The Flow of Money Institute

12/09/2025

When you buy a Sanlam Retirement Plan, we'll add an additional 10% of your contributions to your Wealth Bonus®. So you can relax and enjoy the rewards of a comfortable retirement. Let's talk now...

12/09/2025

Let's talk about it...

09/09/2025

Why R500–R1500 a Month Could Save Your Family’s Lifestyle

Most professionals I meet think serious insurance cover must cost a fortune. The truth? Income Protection can often be secured for the cost of a nice dinner out — around R500–R1500 a month.

Compare that to:
R15,000+ bond repayments
R5,000+ school fees per child
R8,000+ car finance
Day-to-day living costs

Suddenly, that monthly premium looks very small compared to the monthly expenses it protects.

Here’s the point: You’ve worked hard to give your family stability. But that stability can disappear quickly without income protection. It’s not about buying “another policy.” It’s about guaranteeing your salary continues — no matter what.

👉 The peace of mind you get, knowing your family won’t have to change their lifestyle if you can’t work, is priceless.

📌 If you’d like me to run a quick affordability check to show how much income protection cover fits your budget, send me a DM. It’ll take less than 15 minutes.

13/11/2022

You don't need money to make money. You need an opportunity. Let's talk...

04/11/2022

Do the work. Enjoy five star holidays for life. Ask me how...

The DuePoint Rank 9 Wealth Expeditors enjoyed a simply unforgettable 5 star experience with DuePoint to the indulgent island of Azura Benguerra, Mozambique.

03/11/2022

WhatsApp 0642245044 for the solution...

02/11/2022

Most people believe that if they just work hard enough and save for retirement, eventually, they'll be able to enjoy a comfortable lifestyle… but they rarely (if ever) become financially free.

Recent events have further highlighted the lie of that outdated model.

According to the latest data only 1% of the population can afford to live comfortably after retirement. Also the South African government is running out of money and retirement funds are being threatened.

In short, if you were nearing retirement age today, for lack of a better term, you’d be screwed. Whatever’s left over would be quickly eaten up by the rising cost of living.

But it doesn’t have to be that way.

Starting today, you can create your own economy with a legitimate wealth creation business. I’m going to be sharing a counterintuitive way to create wealth and financial freedom with immediate AND long-term cash flow.

If you’re a professional, business owner, or aspiring investor, I firmly believe this could be your ticket to finally getting off the hamster wheel…

Trade your job or business for passive cash flow…

And never have to work again—unless you want to. Connect with me via WhatsApp 0642245044

01/11/2022

It's a new month.

Same problems, same salary, same friends, same job, same frustration. Already broke and miserable but you have to go to work. Are you forced to be a salary slave for yet another month?

Are you tired of having more month than money?
Are you tired of suffering?
Are you tired of living from hand to mouth?
Are you tired of radio frequency bank balance?

Do something about it today. We have the solution and I want to share it with you.

30/10/2022

Our beautiful country is in dire straits. Our economy is shattered. People with qualifications cannot get jobs, let alone the ordinary person. The cost of living is going through the roof.

But there is hope. Brilliant minds have devised a plan and thousands of people are working the plan. You don't have to suffer the consequences of an incompetent government. You can empower yourself and rise out of the current economic disaster. You can become wealthy. Thousands in South Africa are already enjoying economic freedom and I am here to tell you all about it.