Donné Marais

19/05/2026

Structured Global Performer AI V2 and V8 Portfolios — now officially open for business.

Designed for investors who want access to global opportunities with intelligent portfolio structuring, these innovative solutions combine growth potential with strategic risk management in an ever-evolving market.

In a world driven by technology and transformation, the AI V2 and V8 Portfolios are built to help clients stay ahead by unlocking international market exposure through sophisticated investment strategies.

✨ Future-focused investing
🌍 Global market access
📈 Structured for performance
🛡️ Managed with risk considerations in mind

The future you imagine. Structured today.

05/05/2026

Your income builds your life.
But what protects it if you’re no longer here?

Life cover isn’t about fear — it’s about love, security, and legacy.

✨ Pay off debt
✨ Protect your children’s future
✨ Ensure your family can maintain their lifestyle
✨ Leave behind more than just memories

Too many women delay this decision… thinking “I’ll do it later.”
Later can be expensive — or too late.

The right cover is affordable, flexible, and tailored to YOU.

If you’ve ever wondered:
“Would my family be okay financially without me?”
…then it’s time to have this conversation.

📩 Let’s build a plan that protects everything you’ve worked for.

20/04/2026

The cost of delaying Retirement planning 💵

Waiting 10 years could cost you R6million - RA contributions start from as little as R500 per month that’s one less eat out or one less clothing item.



This information is for educational purposes only and should not be construed as financial advice. Individual circumstances may vary, and it is recommended to consult a qualified financial advisor before making any financial decisions.

20/04/2026

Retirement intelligence means turning your hard work today through smart personalised planning into the lifestyle you deserve for the future.​

06/06/2025

𝚃𝚊𝚔𝚎 𝚌𝚘𝚗𝚝𝚛𝚘𝚕 𝚘𝚏 𝚢𝚘𝚞𝚛 𝙵𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚏𝚞𝚝𝚞𝚛𝚎 !

Im a dedicated Financial Advisor passionate about helping you create financial freedom through smart, personalized planning.

Whether you’re navigating a career change, starting a business, preparing for retirement, or simply want to take charge of your money — let’s guide you every step of the way.

- Tailored Financial Planning
- Wealth-Building Strategies
- Budgeting
- Investment Guidance
- Empowering Through Financial Education

Let’s build a financial plan that reflects your goals, values, and lifestyle.

💼 Book your free consultation today and take the first step toward a confident financial future.

15/04/2025

𝙻𝚒𝚋𝚎𝚛𝚝𝚢𝚜 𝚛𝚎𝚝𝚛𝚎𝚗𝚌𝚑𝚖𝚎𝚗𝚝 𝚙𝚛𝚘𝚝𝚎𝚌𝚝𝚘𝚛

This is an optional benefit designed to provide financial support if you’re retrenched under Section 189 of South Africa’s Labour Relations Act. It offers monthly payouts to help you manage essential expenses while seeking new employment. 

𝙺𝙴𝚈 𝙵𝙴𝙰𝚃𝚄𝚁𝙴𝚂:
• Monthly Payouts: Receive up to 75% of your after-tax income, capped at R30,000 per month.
• Benefit Duration: Choose between a 6-month or 12-month payout period. The 12-month option requires additional coverages, such as life cover, impairment, and income protector benefits, and must be combined with Liberty’s Loan Protection Package.  

𝙴𝙻𝚒𝚐𝚒𝚋𝚒𝚕𝚒𝚝𝚢 𝚌𝚛𝚒𝚝𝚎𝚛𝚒𝚊:
• Must be permanently employed and contributing to UIF.
• A minimum of two years of continuous permanent employment is required before claiming.
• A one-month waiting period applies after retrenchment before benefits commence.   
• Premium Waiver: During the claim period, Liberty waives the premiums for this benefit, ensuring continuous coverage without additional cost. 

The Retrenchment Protector is available as an add-on to Liberty’s Lifestyle Protector or Income Protector plans. To explore this option further, let’s review your portfolio and add this awesome benefit!

08/04/2025

𝚆𝚑𝚢 𝙲𝚑𝚘𝚘𝚜𝚎 𝚞𝚜 𝚝𝚘 𝚝𝚊𝚔𝚎 𝚌𝚊𝚛𝚎 𝚘𝚏 𝚢𝚘𝚞𝚛 𝙸𝚗𝚟𝚎𝚜𝚝𝚖𝚎𝚗𝚝𝚜 𝚊𝚗𝚍 𝙸𝚗𝚜𝚞𝚛𝚎 𝚢𝚘𝚞𝚛 𝚕𝚒𝚏𝚎 ?

Our lifestyle protector offers a wide variety for benefits to make sure your legacy lives on. You may feel like you pay a fortune throughout your lifetime towards your life policy and you get nothing back for it ?

