19/04/2026
Money Creams and Wealth whispers
One of my favorite books ever: The Millionaire Next Door.
While this book is a bit before the social media flexing era, that is unfortunately the manifestation of a phenomenon that pre dates the existence of social media. People have ALWAYS tried to flex more than they have.
That becomes a massive problem in the social media era because anywhere you look, you see people flexing and pretending they are rich when they really aren't. This COMPLETELY distorts what "rich" looks like to most people.
Here is the reality: most people who are actually rich got there by living below their means, saving and investing consistently over a long period of time, and not chasing get rich quick type methods. For every Miami day trader you see on IG driving a lambo and bragging about their wealth (which likely is exaggerated), there are hundreds of index fund and 401(k) millionaires. Investing consistently over long periods is, hands down, the most reliable way to get rich.
Aim to be real rich, not IG rich. You'll be more likely to actually get there and your self worth won't be tied to what the world thinks about you.
- Matt
P.S. I'm a HUGE index fund guy, so I made a free index fund guide explaining them and laying out options to create an index fund portfolio at different brokers (Vanguard, Fidelity, Schwab, etc). Comment "guide" and I'll send you a link to get the PDF!
