve, protect, and uphold the safety of our communities. Your commitment makes it possible for families, businesses, and livelihoods to thrive.

With the new Conduct of Financial Institutions (COFI) bill. Many fear it in the industry other welcome it. For me it ope...
19/01/2026

With the new Conduct of Financial Institutions (COFI) bill. Many fear it in the industry other welcome it.

For me it opens the door to better consumer protection and confidence in an industry where many South African’s need some advice, education in many instances and guidance through a mine field of options and regulations.

I know this industry requires constant learning and keeping up with markets, regulations and laws passed then there is also tax in business and personal lines.

I am here to tell you that I will be your light house to guide that ship to its destination and you to success.

Get in touch via my Website:

https://www.sanlamadvice.co.za/adviser/gerhard-swart?utm_campaign=depemailcomms0

10/11/2025

A loan cannot buy you a retirement fund

05/11/2025

Invest to beat inflation. Invest to grow capital and increase buying power. Growing capital, getting an income or capital gain for the business, the right investment to achieve your goal is critical so get in touch today to get your investment going

Is your business your retirement plan. Then ensure your plan is rock solid. Get your Buy and Sell agreement, disability ...
31/10/2025

Is your business your retirement plan. Then ensure your plan is rock solid. Get your Buy and Sell agreement, disability and severe ilness in place. Make sure your will is structured correctly. Contact me today to ensure a plan that let’s your live with confidence

Watch, follow, and discover more trending content.

💗Women’s Month Reflection: The Hidden Financial Toll of Breast Cancer💗October is not only a time to celebrate the streng...
14/10/2025

💗Women’s Month Reflection: The Hidden Financial Toll of Breast Cancer💗

October is not only a time to celebrate the strength and resilience of women — it’s also Breast Cancer Awareness Month.

With family members affected, this became even more present in my life as a father and husband; this plays on your mind. I have seen how a diagnosis can impact more than just health — it can have a profound effect on financial stability, confidence, and life after treatment.
While many women plan for medical aid or dread disease cover, the hidden costs of breast cancer often go unnoticed until they’re faced head-on. These include:
🔹 Breast reconstruction surgery — often classified as cosmetic and not fully covered by medical aid
🔹 Fertility preservation — skipped by nearly 12% of patients due to cost
🔹 Wigs, headscarves, and specialized bras — essential for dignity and comfort, but seldom budgeted for
🔹 Transport to treatment centers — especially in rural areas
🔹 Psychological support and counseling — for both patients and their families
🔹 Loss of income — many women take extended leave or resign, and caregivers often do the same
In South Africa, treatment costs can range from R10,000 to R450,000 per year, depending on the stage and type of care required. Even with medical aid, gap cover, and dread disease policies are crucial to bridge the shortfall. [thestar.co.za]
💬 My message this Women’s Month:
Empowerment starts with awareness. Let’s encourage women to not only prioritize their health but also their financial well-being. Early detection saves lives — and early financial planning protects futures.
If you or someone you love has questions about cover options, gap policies, or financial planning for critical illness, I’m here to help.

📩 Feel free to reach out or share this post to spread awareness.

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07/10/2025

Leave a Legacy that lasts. Plan to save on executors fees, leave funds for lived ones to survive while your estate is settled. You plan your goal the risks and sucess don’t drop the oenny on the final plan and leave loved ones in a bind when they have already lost so much. Talk to me and let’s setup a will that is actionable, saves on fees and provides liquidity to loved ones when accounts gets frozen.

Address

98 Meade Street
George
6529

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00
Saturday 09:00 - 13:00

Telephone

+27827665264

Website

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