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Monday 08:00 - 16:30 Tuesday 08:00 - 16:30 Wednesday 08:00 - 16:30 Thursday 08:00 - 16:30 Friday 08:00 - 16:30

AVB Financial Solutions

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AVB Financial Solutions

AVB provides personalised financial planning to meet all your needs. Though a man's world, I've strived always to do my very best for my clients.

Angela Van Breda founded AVB Financial Solutions in
2005, with the determination and full commitment to
helping clients with their financial decisions and
choices regarding their life assurance, investment and
retirement portfolios.

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I started financial planning through Liberty Life in 1986, is one of the first female financial advisers in the assurance market. My advice to any of my clients regarding investing is to keep it simple, and according to your risk profile, we will strive for the maximum growth for your long term needs. Everyone needs to reach those retirement years, which means long term commitment to saving, start saving for the long term as early as you can!

-Angela Van Breda

15/10/2026

✨ 𝗠𝗶𝗹𝗲𝘀 Ð-𝗗𝗮𝘆 𝗶𝘀 𝗵𝗲𝗿𝗲 𝗮𝗴𝗮𝗶𝗻.

If you are a Discovery Bank client, 𝘁𝗼𝗱𝗮𝘆 is your monthly reminder to make your money work a little harder.

Your 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝘆 𝗠𝗶𝗹𝗲𝘀 can help you unlock more value when used wisely, from everyday purchases to lifestyle rewards and selected partner benefits.

But the real magic happens when your banking, Vitality engagement, rewards, and financial planning are all working together.

At AVB Financial Solutions, we help clients understand how to maximise the Discovery ecosystem in a way that supports their lifestyle and broader financial goals.

Because 𝘀𝗺𝗮𝗿𝘁 𝗺𝗼𝗻𝗲𝘆 is 𝗻𝗼𝘁 𝗼𝗻𝗹𝘆 about what you earn.
It is also about how well you use what is available to you.

✨ 𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽 𝗺𝗮𝗸𝗶𝗻𝗴 𝘀𝗲𝗻𝘀𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗗𝗶𝘀𝗰𝗼𝘃𝗲𝗿𝘆 𝗕𝗮𝗻𝗸 𝗮𝗻𝗱 𝗩𝗶𝘁𝗮𝗹𝗶𝘁𝘆 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀? 𝗟𝗲𝘁’𝘀 𝗰𝗵𝗮𝘁.

📞 Angela van Breda
📱 082 888 2971
📧 [email protected]

08/10/2026

💙 𝗧𝘄𝗼 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀. 𝗢𝗻𝗲 𝘀𝗵𝗮𝗿𝗲𝗱 𝗽𝘂𝗿𝗽𝗼𝘀𝗲.

Angela has spent almost four decades building AVB through relationships, experience and a genuine commitment to helping people make better financial decisions.

Thomas brings a very different set of strengths to that same purpose. With a background in mechanical engineering, he approaches financial planning with a highly analytical mindset, a love of problem-solving and a natural ability to get into the details.

𝗧𝗼𝗴𝗲𝘁𝗵𝗲𝗿, 𝘁𝗵𝗲𝘆 𝗿𝗲𝗽𝗿𝗲𝘀𝗲𝗻𝘁 𝘁𝘄𝗼 𝗴𝗲𝗻𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝘀 𝗼𝗳 𝗔𝗩𝗕: Angela with the 𝘦𝘹𝘱𝘦𝘳𝘪𝘦𝘯𝘤𝘦 𝘢𝘯𝘥 𝘪𝘯𝘴𝘵𝘪𝘯𝘤𝘵 𝘵𝘩𝘢𝘵 𝘤𝘰𝘮𝘦 𝘧𝘳𝘰𝘮 𝘥𝘦𝘤𝘢𝘥𝘦𝘴 𝘰𝘧 𝘢𝘥𝘷𝘪𝘴𝘪𝘯𝘨 𝘤𝘭𝘪𝘦𝘯𝘵𝘴, and Thomas with a 𝘧𝘳𝘦𝘴𝘩, 𝘵𝘦𝘤𝘩𝘯𝘪𝘤𝘢𝘭 𝘱𝘦𝘳𝘴𝘱𝘦𝘤𝘵𝘪𝘷𝘦 𝘰𝘯 𝘩𝘰𝘸 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘤𝘢𝘯 𝘤𝘰𝘯𝘵𝘪𝘯𝘶𝘦 𝘵𝘰 𝘦𝘷𝘰𝘭𝘷𝘦.

