CGS Insurance brokers

Call Directions Website

CGS Insurance brokers Authorised Financial Services Provider. Licence no: 13943

Risk Planning, Retirement planning, Investments, medical aids, policy investigations, wills and estate planning, business assurance, Corporate (employee) Benefits and Comprehensive Financial planning that includes all of the above in a financial analysis document free of charge.

16/10/2026

Good day, The FTSE/JSE All Share closed up by 0.14% last week. The main Johannesburg Stock Exchange Indices stood at the following levels at close of business on Friday, 09 October 2026: JSE All Share Index 108 524.77 JSE Resources Index 65 660.55 JSE Industrial Index 127 444.78 JSE Financial Index 60 089.77 JSE Precious metals 123 100.88 At the same time last year the JSE All Share Index was 110 022.75.

The JSE All Share Index ended last week (09 October) on 108 524.77 points and currently stands on 110 506.12.
PPS Market Insights reported that South Africa's manufacturing production fell 4.3% year-on-year in August, reversing July's 1.1% growth as weakness across vehicles, chemicals and food weighed on output.
The current fuel price forecasts for November look grim, with about two weeks before the final figures are locked in. The latest data from the Central Energy Fund shows a projected increase of R2.51/litre for 95 unleaded petrol and R2.46 for 93 unleaded.
The wholesale price of diesel (0.05% sulphur content) is currently on track for a hike of around R1.39/litre.
South Africa's mining industry suffered its sharpest annual contraction in almost four years in August, with production falling 12.7% as weakness in platinum group metals, coal and iron ore weighed on output. The latest figures from Statistics South Africa, released on Tuesday, show a marked deterioration from July, when mining production declined by 7.5% year-on-year. The August contraction was the steepest since October 2022, when output fell by 13.4%.
Point of interest!
Still no end in sight to this war. The price of crude oil is still at unacceptable levels, putting major pressure on global economies. It now appears that both sides are waiting for the other to make the first move in initiating peace talks. Just like two playground bullies!
Our Johannesburg Stock Market is still experiencing extremely volatile times. This is problematic for an investor wishing to invest a lump sum. During volatile periods, such as the current one, it is best to feed the money into the investment over a period of time. This will protect the investor's original capital from an almost immediate loss in value due to a sudden downturn in the market.
It is easier for an investor who makes regular, monthly contributions. The regular, periodic deposits into an investment will reap the effects of rand cost averaging. As long as the investor sticks to their stated intention for remaining in a middle- to long-term period.
REMEMBER...you have experienced a loss in value only at this stage and will recover the lost value if you hold your investment, however, if you sell out of your investment you will capitalise your loss and suffer a real monetary loss.
CGS Insurance Brokers is an Authorised Financial Services Provider. FSP 13943.
Should you not want to receive this email, please reply and request your email address be removed from our list. It will be done immediately.

09/10/2026

Good day, The FTSE/JSE All Share closed down by 2.21% last week. The main Johannesburg Stock Exchange Indices stood at the following levels at close of business on Friday, 02 October 2026: JSE All Share Index 108 378.40 JSE Resources Index 66 094.33 JSE Industrial Index 124 981.98 JSE Financial Index 60 587.26 JSE Precious metals 125 363.04 At the same time last year the JSE All Share Index was 109 778.12.

The JSE All Share Index ended last week (02 October) on 108 378.40 points and currently stands on 108 226.96.
PPS Market Insights reported that South Africa recorded a budget surplus of R20.0 billion in August 2026, reflecting an improvement in government finances and supporting fiscal stability.
South Africa's trade surplus increased to R20.5 billion in August, the largest since March, as imports fell to a five-month low, outweighing weaker export volumes.
South Africa's producer price inflation slowed to 5.0% in August, the lowest level since April, as fuel and food pressures eased.
Point of interest!
Still no end in sight to this war. The price of crude oil is still at unacceptable levels, putting major pressure on global economies. It now appears that both sides are waiting for the other to make the first move in initiating peace talks. Just like two playground bullies!
Our Johannesburg Stock Market is still experiencing extremely volatile times. This is problematic for an investor wishing to invest a lump sum. During volatile periods, such as the current one, it is best to feed the money into the investment over a period of time. This will protect the investor's original capital from an almost immediate loss in value due to a sudden downturn in the market.
It is easier for an investor who makes regular, monthly contributions. The regular, periodic deposits into an investment will reap the effects of rand cost averaging. As long as the investor sticks to their stated intention for remaining in a middle- to long-term period.
REMEMBER...you have experienced a loss in value only at this stage and will recover the lost value if you hold your investment, however, if you sell out of your investment you will capitalise your loss and suffer a real monetary loss.
CGS Insurance Brokers is an Authorised Financial Services Provider. FSP 13943.
Should you not want to receive this email, please reply and request your email address be removed from our list. It will be done immediately.