Liberty changed that perspective for our clients and rewards them with a cash boost into your bank account every five years, you have any retirement planning or investment to add to your port folio.

Our ADDLIB bonus offers a great cash back option to our clients to reward them for paying their premiums on their lifestyle protector while saving toward big goals you might have in life or your main goal, retirement!

Get up to 40% back, of your lifestyle premiums paid in cash every five years as a bonus from us should you have any investment and retirement plan.

This was we reward our clients for paying their premiums and committing to a better future for themselves and their loved ones.

Find out more about our ADDLIB Bonus, lifestyle protector and investment options available to you.

21/03/2025

16/01/2025

𝚃𝚑𝚎 𝚏𝚞𝚝𝚞𝚛𝚎 𝚢𝚘𝚞 𝚠𝚒𝚕𝚕 𝚃𝚑𝚊𝚗𝚔 𝚈𝚘𝚞!

The earlier you start saving for retirement, the more time your money has to grow. Whether it’s building a nest egg, planning for financial independence, or living your dream lifestyle, starting today can make all the difference.

Small steps now = Big rewards later.

Take control of your tomorrow—schedule your free retirement planning consultation today!

08/01/2025

Life cover, also known as life insurance, provides financial protection and security to your loved ones in the event of your death.

Here are the key benefits:

1. Financial Security for Dependents
• It ensures that your family or dependents have a financial cushion to cover their living expenses, debts, or education costs if you’re no longer there to provide for them.

2. Debt Protection
• Life cover can be used to settle outstanding debts (e.g., mortgages, personal loans, or credit cards), preventing your family from inheriting your liabilities.

3. Income Replacement
• For households dependent on your income, life cover replaces lost earnings, helping maintain their standard of living.

4. Estate Planning
• It helps create or preserve wealth for your heirs and can be used to cover estate taxes, ensuring your assets are passed on without burden.

5. Business Continuity
• For business owners, life insurance can provide funds to ensure business continuity, buy out a partner’s shares, or cover operational expenses.

6. Peace of Mind
• Knowing that your loved ones will be financially secure brings peace of mind, allowing you to focus on other life events!

Life cover is an essential part of a comprehensive financial plan, especially for those with dependents or significant financial responsibilities. It ensures your loved ones are protected and financially stable, even in your absence.

For a free quotation get in contact today!

06/01/2025

𝙰𝚕𝚒𝚐𝚗 𝚢𝚘𝚞𝚛 𝙵𝚒𝚗𝚊𝚗𝚌𝚒𝚊𝚕 𝚙𝚘𝚛𝚝 𝚏𝚘𝚕𝚒𝚘 𝚠𝚒𝚝𝚑 𝚢𝚘𝚞𝚛 𝚐𝚘𝚊𝚕𝚜 𝚏𝚘𝚛 𝟸𝟶𝟸𝟻!

Updating your financial portfolio for 2025 is a proactive way to ensure you’re on track with your goals. Here’s a step-by-step guide to review and refresh your portfolio:

1. Review Your Financial Goals
• Revisit your short-term, mid-term, and long-term goals.
• Adjust for any life changes like marriage, children, career shifts, or retirement plans.
• Define specific goals for 2025, such as saving for a major purchase or increasing investments.

2. Assess Current Investments
• Check the performance of your stocks, bonds, mutual funds.
• Identify underperforming assets or sectors that may no longer align with your strategy.
• Rebalance your portfolio to maintain your desired asset allocation.

3. Update Your Budget
• Review your income and expenses from 2024.
• Set aside more for savings and investments if your earnings have increased.
• Identify unnecessary expenses to redirect funds toward financial goals.

4. Maximize Retirement Contributions
• Contribute the maximum to tax-advantaged accounts.
• Explore employer matching programs and ensure you’re taking full advantage.

5. Diversify Your Portfolio
• Explore new asset classes like real estate, alternative investments, or international markets.
• Consider risk tolerance adjustments based on your age and financial situation.

6. Tax Planning
• Consult a tax advisor for changes in tax laws that may affect your investments.

7. Emergency Fund Check
• Ensure your emergency fund covers 3–6 months of expenses.
• Replenish it if it was used in 2024.

8. Insurance Review
• Update life, health, and property insurance policies.
• Ensure your coverage reflects current needs and any policy updates.

9. Debt Management
• Pay down high-interest debt to free up more for investing.
• Consider refinancing loans for better terms if interest rates have shifted.

10. Work with a Financial Advisor
• Schedule a meeting to review your overall financial plan.
• Discuss changes in the market and how they may affect your strategy.

Regular reviews like this keep your portfolio aligned with your goals and help you capitalize on new opportunities. Let me know if you’d like help creating a personalized checklist!