GoTyme Funding ZA

GoTyme Funding ZA Business growth made beautiful. 🩵 Business owners still identify access to working capital as the single biggest challenge that they are faced with.
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Since 2011, we have provided businesses with innovative, flexible and convenient alternatives to traditional business loans. Being responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with businesses to grow the South African economy. This is where we can help and we are proud to have partnered with more than 70,000 SMEs in providing funding of more than R10bn to date.

Ready to build a year of steady growth? Elena used our 6-9 month funding to stabilise her working capital and keep inven...
12/03/2026

Ready to build a year of steady growth?

Elena used our 6-9 month funding to stabilise her working capital and keep inventory cycles moving.

Get the capital to thrive. 🔗 https://bit.ly/46o8tFp

For years, South African business owners have operated in a cycle of crisis management. But the 2026 Budget Speech signa...
27/02/2026

For years, South African business owners have operated in a cycle of crisis management. But the 2026 Budget Speech signals a fundamental shift: we are finally moving onto firmer ground.

One of the most significant takeaways is the breaking of the VAT glass ceiling. By increasing the registration threshold to R2.3 million, the government is removing a 17-year-old barrier to growth, allowing SMEs to scale without the immediate weight of additional compliance.

Swipe through for my key insights on what this budget means for your business.

Read the full breakdown 🔗 https://bit.ly/3MKeHJ5

President Cyril Ramaphosa’s 2026 SONA was clear: South Africa is moving from crisis management to consolidation. With el...
16/02/2026

President Cyril Ramaphosa’s 2026 SONA was clear: South Africa is moving from crisis management to consolidation. With electricity stabilising and inflation easing, the "firmer ground" the President spoke about is finally here.

But stability alone doesn’t grow a business. Momentum does.

That’s why GoTyme Bank for Business is providing funding built for today’s entrepreneurs: transparent, flexible and designed to support real growth.

Read our latest blog to learn what this shift means for your business 🔗 https://bit.ly/4aTOPDG

In his 2026 State of the Nation Address, President Cyril Ramaphosa delivered a message of transition. He argued that South Africa has moved beyond crisis management and is entering a phase of consolidation. From a business perspective, conditions are materially improving: load-shedding has largely s...

16/02/2026

A new name. The same ambition for South African businesses.

TymeBank is becoming GoTyme Bank.

More than a rebrand, this marks our commitment to evolving banking for entrepreneurs and growing businesses. From zero-fee banking to accessible funding, our focus remains simple: financial tools that work in the real world.

Join our CEO, Cheslyn Jacobs, as he shares what this next chapter means.

TymeBank ZA

This is the month to pause and ask an important question:Is my business funding still supporting how I actually trade? A...
02/02/2026

This is the month to pause and ask an important question:
Is my business funding still supporting how I actually trade?

A quick review now can help you avoid pressure later.

Read more on why this is the smartest time to reassess your funding 🔗 https://bit.ly/3Mftje

With inflation slowing, petrol prices settling down and the economy picking up slightly, SMEs will have more predictabil...
26/01/2026

With inflation slowing, petrol prices settling down and the economy picking up slightly, SMEs will have more predictability than in recent years. But cautious budgeting, cash-flow discipline and the right funding choices remain critical.

The businesses that win in 2026 will be the ones that plan and adapt.

Read the full January SME Outlook 👉 https://www.retailcapital.co.za/tymebank-sme-outlook-january-2026/

Shari'ah Funding that moves with your business. ✨Swipe to see how our fixed fee and turnover based repayments support yo...
19/01/2026

Shari'ah Funding that moves with your business. ✨

Swipe to see how our fixed fee and turnover based repayments support your cash flow month after month.

Learn more here: https://bit.ly/414qJjJ

2026 won’t reward businesses that stand still. It will reward the ones that go digital and think forward.According to Ty...
16/01/2026

2026 won’t reward businesses that stand still. It will reward the ones that go digital and think forward.

According to TymeBank’s SME Outlook, the fastest-growing opportunities for South African SMEs are in: renewable energy, tech-enabled services, agro-processing and online and export-focused businesses

One thing links them all: digital adoption.

From cloud systems to online payments and marketplaces, SMEs using digital tools are better positioned to scale, access funding and reach new customers in 2026.

The message is clear - the future belongs to businesses that modernise now. Read the full forecast 👉 https://www.retailcapital.co.za/tymebank-sme-outlook-january-2026/

2026 kicks off with cautious optimism for South African SMEs 🇿🇦With less paperwork, better online systems, and a more st...
15/01/2026

2026 kicks off with cautious optimism for South African SMEs 🇿🇦

With less paperwork, better online systems, and a more stable economy, the year ahead offers real chances for businesses that plan well and stay flexible.

In our January SME Outlook, we unpack:
• Which sectors are set to grow
• What the latest economic data means for SMEs
• How to plan cash flow, funding and staffing for 2026
• Practical ways to stay resilient and competitive

If you’re setting goals, budgets or growth plans for the year ahead, this is a must-read.

Read the full SME Outlook:

Why 2026 Looks Brighter for Most SMEs With economic forecasts pointing to a year of measured growth and evolving regulations, South African small and medium enterprises (SMEs) should use January 2026 for some astute planning to make the most of what’s ahead. Regulatory developments The regulatory ...

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Retail Capital was established in South Africa in 2011 to provide businesses with innovative, flexible and convenient alternatives to traditional business loans. Being responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with small to medium sized businesses to grow the South African economy. This is where we can help and we are proud to have partnered with more than 22,000 SME’s in providing funding of more than R3 billion to date. Our business friendly finance is easy, quick and simple. Each advance is tailored to the business and no security is required. In addition, we can offer anywhere from R15, 000 to R2m depending on your own business turnover.