Addsure

Addsure Addsure is an insurance brokerage that specialises in sectional title property insurance

Addsure is an authorised financial services provider (FSP registration number: 15269), operating nationally across South Africa. Addsure is essentially an insurance brokerage and financial advisory practice that specialises in sectional title property insurance and financial planning.

Building insurance should never be treated as a simple commodity product.A lower premium may sometimes come with:• highe...
03/09/2026

Building insurance should never be treated as a simple commodity product.

A lower premium may sometimes come with:
• higher excesses
• reduced benefits
• stricter conditions
• narrower cover
• increased exclusions

That is why responsible brokers request policy schedules, claims history, valuations, and building information before providing advice.

Sometimes the correct advice may even be: “Your current insurer is already providing suitable cover.”

Professional insurance advice is not only about price.
It is about sustainability, suitability, and protecting one of the scheme’s biggest assets.

Read here: https://ow.ly/RWfB50ZEOaN





Does a valuation limit an insurance claim?Many trustees assume that if a valuation is lower than the sum insured, the in...
02/09/2026

Does a valuation limit an insurance claim?

Many trustees assume that if a valuation is lower than the sum insured, the insurer will somehow reduce a future claim.
Not necessarily.

A valuation, an SRV, the sum insured and the eventual claim payment all serve different purposes. Understanding the difference can help trustees make better insurance decisions and avoid costly misunderstandings.

In this article, we unpack:
• Why the STSMA requires buildings to be insured at replacement value
• Why valuations are required at least every three years
• How the Schedule of Replacement Values (SRV) fits into the process
• What actually determines a claim payment
• Why underinsurance is usually a far greater risk than overinsurance

If you've ever wondered whether a valuation can limit a claim, this article is for you.

Read the full article here: https://ow.ly/QFAu50ZEO64





Read this great blog post by TVDM Consultants:Sectional title schemes insurance essentials - Cover, maintenance and clai...
02/09/2026

Read this great blog post by TVDM Consultants:

Sectional title schemes insurance essentials - Cover, maintenance and claims explained: https://ow.ly/FOml50ZI9T9

01/09/2026

Sectional title insurance can become complicated when leaks, water damage, roof issues or storm damage occur. In this article, we unpack a recent webinar exploring the key insurance issues for owners, trustees and managing agents.

Are lifts insured in community schemes?It is a question that often arises at trustee meetings.Many people assume that be...
01/09/2026

Are lifts insured in community schemes?

It is a question that often arises at trustee meetings.
Many people assume that because lifts are insured, all repairs will be covered by the insurer. Unfortunately, that is not the case.

While lifts generally form part of the buildings and are included in the building insurance, routine servicing, statutory inspections, maintenance and wear-and-tear repairs remain the responsibility of the body corporate.

So where does insurance start and maintenance end?

In our latest article, we explain:
• Are lifts insured?
• What is Machinery Breakdown cover?
• Why WAC inspections remain important
• Which repairs may not be covered
• The liability risks trustees should consider

Read more here: https://ow.ly/Jn8f50ZEO3e





Spring into peace of mind.A new season is a good time to take a fresh look at what matters most - your family, your home...
01/09/2026

Spring into peace of mind.

A new season is a good time to take a fresh look at what matters most - your family, your home, and your peace of mind.

Let Candice Butcher and the Addsure team help you put the right personal insurance cover in place, properly structured, properly explained, and tailored to your needs.

Whether it’s a quick chat or a full review and quote, we’re here to help.

Fresh season. Clear cover. Trusted advice.
Start here: https://ow.ly/BKeP50ZENWZ





What is community scheme fidelity insurance… really?In simple terms, it protects a scheme against loss of money due to d...
31/08/2026

What is community scheme fidelity insurance… really?
In simple terms, it protects a scheme against loss of money due to dishonesty.

But there’s more:
• It’s a legal requirement (CSOS)
• There is a minimum formula for cover
• Trustees must ensure it is reviewed annually
• Managing agents need their own separate cover

Miss this… and the consequences can be serious.
Final thought - good governance includes understanding your insurance.

Read more about what you should know about fidelity insurance - https://ow.ly/zoZX50ZxGiS






Vacant sections can quickly become problem sections.From burst pipes to break-ins, unoccupied properties often lead to t...
28/08/2026

Vacant sections can quickly become problem sections.

From burst pipes to break-ins, unoccupied properties often lead to the most complex (and disputed) claims. The key? Early disclosure and simple preventative steps.

A quick check today can prevent a rejected claim tomorrow.

Practical guide and bonus video here: https://addsure.co.za/unoccupied-premises/





Step into our contractors all risks slideshow: Understanding Contractors All Risks (CAR) cover doesn’t need to be compli...
27/08/2026

Step into our contractors all risks slideshow: Understanding Contractors All Risks (CAR) cover doesn’t need to be complicated.

We’ve created an interactive slideshow that takes you through the key concepts, from types of cover to real on-site risks, in a simple, visual format.

A quick, practical way to get clarity before your next project. You may feel the urge to explore this automated slideshow - https://ow.ly/6YqU50ZxGaF






Happy international dog day! Today we celebrate the loyal companions who bring joy, comfort, and unconditional love into...
26/08/2026

Happy international dog day! Today we celebrate the loyal companions who bring joy, comfort, and unconditional love into our lives.

Whether they're welcoming residents home, joining us on our daily walks, or simply making every day brighter, dogs help make our communities feel more like home.

Here's to wagging tails, wet noses, and the special bond we share with our four-legged friends.

Happy International Dog Day!







Address

A1 Centurion Business Park, Bosmansdam Road, Milnerton
Cape Town
7441

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 08:00 - 16:00

Telephone

+27215515069

Website

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