Snambo Vellem - Sanlam Financial Adviser, East London

27/02/2026

2026 BUDGET HIGHLIGHTS
1. The social wage – which includes spending on education, skills development and public employment, the provision of housing, public transport and free basic services, and health care – will make up an average of 60 per cent of non-interest spending over the medium term.

2. Economic development is the fastest growing function at an annual average of 5.8 per cent, driven by higher infrastructure allocations.

3. In 2025/26, government debt will stabilise at 78.9 per cent of GDP.

4. Real GDP growth of 1.6 per cent is estimated for 2026, rising to 2 per cent in 2028.

5. R4.1 billion has been allocated for the Presidential Employment Programme in 2026/27

6. The R20 billion tax increase previously penciled into the 2026 Budget is withdrawn

Click below for the full joint publication between National Treasury and South African Revenue Service (SARS) that announces government’s spending, tax and borrowing plans for the next three years.

https://www.treasury.gov.za/documents/National%20Budget/2026/PeoplesGuide/2026%20Budget%20-%20Peoples%20Guide%20-%20English.pdf

26/02/2026

💡 Want to help your Facebook friends make smarter money moves in 2026? Like, Share & Follow this post to introduce them to Snambo Vellem and the team at Sanlam.

We share practical tips to help South Africans refresh their finances — from budgeting, saving & investing to debt reduction strategies and more.

📢 Here’s how you can help grow this community:

✅ Share this post to spread the knowledge.
✅ Tag / a friend in the comments to join.
✅ Like & Follow our page to stay updated with weekly insights.

Let’s build a network of financially empowered individuals — one share at a time.

💬 Already following us? Drop a check ✅ in the comments to show your support!



Snambo Vellem
📞 Phone: 0812490652
📧 Email: [email protected]
🏢 Visit: Sanlam Offices, 59 Western Avenue, East London, 5241

23/02/2026

Turn awkward money conversations with loved ones into opportunities for connection and support. Learn to talk openly, seek guidance, and work together to build stronger relationships and healthier financial habits this February.

Money can strain relationships, but it can also bring you closer. Learn how open, honest conversations about finances can ease tension, build trust, and turn everyday money moments into stronger, more loving connections.

21/02/2026

🇿🇦 Let's show our love and appreciation for our South African National Defence Force Soldiers, acknowledging their sacrifices and dedication. 🇿🇦

Like & Share to SALUTE our Heroes in Uniform.












Follow all the activities happening on South African Armed Forces Day here: https://www.facebook.com/SANationalDefenceForce

19/02/2026

✉️ Dear Mr Finance Minister…
Every year, the National Budget Speech shapes how much tax we pay, what we get back in services, and how far our money can stretch. But most South Africans only hear the headline – and miss what it means for their pocket.

TO MY CLIENTS AND FOLLOWERS: This month I want to use your real concerns to explain the Budget in plain language and at the same time help you prepare a practical financial plan and budget for your household.

💬 So, in the comments, finish this sentence: 👇
“Dear Mr Finance Minister, my biggest money issue right now is…”

👉 Want personal advice on how the Budget could impact your goals, retirement or investments?
Let’s talk: https://www.sanlamadvice.co.za/adviser/snambo-vellem/contact-us/

https://www.sanlamadvice.co.za/adviser/snambo-vellem

18/02/2026

- How did you spend Valentine's Day? Did you skip the crowded restaurants 🫕 and overpriced 🍫 chocolates?

This month-of-love we encourage you to try treating yourself (and your future) to a different kind of date: "one with a financial adviser".

It's a chance to learn and grow, with guidance towards making smart decisions around a financial plan and helping you understand the complexities of money.

Set a "DATE" in a financial adviser's calendar on their digital business card link below.

https://www.sanlamadvice.co.za/adviser/snambo-vellem









https://www.sanlamadvice.co.za/adviser/snambo-vellem

Snambo Vellem is a Sanlam Financial Planner based in East London, with extensive experience in the financial services industry. Over the years, I have developed a passion for helping individuals and families make informed decisions about their financial futures. As a financial planner, I believe it....

16/02/2026

Client: "I just don't know where each month's salary goes to"

This is something we hear as financial planners all the time during initial conversations with new clients.

We therefore encourage you to learn how to create a budget that works. Get your free budget template in my blog below.

REMEMBER: Creating a household budget is the best way to control your family's finances. Budgeting doesn't have to be a tedious task of complicated formulas and equations.

https://www.sanlamadvice.co.za/adviser/snambo-vellem/blogs/how-to-create-a-budget-using-free-tools-and-templates/

15/02/2026

Looking for ways to save on income tax? Work out the tax deductions you will pay for the current tax year and compare it to previous years deductions by using this calculator.

Speak to a financial adviser who can assist you with tax efficient savings solutions to maximise your income.

Work out the salary tax deductions you will pay for the current tax year and compare it to previous year’s deductions by using this calculator. Use the calculator to determine your nett take home pay and find your income tax rates for the year using the SARS tax tables below. We’ve got the resou...

12/02/2026

Please RECOMMEND & SHARE my Digital Business Card in 2026 with your Social Media friends and contacts 👇

https://www.sanlamadvice.co.za/adviser/snambo-vellem

Browse and learn about how I can help you discover your financial confidence this year.

10/02/2026

Shared by Snambo Vellem - "Getting your finances on track for 2026 with these smart money moves"

- Set your New Year FINANCIAL resolutions and share them with a close partner or financial confidant to keep you accountable.

- Reflect on your relationship with money from the past 12 months to help you make better decisions during 2026.

- Assess your budget realistically for the new year ahead.

- Address toxic money influences in your life. 🚫

- Maximise your retirement planning before the tax year-end. 🏦

- Use loyalty rewards wisely in 2026 to get the maximum bonuses, cash back and other incentives. 🎉

- Unsubscribe from retail offers you may have signed up for during the festive season, to avoid future impulse buys. 🛍️

- Check your credit record online. ✅

- Kickstart a debt reduction strategy now, particularly if you overspent during the holidays. 💳

📣 IMPORTANTLY: Start now to set yourself up for a prosperous 2026! ✨

08/02/2026

Beat the heat, not your summer vibes! ☀️🔥

Heat rash might seem harmless, but it can really ruin your day.

Try these 3 easy hacks:

1️⃣ Sit in front of a fan or AC to cool down.

2️⃣ Wear breathable fabrics like linen – say goodbye to clingy synthetics.

3️⃣ Keep areas like armpits and groin clean and dry.