Cheryl Zartz - ooba Property Finance Specialist

Cheryl Zartz - ooba Property Finance Specialist Committed to service excellence. I believe it's not what you do, it's not how you do it, it's WHY you do it.

An experience should be memorable, personalised and most of all understanding and beneficial. With 17 years experience in bond origination, I make the process easy and simplistic by providing a streamlined process. I believe in transparency and clear coherent communication. I have created a personalised page to engage, inform and educate my clients as well as my sphere of influence in a educational manner.

16/06/2026
10/06/2026
10/06/2026

When do you actually pay transfer and bond costs? 💸

These are once-off costs - and they’re usually paid before your property is registered.

They typically include:

✔ Transfer costs (to move the property into your name)
✔ Bond registration costs (if you’re taking a home loan)
✔ Attorney and deeds office fees

The exact amount depends on the value of the property - and can add up quickly, so planning ahead is key.

Want to estimate what you might pay?
🔗 https://www.ooba.co.za/home-loan/transfer-cost-calculator/

Let's navigate the market together. Give me a call on 083 266 2093 or email cheryl.zartz@ooba.co.za
02/06/2026

Let's navigate the market together. Give me a call on 083 266 2093 or email [email protected]

South African Reserve Bank announces rate hike of 25 basis points. The prime lending rate has increased to 10.50%.
28/05/2026

South African Reserve Bank announces rate hike of 25 basis points. The prime lending rate has increased to 10.50%.

Did you know that every bond payment you make is more than just a monthly expense? It’s a step toward building an asset ...
25/05/2026

Did you know that every bond payment you make is more than just a monthly expense?
It’s a step toward building an asset that belongs to you and your family.
Building stability for the future starts with understanding how homeownership works for you:
Building Equity: With every monthly payment, you reduce your loan and increase your "equity"-the portion of the home you truly own. This is wealth with your name on it.
Asset Appreciation: Historically, property is a solid investment that grows in value over time. This means your home could be worth significantly more in the future than what you paid for it today.
Generational Wealth: A fully paid-off home is a powerful legacy. It can be passed down to your children, providing them with a massive head start or a safety net for their own future ventures.
Predictable Costs: Unlike rent, which increases every year, a fixed-term home loan gives you a clear and predictable path for your budget, protecting your family from the uncertainty of the rental market.
Investing in a home today is the ultimate gift of stability for your family’s tomorrow.
📖 Read more on the advantages of buying vs. renting:
https://www.ooba.co.za/resources/advantages-buying-house/

Address

8th Floor Ooba House, 33 Bree Street
Cape Town
8001

Telephone

+27832662093

Website

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