Birgitcornerstone

09/08/2024

Click here and accept my invitation on Temu app! 🎁

25/03/2020

None of us has ever had to deal with anything like this before, so all we can do is our best we have the necessary in place and to ensure we support each other. If you need assistance, please send me an email: [email protected]

28/04/2019

Start early...

Your 20s are an important time as they set the financial foundation for your future. Ask one of our financial advisors on how you can do it.

08/03/2019

Retirement focus...

07/03/2019

Interesting read...

The rate-in-the-rand calculation, which determines the rates a property owner will be paying in Cape Town from July 1 2019, will soon be published for public comment – and locals will be happy to know the City has said a lower rate can be expected.

Check out this article: https://www.capetownetc.com/property/property-owners-could-soon-pay-lower-rates/

26/01/2019

Talk to me about Liberty‘s short term VEHICLE insurance..

Liberty got your car covered with their short-term insurance. With benefits and reduced premiums when driving well. Speak to one of our advisors for more info.

21/11/2018

7 Financial mistakes to avoid in your 50s.

Hopefully, you’ve been diligently saving and investing, and sticking to your perfectly-thought-out retirement plan. But that plan may need to change as your life changes. Check into your investments regularly and meet with your financial adviser to determine if you are indeed still on track to achieve your goals, or if you’re missing out on potential value. Patience and planning are good; sitting in ‘autopilot’ isn’t always the best idea.

19/11/2018

7 Financial mistakes to avoid in your 50s.

Most people rely on their employer’s pension fund as their sole source of income after retirement. However, research suggests that less than 19% of retirement fund members will have enough saved in their employer’s pension fund to retain their current standard of living after retirement. Fortunately, you may still be a decade (or more) away from retirement, which is still a reasonable investment time horizon. Remember, it’s not too late to take control of your financial future by saving and investing more than you are right now. Apart from your employer, you may want to start a retirement annuity (RA) for additional retirement savings, which also offers favourable tax treatment. Once invested, RA funds are only accessible to you after age 55.

17/11/2018

7 Financial mistakes to avoid in your 50s.

It’s usually more expensive than you think. You may want to travel more, do things you enjoy that you haven’t had time for when the kids were younger, or remodel your home. You’re also likely to face higher costs due to inflation, not to mention higher medical expenses as you age. It’s generally recommended that your income after retirement should be between 60% - 80% of your gross income before retirement. Sit down with your financial adviser and sketch out a budget to help ensure you don’t outlive your money.