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Rand Finance, Watergate, Mitchell's Plain, Business Center, Cape Town (2026)

17/05/2021

What If I Started Investing My Savings??? That's A Question Most Of Us Ask Our Selves Everyday......

Here's Why You Should!!!

1. Grow your money
Investing your money can allow you to grow it. Most investment vehicles, such as stocks, certificates of deposit, or bonds, offer returns on your money over the long term. This return allows your money to build, creating wealth over time.

2. Save for retirement
As you are working, you should be saving money for retirement. Put your retirement savings into a portfolio of investments, such as stocks, bonds, mutual funds, real estate, businesses, or precious metals. Then, at retirement age, you can live off funds earned from these investments.

Based on your personal tolerance of risk, you may want to consider being riskier at a younger age with your investments. Greater risk increases your chances of earning greater wealth. Becoming more conservative with your investments as you grow older can be wise, especially as you near retirement age.

3. Earn higher returns
In order to grow your money, you need to put it in a place where it can earn a high rate of return. The higher the rate of return, the more money you will earn. Investment vehicles tend to offer the opportunity to earn higher rates of return than savings accounts. Therefore, if you want the chance to earn a higher return on your money, you will need to explore investing your money.

4. Reach financial goals
Investing can help you reach big financial goals. If your money is earning a higher rate of return than a savings account, you will be earning more money both over the long term and within a faster period. This return on your investments can be used toward major financial goals, such as buying a home, buying a car, starting your own business, or putting your children through college.

5. Build on pre-tax
Some investment vehicles, like employer-sponsored 401(k)s, allow you to invest your pre-tax. This option allows you to save more money than if you could only invest your post-tax.

Comment Bellow With Your Email Address And Phone Number And You Will Receive A Quote.

16/11/2020

Have you ever tried applying for a home loan but it was declined??
Please comment below if you have any of these under your name.

Are you Blacklisted? Defaulted?,Low credit score,sequestrated? or even have Judgements?

We can assist you!!!

In simple terms, it is a loan given to you by a home loan provider, where the home or property you are purchasing is used as a form of security in case you cannot make the loan repayments.

From the time that you secure a bond and it is registered, the home loan provider will keep your property’s title deed until your home loan is paid back in full. The home loan provider is legally entitled to keep the title deed, because until you have fully repaid your home loan your home remains their property.

Before you apply for a home loan:

Have a good idea of what you like and don’t like, where you’d like to buy and the value of property in that area
Compare home loan rates and home loan providers for the best deal
Keep your family’s needs in mind and make sure the home you buy works for your lifestyle
The two key factors in your loan repayment are how much you borrow, and the repayment term. Generally you are required to pay back the home loan, plus interest, over a set period of time, most commonly between 20 to 30 years.

The interest on your bond is based on the current prime interest rate determined by the South African Reserve Bank (SARB). Your instalments will change according to how the interest rate increases or decreases. For the first few years, most of your loan repayments will go toward paying off the interest. Over time more of your repayments will go toward paying off the actual loan amount.

Based on a purchase price of R1 000 000, with a 10% deposit.

Join Us Today Call Or WhatsApp Us On 0678934326

23/03/2019

What If I Started Investing My Savings??? That's A Question Most Of Us Ask Our Selves Everyday......

Here's Why You Should!!!

1. Grow your money
Investing your money can allow you to grow it. Most investment vehicles, such as stocks, certificates of deposit, or bonds, offer returns on your money over the long term. This return allows your money to build, creating wealth over time.

2. Save for retirement
As you are working, you should be saving money for retirement. Put your retirement savings into a portfolio of investments, such as stocks, bonds, mutual funds, real estate, businesses, or precious metals. Then, at retirement age, you can live off funds earned from these investments.

Based on your personal tolerance of risk, you may want to consider being riskier at a younger age with your investments. Greater risk increases your chances of earning greater wealth. Becoming more conservative with your investments as you grow older can be wise, especially as you near retirement age.

3. Earn higher returns
In order to grow your money, you need to put it in a place where it can earn a high rate of return. The higher the rate of return, the more money you will earn. Investment vehicles tend to offer the opportunity to earn higher rates of return than savings accounts. Therefore, if you want the chance to earn a higher return on your money, you will need to explore investing your money.

4. Reach financial goals
Investing can help you reach big financial goals. If your money is earning a higher rate of return than a savings account, you will be earning more money both over the long term and within a faster period. This return on your investments can be used toward major financial goals, such as buying a home, buying a car, starting your own business, or putting your children through college.

5. Build on pre-tax
Some investment vehicles, like employer-sponsored 401(k)s, allow you to invest your pre-tax. This option allows you to save more money than if you could only invest your post-tax.

Comment Bellow With Your Email Address And Phone Number And You Will Receive A Quote.

08/01/2019

You must've asked yourself " What is an Investment Plan??? "

Well here's a few types of investment plans you need to know :

Investing for Growth
Reach your financial goals by making your money grow over time.
To reach your financial goals and dreams, you must make your money work for you. Rand offers a wide range of investment plans with different levels of affordability and flexibility to match different risk preferences and lifestyles. We recommend you consult a financial planner to help you establish how much you need to invest and which investment plan meets your requirements.

International Investments
Diversify your portfolio with offshore investments and spread your risk.
There are several benefits to diversifying your portfolio across global markets. These benefits include having access to more opportunities and industries that are not available locally, lower overall risk, smoother returns and protection against rand depreciation and political and macroeconomic risk. We offer a range of offshore investment opportunities through Rand Private Wealth that match different investor needs and preferences.

Education Planning
Start planning for your child’s future today.
The cost of education can be frightening, but with an education plan in place, saving for tertiary education can become a lot more manageable than most of us realise. Education planning should form a major part of any devoted parent’s financial planning, from the moment their first child is born.

The sooner you start saving for education, the greater the chance of your child getting a quality tertiary education. Start building your education plan by using our handy calculator to find out how much you need to invest for education. You can either invest in a Rand Tax-free Investment or Unit Trust, or both, to make your plan a reality.

Unit Trusts
Take control of your financial future through our range of unit trust investments.
Whatever your investment goal, we can help you create and grow your investment portfolio through our range of unit trusts. By investing in a Rand unit trust, you gain access to the expertise of South Africa’s top investment managers.

You don’t have to invest a lot of money or spend time to understand and navigate the share markets yourself. Our dedicated investment team has the proven skills to manage risks and to create consistent, sustainable performance.

Sign up Today and start saving up for the future.

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Watergate, Mitchell's Plain, Business Center
Cape Town
8847

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