02/10/2026

Good day, The FTSE/JSE All Share closed down by 1.93% last week. The main Johannesburg Stock Exchange Indices stood at the following levels at close of business on Friday, 25 September 2026: JSE All Share Index 110 826.04 JSE Resources Index 67 997.83 JSE Industrial Index 127 244.12 JSE Financial Index 61 844.01 JSE Precious metals 131 393.83 At the same time last year the JSE All Share Index was 106 700.14.

The JSE All Share Index ended last week (25 September ) on 110 826.04 points and currently stands on 108 267.31.
PPS Market Insights reported that South Africa's inflation rate rose up to 4.4% in August, driven by higher transport, food, and electricity costs, although it remained below expectations of 4.5%.
The South African Reserve Bank raised the repo rate by 25 basis points to 7.25%, citing persistent inflation risks and forecasting inflation above 5% before easing.
South Africa's leading business cycle indicator fell 0.9% in July, pointing to weaker economic momentum as slower money supply growth and fewer residential building plans weighed on the outlook.
South Africa's seasonally adjusted ABSA Purchasing Managers' Index (PMI) rose by 4.9 points to 50.7 in September from 45.8 in August, returning above the neutral 50-point mark after three consecutive months of contraction.
New sales orders rebounded strongly to 50.8 points from 40.3 in August.
Business activity recovered to 49.3 points from 40.2 in August, staying just below expansionary territory, according to the index released by ABSA and the Bureau of Economic Research.
Six-month expectations edged up slightly to 55.3 points - an optimistic outlook for future conditions.
Point of interest!
Due to President Trump's machinations, the US/Iran war is dragging on, endlessly. The price of crude oil is still at unacceptable levels, putting major pressure on global economies. It now appears that both sides are waiting for the other to make the first move in initiating peace talks. Just like two playground bullies!
Our Johannesburg Stock Market is still experiencing extremely volatile times. This is problematic for an investor wishing to invest a lump sum. During volatile periods, such as the current one, it is best to feed the money into the investment over a period of time. This will protect the investor's original capital from an almost immediate loss in value due to a sudden downturn in the market.
It is easier for an investor who makes regular, monthly contributions. The regular, periodic deposits into an investment will reap the effects of rand cost averaging. As long as the investor sticks to their stated intention for remaining in a middle- to long-term period.
REMEMBER...you have experienced a loss in value only at this stage and will recover the lost value if you hold your investment, however, if you sell out of your investment you will capitalise your loss and suffer a real monetary loss.
CGS Insurance Brokers is an Authorised Financial Services Provider. FSP 13943.
Should you not want to receive this email, please reply and request your email address be removed from our list. It will be done immediately.

02/10/2026

Discovery health 2027 launch:

Average contribution increase = 8.2%
New benefit enhancements:
- New plan introduced - ACTIVE CORE - hospital and chronic only, affordable contributions for a family.
- Expanded Personal health pathways - more personalised and personal insights into your health.

02/10/2026

Medihelp medical aid 2027 launch:

Average contribution increase = 7.5%
new benefit enhancements :
- New casualty benefit for children under 19
- mental health benefits now available on MedMove
- Completing health screenings will unlcok 2 extra GP visits and a OTC medication benefit of R1,050
- Telehealth - virtual consultations to help preserve day to day benefits

02/10/2026

Momentum 2027 launch:

Average contribution increase = 7.9%
Benefit enhancements:
Increased specialist benefit limits,
replaced Covid-19 screening benefits with an over the counter pharmacy medicine benefit and introduced a third GP benefit tier on health platform benefit.

02/10/2026

BESTMED Medical aid launch:

Average contribution increase is 7.35%
New separate casualty benefit - 2 visits per family up to R3,000
BEST Bucks - R1,000 benefit for out of hospital claims if all adult beneficiaries complete the Tempo lifestyle screening
Mental health - added medicine benefits for major depression on selected beat options

28/09/2026

MEDSHIELD launch for 2027.

Average increase across all options is 7.9%.
- Premium Plus, Medibonus, MediSaver and MediCore - 9.9% increase
- Mediplus Prime and Compact - 9%
- MediValue Prime and Compact - 8%
- MediPhila - 7%
- MediCurve - 6%

Benefits enhancements (may be option specific):
- Benefit limits increased
- Clicks: New mental health clinic for consultations paid from the Smartcare benefit
- Innovative oncology benefit (on higher options) for biological drugs
- More enhanced integrated chronic care
- Hospital at home benefit through Mediclinic
- introduction of internal prosthesis and devices limits on all options

25/09/2026

Good day, The FTSE/JSE All Share closed down by 1.88% last week. The main Johannesburg Stock Exchange Indices stood at the following levels at close of business on Friday, 18 September 2026: JSE All Share Index 113 002.48 JSE Resources Index 70 742.69 JSE Industrial Index 128 173.96 JSE Financial Index 62 513.80 JSE Precious metals 138 644.24 At the same time last year the JSE All Share Index was 106 110.83.

