Ihan Nel - Efficient Wealth

03/09/2026

A single unexpected event can disrupt retirement plans.

Protection ensures your long-term financial strategy stays intact. Strengthen your retirement protection plan. Review your cover with us.

Contact me for a free consultation today
[email protected] | (+27) 72 612 1797

01/09/2026

Very Important!

Having a child is one of life's biggest milestones, and one of the most important times to review your estate plan.

Updating your Will, guardianship arrangements and beneficiaries' helps ensure your family is protected for the future.

Review your estate plan as your family grows: www.efboe.co.za

27/08/2026

Renowned economist and Efficient Group founder Dawie Roodt held nothing back during his address at the 9th BizNews Conference.

25/08/2026

Financial independence is built through consistent decisions over time.

The earlier you start planning, the more opportunities you create for your future.

Start planning for your future today: www.efgroup.co.za

23/08/2026

THE TRUE COST OF BEING UNDERINSURED

Most people assume that, if they have insurance in place, they are fully protected.
Unfortunately, one of the most common and costly issues we encounter is
underinsurance, and it often only becomes apparent when people claim.

What is underinsurance?
Underinsurance occurs when an asset is insured for less than its true replacement
value. When this happens, insurers are entitled to apply what is known as the
average condition. This means that, if you are insured for less than the full
replacement cost, any claim (even a partial loss) may be reduced proportionately.

For example, if your home should be insured for R4 million, but it is only insured
for R3 million, you are effectively insured for 75% of its value. In the event of a
R1 million claim, the insurer may only pay 75% (R750 000), leaving you to fund the
remaining R250 000 yourself. This principle applies even if the loss is not a total
loss.

Make sure you are not underinsured.

Call me today:
Ihan Nel: +27 72 612 1797
[email protected]

20/08/2026

Fuel prices are up 20.6%, over the last year, while some food categories are seeing price relief. The headline inflation figure may have moderated, but its impact on your finances depends on where your money goes each month.

Understanding these shifts is key to maintaining your financial well-being.

Want to understand what inflation means for your investments? Speak to the Efficient Invest team about building a strategy that supports your long-term financial well-being: https://www.efgroup.co.za/contact-us/enquiry-form/

20/08/2026

No two financial journeys are the same.

Whether you are starting your career, raising a family or preparing for retirement, your financial plan should reflect your changing goals and priorities.

Review your financial plan with an Efficient advisor: www.efgroup.co.za

19/08/2026

Building wealth is not about perfect timing.
It's about believing in yourself enough to start.

Every investment you make today is a step towards greater financial independence and the freedom to live life on your terms.

𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝘄𝗶𝘁𝗵 𝗮𝗻 𝗘𝗳𝗳𝗶𝗰𝗶𝗲𝗻𝘁 𝗪𝗲𝗮𝗹𝘁𝗵 𝗮𝗱𝘃𝗶𝘀𝗼𝗿 𝗮𝗻𝗱 𝗯𝘂𝗶𝗹𝗱 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗷𝗼𝘂𝗿𝗻𝗲𝘆 𝘄𝗶𝘁𝗵 𝗰𝗼𝗻𝗳𝗶𝗱𝗲𝗻𝗰𝗲.

Visit: www.efw.co.za

16/08/2026

Besigheidsversekering gaan nie net oor jou nie — dit gaan oor die mense wat saam met jou die besigheid laat werk.

Jou werknemers, jou span en hul families is deel van die groter prentjie. Wanneer jy die regte besigheidsversekering in plek het, beskerm jy nie net die onderneming nie, maar ook die mense wat daarvan afhanklik is.

Ek kan jou help met die regte oplossings sodat jou besigheid en jou span met gemoedsrus kan voortgaan om te groei.

Ihan Nel: [email protected] | (+27) 72 612 1797