Constantiaberg Debt Counselling

17/03/2021

‼️The financial industry has probably one of the worst reputations when it comes to misinformation and scams as it is highly targeted by these scam artists.

It is so important to make doubly sure that the Debt Counsellor you are investigating is legit, down below we discuss some ways for you to identify if you’re walking into a scam or not.

https://constantiabergdebtcounselling.co.za/2021/01/18/debt-counselling-beware-of-scams/

16/03/2021

We haven’t entered the new year like we normally would. COVID-19 has rocked the boat globally and put strain on the economy.

As a small business owner or an employed individual we have all adapted to this new way of living.

https://constantiabergdebtcounselling.co.za/2021/01/26/4-steps-to-financial-wellness/

03/03/2021

😔No-one plans to get into debt that they cannot repay. And the current economic climate is not making it any easier!

☎If you are struggling to pay your accounts and need advise, please contact us.

Gavin Stuart Young is a registered Debt Counsellor in terms of Section 44 of the National Credit Act 34 of 2005.

He brings many years and much experience to serve the Constantiaberg community and small business owners in our neighbourhood and beyond.

Your particular financial situation will be dealt with by him personally and confidentially to tailor-make the solution for your current position.

He is professional, ethical and independent.

02/03/2021

🏔 Debts mounting up?

Here are 5 ways to get out of debt before it gets you:
📌 Make a budget – and stick to it. Essentials 50%, 30% debt or savings, 20% wants
📌 Stop impulse spending – yes it’s hard, but it won’t kill you
📌 If you can, double up on your small account payments
📌 Setting future goals helps you stay focused and not overspend
📌 When you have paid off a debt, put that payment toward the next debt not into your disposable income

💰 Still struggling?
Contact Gavin at https://constantiabergdebtcounselling.co.za for an obligation free debt assessment

24/02/2021

Wondering why you would need a Debt Counsellor?

While it can be intimidating to begin your Debt Review journey due to doubtful thoughts such as, ‘What will people think of me?’ or ‘Is this the right step for me?’ or ‘Will it even work?’.

We hear your concerns and completely understand. It can be scary, but we have found that there are 3 major benefits that Debt Counselling has to offer you.

Why would I need a Debt Counsellor? Leave a Comment / Tips / By admin While it can be intimidating to begin your Debt Review journey due to doubtful thoughts such as, ‘What will people think of me?’ or ‘Is this the right step for me?’ or ‘Will it even work?’. We hear your concerns and co...

23/02/2021

https://constantiabergdebtcounselling.co.za/

We all have hopes and dreams for our children’s futures.

📚 We want to send them to the best schools
👩‍🎓 We want to be able to send them to the varsity of their choice
💰 We want to leave them an inheritance.

If you are struggling to get on top of your debt and feel it is getting in the way of your children’s futures then contact us today for a free debt assessment and a plan to get back on track to achieve your dreams.

Go visit www.constantiabergdebtcounselling.co.za for more information.

22/02/2021

📌Times are tough, we know and understand that many families have been hugely affected by job losses, reduced hours and pay or small businesses being forced to close.
💰Debts can build up and with it worry and anxiety about how to service your accounts.
☎️If you find yourself not able to pay your creditors, contact us for advice and a free debt assessment. Let our 36+ years in finance serve you to bring back peace and financial well being.

Call Gavin @ 087 702 1042.
https://constantiabergdebtcounselling.co.za

18/02/2021

⛔️ Debt blocking the way of your future?
✍️ Applying for Debt Review allows us to help you move forward with your plans, hopes and dreams.

In need of a free assessment to see what your true debt position is?

Take the first step in freedom from debt, contact us today!

www.constantiabergdebtcounselling.co.za

16/02/2021

🤷 While there is often a stigma attached to placing yourself into debt review, it could be the thing that saves your finances, brings you freedom and allows you to reach your financial goals and dreams.

🤭 Don’t feel ashamed for making the right decision if you are unable to meet your debt commitments.

Contact us today for a free debt assessment.
www.constantiabergdebtcounselling.co.za

15/02/2021

🧐 Personal debt is a tricky thing to deal with and learn how to manage properly. If you find yourself budgeting each month for your needs but still coming up short when it comes down to it then it would be wise to to evaluate expenses and find the small (but effective!) ways you can lower your monthly spending budget.

Read more - https://constantiabergdebtcounselling.co.za/2021/02/15/ways-to-lower-your-monthly-expenses/