Jané du Toit - Residency and Citizenship by Investment Advisor

26/10/2026

n Dubai this week with the Fragomen team, connecting with colleagues and exploring opportunities in investment migration.

For the families and entrepreneurs I work with, having international options can make a real difference. A second residency, a new base for business, or more choice about where their children study and build their futures.

My focus is helping clients understand their residency and citizenship options and choose a route that suits their circumstances and long-term plans.

If you’re considering your next move, let’s connect.

22/10/2026

🌍 THE CHEAPEST GOLDEN VISA ISN'T ALWAYS THE BEST CHOICE

When considering residency or citizenship by investment, it's easy to focus on the minimum investment amount.

But the real question should be whether the programme meets your long-term objectives.

Before committing to any programme, consider:

✅ Residency rights – Can you live, work or establish a business in the country?

✅ Family inclusion – Can your spouse, children or parents qualify?

✅ Investment security – Where is your money invested, and what are the risks?

✅ Physical presence – How much time must you actually spend in the country?

✅ Citizenship prospects – Does residency provide a realistic pathway to a second passport?

A programme offering a lower entry cost may not necessarily deliver the flexibility, security or long-term benefits you're looking for.

The right programme isn't necessarily the cheapest. It's the one that works for you and your family.

I help clients understand and compare international residency and citizenship options based on their individual circumstances.

📩 Get in touch for a confidential discussion.

18/10/2026

🇬🇷 **GREECE GOLDEN VISA – COMPLIANCE WARNING**

Greek authorities are taking a tougher approach to Golden Visa property transactions that are structured to get around the programme rules.

Investors need to be particularly cautious of:

⚠️ Developer rebates or “cashback” arrangements that effectively reduce the real investment below the required threshold
⚠️ Rental structures designed to disguise a lower purchase price
⚠️ Short-term letting arrangements that breach Golden Visa restrictions

Where authorities determine that the qualifying investment was not genuine or that programme rules have been circumvented, the residence permit may be at risk of **revocation**.

The key message for investors is simple: don’t choose a property purely because a developer says it “qualifies”.

Independent legal and property due diligence is essential before committing funds.

For clients considering the Greek Golden Visa, the programme remains attractive, but the structure of the investment matters just as much as the headline price.

22/09/2026

🇹🇷 TÜRKIYE CITIZENSHIP BY INVESTMENT – IMPORTANT UPDATE

Turkish authorities have launched proceedings involving more than 1,000 people who allegedly obtained citizenship through fictitious or irregular property transactions.

This is not a change to the Citizenship by Investment programme itself. The property investment threshold remains US$400,000.

What it does highlight is the importance of proper due diligence.

Clients should avoid artificial property structures, inflated valuations or transactions designed simply to meet the qualifying threshold.

✅ Independent legal advice
✅ Proper property due diligence
✅ Clear source and flow of funds
✅ Genuine qualifying investment

Citizenship approval does not necessarily prevent authorities from reviewing the underlying investment at a later stage.

For anyone considering Türkiye, getting the structure right from the start is essential.

21/09/2026

📢 Investment Migration Update | 21 September 2026

The main development this week affects US EB-5 investors applying for permanent residence from inside the United States.

From 18 September, USCIS introduced a stricter financial self-sufficiency assessment. Officers may now examine an applicant’s broader financial circumstances, including income, accessible assets, liabilities, health costs, medical insurance, education, employment prospects and any relevant history of receiving public benefits.

A new version of Form I-485 is also compulsory. Older versions submitted on or after 18 September will be rejected.

This doesn’t change the EB-5 investment amounts or the requirements for filing an I-526E petition. It mainly affects investors and family members completing adjustment of status from inside the US.

Client takeaway:

A successful EB-5 investment alone may not be enough. Adjustment applications should now be prepared with detailed evidence demonstrating the family’s long-term financial independence.

No new Caribbean CBI thresholds, programme closures, physical-presence rules or Schengen visa-free-access suspensions were confirmed this week.

Official USCIS guidance:
https://www.uscis.gov/newsroom/alerts/uscis-issues-guidance-on-making-public-charge-inadmissibility-determination

U.S. Citizenship and Immigration Services (USCIS) is issuing updated guidance in the USCIS Policy Manual explaining how the agency will determine whether an alien applying for adjustment of status to that of a lawful permanent resident is likely at any time to become a public charge.

18/09/2026

🇱🇻 LATVIA INVESTOR RESIDENCE – IMPORTANT UPDATE

Latvia introduced major changes to its investor residence programme from 15 September 2026.

🏠 The €250,000 property investment route has closed to new applicants.
🏦 The bank deposit option has also ended.
💶 A new €150,000 investment fund route has been introduced in law, but it is not yet operational and its future is already under parliamentary review.

For investors considering Latvia, the available routes and timing now need to be assessed very carefully.

📩 Contact me for the latest options and eligibility requirements.

09/09/2026

🇬🇷 GREECE GOLDEN VISA – IMPORTANT UPDATE FOR PROPERTY INVESTORS

If you’re considering the Greece Golden Visa through real estate, timing may now become considerably more important.

The Greek Government has announced plans to increase the property transfer tax for non-EU buyers of residential property from approximately 3% to 15%, with the proposed change expected to take effect from 1 January 2027.

What could that mean in practice?

🏠 €800,000 property
Current transfer tax: approximately €24,000
Proposed tax: approximately €120,000

🏠 €400,000 property
Current transfer tax: approximately €12,000
Proposed tax: approximately €60,000

That’s a substantial difference in the overall cost of acquiring qualifying Greek property.

Importantly, the proposed increase has not yet been passed into law, and the final legislation may contain exemptions, transitional provisions or other changes.

For investors already considering Greece, however, this announcement creates a potentially important window. Completing an eligible property acquisition before any new tax regime takes effect could result in significant savings.

The Greece Golden Visa remains one of Europe’s established residence-by-investment options, providing qualifying investors and their families with Greek residence and access to the Schengen Area.

If Greece has been on your radar, now may be the right time to look at the available options and understand the potential impact of these proposed changes.

📩 Contact me for further information on the Greece Golden Visa and current investment routes.

04/09/2026

Where can you live, work, invest and travel if circumstances suddenly change?

That’s where investment migration comes in.

Residence and citizenship programmes can provide greater mobility, international access, family security and valuable long-term options.

There’s no single programme that suits everyone. The key is finding the right solution for your circumstances.

If you’d like to explore what may be available to you, let’s have a conversation.

21/07/2026

Most people treat a second citizenship as an escape plan. It's the opposite — it's how you stay in control no matter what happens where you are.

A Plan B isn't about giving up on home. It's never being trapped by one border, one currency, one set of rules.

Global mobility as a safe haven — not a last resort.

DM to talk through your options. 🌍

16/07/2026

Nobody has a crystal ball. Everyone should have a Plan B.

Look at the headlines this year — currency swings, shifting trade rules, elections that upend policy overnight, and borders that open or close faster than anyone expected. None of this is new. What's changed is the pace.

I sit with clients every week who aren't panicking — they're planning. A second residency or citizenship isn't about giving up on home. It's about making sure your family always has somewhere else to stand if the ground shifts.

A few years ago, this conversation was mostly for the ultra-wealthy. Not anymore. More people are treating global mobility the way they treat insurance — something you arrange while things are calm, not something you scramble for when they're not.

So here's the question I'd ask anyone reading this: if things changed quickly where you live, would you and your family have options?

If the honest answer is "I'm not sure," that's usually the moment worth a conversation. Drop a comment or send me a message — happy to talk through what a realistic Plan B (or C) actually looks like for your situation.