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Affluence Capital Affluence Capital (Pty) Ltd is a Financial Sector Conduct Authority (FSCA) approved Financial Services Provider

Affluence Capital (Pty) Ltd is a Financial Sector Conduct Authority (FSCA) approved Financial Services Provider that prides itself on conservative asset management.

Are investors still pricing South Africa for its worst years?For more than a decade, the dominant investment narrative a...
25/09/2026

Are investors still pricing South Africa for its worst years?

For more than a decade, the dominant investment narrative around South Africa has been shaped by structural problems:

⚑ Unreliable electricity
🚒 Inefficient logistics
πŸ™οΈ Struggling municipalities
πŸ›οΈ Political uncertainty

Some of those challenges remain. But the picture is changing.

Electricity reliability has improved significantly. Private participation in logistics is expanding. Political power is more fragmented. And new intervention is being directed towards some of the country's most important municipal financial problems.

None of this means the risks have disappeared.

But it does raise an important investment question:

When the underlying environment changes, should the assumptions behind your portfolio change too?

The full discussion is in our latest Affluence Capital article.

The Country Your Portfolio Is Priced For No Longer ExistsFor years, South African investors have had good reason to be c...
23/09/2026

The Country Your Portfolio Is Priced For No Longer Exists

For years, South African investors have had good reason to be cautious.

Loadshedding. Port congestion. Policy uncertainty. Political instability. Municipal decline.

But the South Africa of 2026 is showing signs of meaningful change β€” from improved electricity availability and logistics reform to a fundamentally different political landscape and new efforts to address municipal finances.

The question for investors is not whether every problem has disappeared. It hasn’t.

The more important question is:

Is your investment portfolio still positioned for the South Africa of the past decade β€” or for the country emerging now?

Read our latest article, β€œThe Country Your Portfolio Is Priced For No Longer Exists”, for a closer look at what has changed, what remains uncertain, and what it could mean for investors.

πŸ‘‰ Read the full article: https://www.affluence-capital.co.za/south-african-investment-portfolio-outlook-2026/

GOOD INVESTINGSTARTS WITHGOOD QUESTIONS.Are you asking the right ones?When markets are uncertain, it's easy to focus on ...
16/09/2026

GOOD INVESTING
STARTS WITH
GOOD QUESTIONS.

Are you asking the right ones?

When markets are uncertain, it's easy to focus on the latest headline, market movement or economic forecast.

But sometimes, the more important question is:

Are we asking the right questions?

From interest rates and inflation to AI, valuations, corporate earnings and investment risks, today's investment landscape raises important questions for investors.

Our latest blog explores six questions that are keeping investors awake at night β€” and the bigger issues behind them.

πŸ“– Read the full article here:
https://www.affluence-capital.co.za/the-six-questions-that-keep-investors-awake-at-night/

Invest. Grow. Prosper.

πŸ“ˆ Six questions keeping investors awake at night β€” and why they matterInvesting is about more than watching markets go u...
14/09/2026

πŸ“ˆ Six questions keeping investors awake at night β€” and why they matter

Investing is about more than watching markets go up and down. Today’s investors are navigating questions around valuations, interest rates, inflation, AI, corporate earnings and risks that may not yet be fully visible.

In our latest blog, Sonja Botha, Certified Financial Planner, explores six important questions investors are asking β€” and why understanding the bigger picture can help you make more informed long-term decisions.

πŸ”Ή Are asset prices too expensive?
πŸ”Ή Where are interest rates heading?
πŸ”Ή Is inflation really under control?
πŸ”Ή Is AI changing the investment landscape?
πŸ”Ή Can corporate earnings keep growing?
πŸ”Ή What risks could investors be overlooking?

Read the full article here:
πŸ‘‰ https://www.affluence-capital.co.za/the-six-questions-that-keep-investors-awake-at-night/

At Affluence Capital, we believe informed investing starts with asking the right questions.

Invest. Grow. Prosper.

Your healthcare wishes.Your medical treatment preferences.Your decisions.We don't always like to think about the possibi...
11/09/2026

Your healthcare wishes.
Your medical treatment preferences.
Your decisions.

We don't always like to think about the possibility of becoming unable to communicate or make decisions for ourselves.

But planning for that possibility doesn't mean expecting the worst.

It means giving the people you love clarity when they may need it most.

A Living Will can help communicate your wishes regarding medical treatment, while appointing a medical proxy can provide someone you trust with the ability to make decisions on your behalf.

Sometimes the most thoughtful thing you can do for your family is make your wishes known. ❀️

A Living Will is NOT the same as a Last Will.Two important documents. Two very different purposes.A Living Will deals wi...
09/09/2026

A Living Will is NOT the same as a Last Will.

Two important documents. Two very different purposes.

A Living Will deals with your healthcare wishes if you become unable to communicate or make informed decisions.

A Last Will & Testament deals with your estate and how your assets should be dealt with after your death.

Understanding the difference is an important part of planning ahead.

Have you considered both?

🩺 Have you made your wishes known?A Living Will allows you to record your preferences about medical treatment in advance...
07/09/2026

🩺 Have you made your wishes known?

A Living Will allows you to record your preferences about medical treatment in advance β€” particularly in circumstances where you may no longer be able to communicate or make informed decisions yourself.

It can help:
βœ”οΈ Communicate your healthcare wishes
βœ”οΈ Reduce the burden on your loved ones
βœ”οΈ Provide guidance to healthcare professionals
βœ”οΈ Reduce uncertainty during difficult circumstances

But what is the legal position of a Living Will in South Africa? And how does it differ from a Last Will and Testament?

We explore these questions, medical proxies, advance healthcare directives and other important considerations in our latest article:

πŸ‘‰ Living Will South Africa: Everything You Need to Know

Read the full article to understand why planning ahead can make an important difference.
https://www.affluence-capital.co.za/living-will-south-africa/

"Your financial future starts with one decision. Make it today."The door is open. The view is waiting. All you have to d...
26/06/2026

"Your financial future starts with one decision. Make it today."

The door is open. The view is waiting. All you have to do is step through. πŸšͺ
Your financial future doesn't have to feel uncertain. With the right plan and the right team behind you, clarity is closer than you think.

Get in touch with Affluence Capital today β€” let's take that first step together.
🌐 www.affluencecapital.co.za

A Tax-Free Savings Account lets your money grow without SARS taking a cut β€” no tax on interest, dividends, or capital ga...
24/06/2026

A Tax-Free Savings Account lets your money grow without SARS taking a cut β€” no tax on interest, dividends, or capital gains. Ever. πŸ’°

If you're not using yours, you're leaving money on the table every single year.

Let's change that. Contact Affluence Capital today.

"Your money should be working while you sleep, not waiting for you to wake up."Are you working hard for your money β€” or ...
22/06/2026

"Your money should be working while you sleep, not waiting for you to wake up."

Are you working hard for your money β€” or is your money working hard for you?
There's a difference between earning and building wealth. The secret lies in having the right plan, the right structure, and the right team behind you.

Let's make sure your money never sits idle. Get in touch with Affluence Capital today.

Address

1st Floor, Church Corner Building, 2 Kerk Street
George
6529

Opening Hours

Monday 08:30 - 17:00
Tuesday 08:30 - 17:00
Wednesday 08:30 - 17:00
Thursday 08:30 - 17:00
Friday 08:30 - 15:30

Telephone

086 010 3607

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