The JSE All Share Index ended last week (18 September ) on 113 002.48 points and currently stands on 110 960.48.
PPS Market Insights reported that South Africa's retail sales surged 3.4% year-on-year in July, supported by strong growth in general dealers, clothing retailers, and specialised food stores.
South Africa's consumer confidence improved to -13 in Q3, supported by easing food inflation and improved sentiment among lower-income households.
The SA Reserve Bank (SARB) repeatedly emphasised its "price stability mandate" on Wednesday, with Governor Lesetja Kganyago saying there would be no hesitation if data necessitated another interest rate hike soon.
This follows the second rate hike for 2026, bringing the prime rate to 10.75%.
Point of interest!
Due to President Trump's machinations, the US/Iran war is dragging on, endlessly. The price of crude oil is still above $100 a barrel, putting major pressure on global economies. Other than more threats from President Trump there has been little progress on any peace deal.
Our Johannesburg Stock Market is still experiencing extremely volatile times. This is problematic for an investor wishing to invest a lump sum. During volatile periods, such as the current one, it is best to feed the money into the investment over a period of time. This will protect the investor's original capital from an almost immediate loss in value due to a sudden downturn in the market.
It is easier for an investor who makes regular, monthly contributions. The regular, periodic deposits into an investment will reap the effects of rand cost averaging. As long as the investor sticks to their stated intention for remaining in a middle- to long-term period.
REMEMBER...you have experienced a loss in value only at this stage and will recover the lost value if you hold your investment, however, if you sell out of your investment you will capitalise your loss and suffer a real monetary loss.
CGS Insurance Brokers is an Authorised Financial Services Provider. FSP 13943.
Should you not want to receive this email, please reply and request your email address be removed from our list. It will be done immediately.

18/09/2026

Good day, The FTSE/JSE All Share closed down by 1.34% last week. The main Johannesburg Stock Exchange Indices stood at the following levels at close of business on Friday, 11 September 2026: JSE All Share Index 115 165.31 JSE Resources Index 73 997.15 JSE Industrial Index 128 509.03 JSE Financial Index 62 960.13 JSE Precious metals 145 298.96 At the same time last year the JSE All Share Index was 104 458.36.

The JSE All Share Index ended last week (11 September ) on 115 165.31 points and currently stands on 114 156.64.
The US's Federal Reserve increased interest rates by 25 basis points earlier this week. Since then, several European countries have either increased their rates or indicated they would increase them. This broad move does not bode well for South Africa when the Reserve Bank's Monetary Policy Committee next debates our repo rate.
PPS Market Insights reported that South Africa's economy grew 0.9% year-on-year in Q2 2026, slowing down from 1.9% in the previous quarter and highlighting continued challenges to economic momentum
South Africa recorded a current account deficit of R205.5 billion in Q2 2026, the largest since 2015, driven by higher oil import costs and a narrower trade surplus.
South Africa's manufacturing production grew 1.1% year-on-year in July, returning to growth after three months of contraction.
South Africa's mining production fell 7.5% year-on-year in July, the sharpest decline since February 2025, driven by weaker PGM, coal and iron ore output.
Point of interest!
Due to President Trump's machinations, the US/Iran war is dragging on, endlessly. The price of crude oil is still above $100 a barrel, putting major pressure on global economies.
Our Johannesburg Stock Market is still experiencing extremely volatile times. This is problematic for an investor wishing to invest a lump sum. During volatile periods, such as the current one, it is best to feed the money into the investment over a period of time. This will protect the investor's original capital from an almost immediate loss in value due to a sudden downturn in the market.
It is easier for an investor who makes regular, monthly contributions. The regular, periodic deposits into an investment will reap the effects of rand cost averaging. As long as the investor sticks to their stated intention for remaining in a middle- to long-term period.
REMEMBER...you have experienced a loss in value only at this stage and will recover the lost value if you hold your investment, however, if you sell out of your investment you will capitalise your loss and suffer a real monetary loss.
CGS Insurance Brokers is an Authorised Financial Services Provider. FSP 13943.
Should you not want to receive this email, please reply and request your email address be removed from our list. It will be done immediately.

Address

4A Princes Road, Vincent
East London
5247

Opening Hours

Monday 08:00 - 16:30
Tuesday 08:00 - 16:30
Wednesday 08:00 - 16:30
Thursday 08:00 - 16:30
Friday 08:00 - 16:00

Telephone

+27437266485

Website

Alerts

Be the first to know and let us send you an email when CGS Insurance brokers posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category