The goal is not to change what has always made AVB special. It is to build on it, combining trusted relationships with new thinking so the business can continue supporting families for generations to come.

05/10/2026

𝗬𝗼𝘂𝗿 𝗖𝗵𝗶𝗹𝗱𝗿𝗲𝗻 𝗔𝗿𝗲 𝗪𝗮𝘁𝗰𝗵𝗶𝗻𝗴... 💙 Financial habits are often inherited. Not because we teach them. Because we model them.

Children watch how we:

🔸 𝘚𝘢𝘷𝘦 𝘮𝘰𝘯𝘦𝘺.
🔸 𝘚𝘱𝘦𝘯𝘥 𝘮𝘰𝘯𝘦𝘺.
🔸 𝘛𝘢𝘭𝘬 𝘢𝘣𝘰𝘶𝘵 𝘮𝘰𝘯𝘦𝘺.
🔸 𝘏𝘢𝘯𝘥𝘭𝘦 𝘴𝘦𝘵𝘣𝘢𝘤𝘬𝘴.
🔸 𝘗𝘭𝘢𝘯 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘧𝘶𝘵𝘶𝘳𝘦.

One of the greatest gifts we can give the next generation isn’t wealth itself.

𝘐𝘵’𝘴 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘸𝘪𝘴𝘥𝘰𝘮.

The conversations we have today can shape the financial confidence our children carry into adulthood.

Because legacy isn’t only what we leave behind.

𝘐𝘵’𝘴 𝘸𝘩𝘢𝘵 𝘸𝘦 𝘵𝘦𝘢𝘤𝘩 𝘢𝘭𝘰𝘯𝘨 𝘵𝘩𝘦 𝘸𝘢𝘺.

✨ What financial legacy are you building for your family?

📞 Angela van Breda
📱 082 888 2971
📧 [email protected]

30/09/2026

💙 𝗔 𝗻𝗼𝘁𝗲 𝗳𝗿𝗼𝗺 𝗔𝗻𝗴𝗲𝗹𝗮 𝗮𝘀 𝘄𝗲 𝗲𝗻𝘁𝗲𝗿 𝘁𝗵𝗲 𝗳𝗶𝗻𝗮𝗹 𝗾𝘂𝗮𝗿𝘁𝗲𝗿 𝗼𝗳 𝘁𝗵𝗲 𝘆𝗲𝗮𝗿.

October is a good time to pause and take stock before the year-end rush begins.

𝘛𝘢𝘬𝘦 𝘢 𝘮𝘰𝘮𝘦𝘯𝘵 𝘵𝘰 𝘢𝘴𝘬 𝘺𝘰𝘶𝘳𝘴𝘦𝘭𝘧:

✔️ Have my goals changed?
✔️ Are my investments still aligned with what I’m working towards?
✔️ Is my family adequately protected?
✔️ Am I making the most of my savings opportunities?
✔️ Am I still on track for retirement?

Small adjustments made now can have a meaningful impact before the year comes to a close.

If there is anything you have been meaning to review, now is a good time to do it.

