IGrow Home Loans

IGrow Home Loans We plan beyond One Bank We specialise in investor finance and understand that each application is unique.

IGrow Homeloans is part of the IGrow Group of companies and is fast becoming one of the leading bond financing originators in South Africa. Our team consistently ranks in the top three in the Western Cape in industry awards. Our service is free of charge and available to all clients, whether you are buying your property through IGrow or not. Our bond specialists and admin team are experienced prof

essionals handling R 1.5 billion in property finance per year and have over 300 YEARS JOINT EXPERIENCE. We can confidently promise you the best service and advice.

No credit history and bad credit are NOT the same thing.No credit history means lenders have less information to see how...
03/09/2026

No credit history and bad credit are NOT the same thing.

No credit history means lenders have less information to see how you manage repayments.

Bad credit means there is a repayment history showing issues such as missed or late payments.

Both can affect a home loan application differently, which is why understanding your credit profile before applying matters.

Speak to an IGrow Home Loans bond consultant and know where you stand before you apply.

šŸ” First-time buyer? Start with a bond consultant before you start house hunting.Knowing what you can realistically affor...
02/09/2026

šŸ” First-time buyer? Start with a bond consultant before you start house hunting.

Knowing what you can realistically afford helps you shop with confidence, focus on the right properties, and avoid falling in love with a home outside your budget.
Get prepared first. Then start searching.

01/09/2026

šŸŒ»šŸŒ·šŸŖ»āš˜ļø

Hello, Spring! šŸŒøNew season, fresh energy, and new beginnings. Hereā€™s to brighter days, blooming gardens, and exciting op...
01/09/2026

Hello, Spring! šŸŒø

New season, fresh energy, and new beginnings. Hereā€™s to brighter days, blooming gardens, and exciting opportunities ahead.

31/08/2026

POV: you bought a plantā€¦ now you just need to keep it alive. šŸŒæ

Hereā€™s your quick guide to not killing your indoor plants, because apparently ā€œjust add waterā€ isnā€™t always the answer. šŸ‘€

How youā€™re married can affect your home loan application. šŸ’In South Africa, your marital regime can influence how a bank...
26/08/2026

How youā€™re married can affect your home loan application. šŸ’

In South Africa, your marital regime can influence how a bank assesses your home loan, whether your spouse needs to be involved, and how affordability is considered.

Whether youā€™re married:
ā€¢ In Community of Property
ā€¢ ANC (Antenuptial Contract) with accrual
ā€¢ ANC without accrual
ā€¦itā€™s important to understand what it means before applying for a bond.

At IGrow Home Loans, we help you understand the process and structure your application correctly from the start.

Pre-qualification vs pre-approval: Do you know the difference? šŸ”Pre-qualification helps you understand what you may be a...
25/08/2026

Pre-qualification vs pre-approval: Do you know the difference? šŸ”

Pre-qualification helps you understand what you may be able to afford before you start house hunting.

Pre-approval takes it a step further, giving you a stronger indication of your borrowing position before you make an offer.

Know your numbers before you fall in love with the property.

Speak to IGrow Home Loans and start your home-buying journey with confidence.

This is why we do what we do.ā¤ļøHelping someone turn their first property into a place they can call home is something tr...
23/08/2026

This is why we do what we do.ā¤ļø

Helping someone turn their first property into a place they can call home is something truly special.

Thank you for trusting us to be part of your journey. Messages like these mean the world to our team.

22/08/2026

Built to help you secure the best possible interest rate for your home loan. šŸ”šŸ’ø

A lower monthly repayment can look like the better dealā€¦ but what will it cost you in the long run? šŸ‘€Stretching your bon...
20/08/2026

A lower monthly repayment can look like the better dealā€¦ but what will it cost you in the long run? šŸ‘€

Stretching your bond over a longer term may reduce your monthly repayment, but it can also mean paying significantly more interest over time.

For property investors, however, a longer term can sometimes be part of the strategy, especially when rental income helps cover the bond.

Itā€™s not just about the cheapest repayment. Itā€™s about choosing the right structure for your goals.

Address

38 Oxford Street
Cape Town
7550

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+27219792501

Website

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