Smart About Money - empowering you to make good money decisions

11/06/2026

DIY investing is easier than ever 📱💸 – but when you do it alone you often have blind spots. 😎

From risky concentration in certain sectors or markets to poor asset allocation and tax and estate planning pitfalls, a qualified financial adviser can help you make better long-term decisions ✅

11/06/2026

DIY investing can be empowering – but even confident investors can hit blind spots. 😎 From overconcentration and poor asset allocation to tax inefficiencies and dud share portfolios, a qualified financial adviser can help you step back, see the bigger picture and make smarter long-term decisions.🔗

Smart About Money

10/06/2026

Big changes to parental leave could have unexpected financial consequences for families. 👶✨A new survey shows a number of employers are cutting paid maternity leave after a recent Constitutional Court ruling on parental rights. If you’re planning for a baby, now is the time to understand your workplace benefits and how they could affect your finances. Read the full article on Smart About Money. 💛

10/06/2026

New parental leave rights may have been an attempt to introduce greater fairness between mothers and fathers – but in response a number of employers are cutting paid maternity leave. 👶💼 That could leave many families, especially mothers, under even more financial pressure at a critical time. Before you start a family, it may be worth checking your employer’s latest maternity and parental leave policy.

Smart About Money

05/06/2026

Your 20s are the best time to start saving – even if it’s just a small amount each month 💸⏳ It isn’t just that you start accumulating what you contribute earlier, but the interest on interest multiplies over the entire period becoming a powerful compounding force. Waiting just 10 years to start contributing R500 a month could cost you as much as R1.8 million by retirement. Start small, stay consistent, and let time do the heavy lifting. 🌱📈

03/06/2026

Lump sum vs income protection disability cover – what’s the difference? 💡

The type of cover you choose to protect you if a disability stops you from earning an income matters.

✔️ A lump sum benefit pays out once – useful for big expenses like paying off debt or adapting your lifestyle.
✔️ An income benefit pays monthly – helping to replace your salary if you can’t work.

Each option protects you differently – and knowing how they work can help you make better financial decisions 👇


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29/05/2026

In an accident that wasn’t your fault? 🚗💥 Will you pay an excess and will you lose your no claim bonus? You have three options when it comes to claiming for the damage to your car: claim directly from the other driver, claim from their insurer, or claim from your own insurer. Knowing the pros and cons of each option can help you make a smarter financial decision. 🤔 Read our latest hot topic on Smart About Money.

Smart About Money

27/05/2026

Online financial content is everywhere – from finfluencers to AI tools that sound confident and polished. 🤖💸 But content providers who sound smart are not able to provide advice that fits your life. They do not have the context of your situation, cannot judge what’s best for you, and worst of all, have no accountability to you. They may even be incentivised to recommend platforms or products. ⚠️

Before you act on online financial advice, stop and ask: who benefits, what is missing, and does it truly serve your best interests? Our latest guest article on Smart About Money explains how you should interrogate the content you consume. 📖

Smart About Money

26/05/2026

Helping family comes from a place of love and it is good to have this ubuntu. 💛 But when your support creates dependency, you have problem. Our latest guest column from Ndumi Hadebe explores the fine line between helping ↗️ and enabling, and highlights five signs that your financial support may be keeping your loved ones stuck instead of helping them move forward. 💪 Read, reflect and rethink how to support with both care and boundaries. 👐

Smart About Money

22/05/2026

Building good financial habits isn’t about how much you earn – it’s about what you do with what you have. 💰✨
Whether you’re just starting out, raising a family, rebuilding after a setback, or planning for retirement, the same habits can move you forward:

- Budgeting with intention
- Living within your means 👛
- Paying down debt
- Setting clear savings goals 🎯
- Building an emergency fund
- Automating your savings so it actually happens

Small steps compound. And the earlier you start, the more control and confidence you gain. 😎
If you want to feel less stressed and more in charge of your money, this article is a great place to begin.

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