✨ 𝘓𝘦𝘵’𝘴 𝘮𝘢𝘬𝘦 𝘴𝘶𝘳𝘦 𝘺𝘰𝘶 𝘧𝘪𝘯𝘪𝘴𝘩 𝘵𝘩𝘦 𝘺𝘦𝘢𝘳 𝘸𝘪𝘵𝘩 𝘢 𝘱𝘭𝘢𝘯 𝘵𝘩𝘢𝘵 𝘴𝘵𝘪𝘭𝘭 𝘸𝘰𝘳𝘬𝘴 𝘧𝘰𝘳 𝘺𝘰𝘶. 𝘞𝘪𝘵𝘩 𝘭𝘰𝘷𝘦, 𝘈𝘯𝘨𝘦𝘭𝘢

📱 082 888 2971
📧 [email protected]

28/09/2026

𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗶𝘀𝗻’𝘁 𝗮𝗯𝗼𝘂𝘁 𝗮𝗴𝗲. 𝗜𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗵𝗼𝘄 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝘆𝗼𝘂 𝗮𝗿𝗲.

One of the biggest mistakes people make is thinking retirement planning can wait until later.

The earlier you start, the more time you give your money to grow. Consistent contributions, compound growth and good financial decisions can all make a meaningful difference over the long term.

Whether retirement is 5 years away or 35 years away, the choices you make today help shape how much freedom and flexibility you have later.
Retirement planning is not simply about stopping work. It is about creating options for the life you want to live.

✨ 𝘓𝘦𝘵’𝘴 𝘣𝘶𝘪𝘭𝘥 𝘢 𝘳𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘱𝘭𝘢𝘯 𝘢𝘳𝘰𝘶𝘯𝘥 𝘺𝘰𝘶𝘳 𝘧𝘶𝘵𝘶𝘳𝘦.

📞 Angela van Breda
📱 082 888 2971

📧 [email protected]

25/09/2026

💙 𝗡𝗲𝗲𝗱 𝗵𝗲𝗹𝗽 𝘄𝗶𝘁𝗵 𝘆𝗼𝘂𝗿 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗮𝗶𝗱? 𝗬𝗼𝘂’𝗹𝗹 𝗯𝗲 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗧𝗮𝘀𝗻𝗲𝗲𝗺.

Medical aid can feel overwhelming, especially when you are trying to make sense of plan options, benefits, exclusions, claims and the fine print.

At AVB Financial Solutions, you do not have to figure it all out on your own. Tasneem works closely with our clients to help with medical aid queries, plan reviews, benefit questions and the practical admin that comes with managing your cover.

Whether you are reviewing your current plan, joining a scheme, making changes or simply trying to understand what you are paying for, Tasneem is here to guide you through the process and make it feel a little easier.

𝘎𝘰𝘰𝘥 𝘩𝘦𝘢𝘭𝘵𝘩𝘤𝘢𝘳𝘦 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨 𝘴𝘵𝘢𝘳𝘵𝘴 𝘸𝘪𝘵𝘩 𝘶𝘯𝘥𝘦𝘳𝘴𝘵𝘢𝘯𝘥𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘤𝘰𝘷𝘦𝘳 𝘣𝘦𝘧𝘰𝘳𝘦 𝘺𝘰𝘶 𝘯𝘦𝘦𝘥 𝘵𝘰 𝘶𝘴𝘦 𝘪𝘵.

If you need help with your medical aid, get in touch with the AVB team. 💙
📱 082 888 2971
📧 [email protected]

24/09/2026

🇿🇦 𝗛𝗮𝗽𝗽𝘆 𝗛𝗲𝗿𝗶𝘁𝗮𝗴𝗲 𝗗𝗮𝘆, 𝗦𝗼𝘂𝘁𝗵 𝗔𝗳𝗿𝗶𝗰𝗮.

Heritage Day is a celebration of the people, cultures, traditions and stories that make our country so unique.

