GoTyme for Business

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GoTyme for Business Business growth made beautiful. 🩵 Business owners still identify access to working capital as the single biggest challenge that they are faced with.
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Since 2011, we have provided businesses with innovative, flexible and convenient alternatives to traditional business loans. Being responsible for 50% of the country’s GDP and contributing to over 65% of employment, we are devoted to partnering with businesses to grow the South African economy. This is where we can help and we are proud to have partnered with more than 70,000 SMEs in providing funding of more than R10bn to date.

21/10/2026

Some businesses grow alone. Ashley didn’t have to.

He grew his restaurant with a funding partner who’s been in his corner through every stage.

Same team. Same trust. Same belief in what he is building.

Black Friday is coming. And the businesses that make the most of it started getting ready weeks before.Stocking up on in...
16/10/2026

Black Friday is coming. And the businesses that make the most of it started getting ready weeks before.

Stocking up on inventory, running stronger campaigns, hiring seasonal staff and upgrading equipment before volume spikes.

This is how you can prepare for it.

09/10/2026

Intelligent, human, fast. That’s how we help South African businesses grow, and as this video shows, we take the human part very seriously.

The businesses that grow in Q4 are the ones that got ready before it started. Opening a new location, launching a produc...
08/10/2026

The businesses that grow in Q4 are the ones that got ready before it started. Opening a new location, launching a product they had been sitting on, hiring a team that was ready when demand peaked.

Q4 is the biggest opportunity of the year. Are you set up to make the most of it?

Q4 can be one of the strongest trading periods of the year for South African SMEs - but only if the business is set up t...
08/10/2026

Q4 can be one of the strongest trading periods of the year for South African SMEs - but only if the business is set up to actually benefit from it.

GoTyme for Business Group Executive Miguel Da Silva has shared his SME Outlook for Q4 2026, covering everything from GDP signals and fuel cost risks to cash flow management and digital readiness ahead of Black Friday and the festive season.

The short version: a spike in sales is not the same as a spike in profit. The businesses that come out of Q4 stronger are the ones that manage costs, protect margins and stay on top of their cash flow through to January.

Read the full outlook here:

GoTyme Bank’s SME Outlook for Q4 2026 Festive demands come up against a new cost squeeze Miguel da Silva, Group Executive at GoTyme for Business, examines the economic forces likely to shape the critical festive-trading quarter – from resilient but selective consumer demand to rising fuel costs,...

07/10/2026

A GoTyme Funding Specialist is not just there to get you funded. They are there to make sure you never feel like you are doing it alone.

They sit between you and the bank, making sure you always know what is happening, what to expect and what comes next.

21/09/2026

We put Gino Solomons, one of our Funding Specialists, in the hot seat.

Three quick questions and three honest answers from someone who has these conversations with business owners every day.

16/09/2026

No collateral. No problem.

At GoTyme for Business, we don't ask you to put up assets to access funding. We look at your turnover and use that to work out exactly what you qualify for. Simple as that.

We also make sure your repayments are always in line with what your business makes. So you're never paying back more than you can afford.

Apply for a GoTyme Business Advance 👉 gotyme.co.za/business

Address

Ground & First Floor, Building 2, Bridgeside, Riverlands, 12 Gogosoa Street
Cape Town
7925

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

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