At AVB Financial Solutions, we spend so much of our time helping families plan for the future, but days like today are also a lovely reminder to appreciate 𝘸𝘩𝘦𝘳𝘦 𝘸𝘦 𝘤𝘰𝘮𝘦 𝘧𝘳𝘰𝘮, 𝘵𝘩𝘦 𝘱𝘦𝘰𝘱𝘭𝘦 𝘸𝘩𝘰 𝘴𝘩𝘢𝘱𝘦𝘥 𝘶𝘴, 𝘢𝘯𝘥 𝘵𝘩𝘦 𝘵𝘳𝘢𝘥𝘪𝘵𝘪𝘰𝘯𝘴 𝘸𝘦 𝘤𝘢𝘳𝘳𝘺 𝘧𝘰𝘳𝘸𝘢𝘳𝘥.

Whether you’re spending the day around a braai, with family and friends, or simply enjoying a well-earned break, we hope it’s a happy one.

𝗛𝗮𝗽𝗽𝘆 𝗛𝗲𝗿𝗶𝘁𝗮𝗴𝗲 𝗗𝗮𝘆 𝗳𝗿𝗼𝗺 𝗮𝗹𝗹 𝗼𝗳 𝘂𝘀 𝗮𝘁 𝗔𝗩𝗕 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀. 💙🇿🇦

22/09/2026

💙 𝗪𝗶𝘀𝗵𝗶𝗻𝗴 𝗣𝗲𝘁𝗲𝗿 𝗛𝗮𝗿𝘃𝗲𝘆 𝗮 𝗪𝗼𝗻𝗱𝗲𝗿𝗳𝘂𝗹 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁
Some of the most valuable professional relationships are built slowly, over many years of working together, solving problems and knowing that there is someone experienced and dependable on the other end of the phone.
For Angela, Peter Harvey has been one of those people for close to 30 years.
As a senior underwriter at Discovery, Peter has been part of Angela’s professional journey for three decades, offering his expertise, guidance and support across countless cases and helping her navigate the complexities that come with protecting clients properly.
In financial planning, there are often many people working behind the scenes to make sure the right outcome is reached for a client. Good underwriting is an important part of that process, and having someone you trust and respect within that environment can make an enormous difference.
Peter, thank you for your knowledge, patience, professionalism and the many years of support you have given Angela. Thirty years of working alongside someone creates a history of its own, and your contribution to Angela’s journey and the work she has been able to do for her clients is deeply appreciated.
From Angela and everyone at AVB Financial Solutions, we wish you a happy, healthy and thoroughly well-deserved retirement. May this next chapter bring you plenty of time for all the things work has kept you too busy to enjoy.
Congratulations, Peter, and thank you for everything. 💙

21/09/2026

⏳ 𝗬𝗼𝘂 𝗱𝗼𝗻’𝘁 𝗻𝗲𝗲𝗱 𝘁𝗼 𝗯𝗲 𝘄𝗲𝗮𝗹𝘁𝗵𝘆 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘄𝗲𝗮𝗹𝘁𝗵.

One of Angela’s strongest pieces of advice after almost four decades in financial planning is simple: 𝙨𝙩𝙖𝙧𝙩 𝙚𝙖𝙧𝙡𝙮.

You do not need the perfect salary, a huge lump sum or a perfectly mapped-out financial plan. You just need to begin.

Even small contributions towards retirement, a tax-free investment, an emergency fund or a long-term investment can become meaningful over time. 𝘛𝘩𝘦 𝘦𝘢𝘳𝘭𝘪𝘦𝘳 𝘺𝘰𝘶 𝘴𝘵𝘢𝘳𝘵, 𝘵𝘩𝘦 𝘮𝘰𝘳𝘦 𝘵𝘪𝘮𝘦 𝘺𝘰𝘶𝘳 𝘮𝘰𝘯𝘦𝘺 𝘩𝘢𝘴 𝘵𝘰 𝘨𝘳𝘰𝘸.

And if you are reading this thinking, “𝘐 𝘴𝘩𝘰𝘶𝘭𝘥 𝘩𝘢𝘷𝘦 𝘴𝘵𝘢𝘳𝘵𝘦𝘥 𝘺𝘦𝘢𝘳𝘴 𝘢𝘨𝘰,” that is okay too. The best time to start may have been earlier, but the next best time is 𝗻𝗼𝘄.

✨ 𝗪𝗮𝗻𝘁 𝘁𝗼 𝘂𝗻𝗱𝗲𝗿𝘀𝘁𝗮𝗻𝗱 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗯𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝗯𝗹𝗼𝗰𝗸𝘀 𝘀𝗵𝗼𝘂𝗹𝗱 𝗯𝗲?
𝗟𝗲𝘁’𝘀 𝗰𝗵𝗮𝘁.

📞 Angela van Breda
📱 082 888 2971
📧 [email protected]

01/09/2026

𝗧𝗵𝗲 𝗤𝘂𝗶𝗲𝘁 𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵 𝗕𝗲𝗵𝗶𝗻𝗱 𝗘𝘃𝗲𝗿𝘆 𝗣𝗹𝗮𝗻

💙 Behind many strong families is a woman quietly holding everything together.

𝘛𝘩𝘦 𝘢𝘱𝘱𝘰𝘪𝘯𝘵𝘮𝘦𝘯𝘵𝘴.
𝘛𝘩𝘦 𝘣𝘶𝘥𝘨𝘦𝘵𝘴.
𝘛𝘩𝘦 𝘴𝘤𝘩𝘰𝘰𝘭 𝘧𝘦𝘦𝘴.
𝘛𝘩𝘦 𝘨𝘳𝘰𝘤𝘦𝘳𝘺 𝘭𝘪𝘴𝘵𝘴.
𝘛𝘩𝘦 𝘤𝘢𝘳𝘦.
𝘛𝘩𝘦 𝘱𝘭𝘢𝘯𝘯𝘪𝘯𝘨.
𝘛𝘩𝘦 𝘦𝘮𝘰𝘵𝘪𝘰𝘯𝘢𝘭 𝘭𝘰𝘢𝘥.

Women are often deeply involved in the financial well-being of their families, even when they do not always see themselves as “𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘥𝘦𝘤𝘪𝘴𝘪𝘰𝘯-𝘮𝘢𝘬𝘦𝘳𝘴.”

𝗕𝘂𝘁 𝘆𝗼𝘂𝗿 𝘃𝗼𝗶𝗰𝗲 𝗺𝗮𝘁𝘁𝗲𝗿𝘀.

𝗬𝗼𝘂𝗿 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 𝗺𝗮𝘁𝘁𝗲𝗿.

𝗬𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝗺𝗮𝘁𝘁𝗲𝗿𝘀.

Whether you are married, single, divorced, widowed, building a career, raising children, or starting over, your financial plan should support the life you are building.

At 𝗔𝗩𝗕 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗦𝗼𝗹𝘂𝘁𝗶𝗼𝗻𝘀, we help women feel informed, empowered, and supported every step of the way.

✨ 𝘙𝘦𝘢𝘥𝘺 𝘵𝘰 𝘧𝘦𝘦𝘭 𝘮𝘰𝘳𝘦 𝘤𝘰𝘯𝘧𝘪𝘥𝘦𝘯𝘵 𝘢𝘣𝘰𝘶𝘵 𝘺𝘰𝘶𝘳 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘧𝘶𝘵𝘶𝘳𝘦?

Let’s chat.

📞 Angela van Breda
📱 082 888 2971
📧 [email protected]

Address

30 Dreyer Street, Protea Place, 5th Floor
Claremont
7700

Opening Hours

Monday	08:00 - 16:30
Tuesday	08:00 - 16:30
Wednesday	08:00 - 16:30
Thursday	08:00 - 16:30
Friday	08:00 - 16:30

Website

http://www.angelavanbreda.co.za/

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