Bettercover CC

10/06/2026

22/05/2026

Liability Claims

While no building can ever be completely risk free, good management practices can significantly reduce exposure.

Here are the key points to remember:

• Regular inspections and proper ongoing maintenance remain the first line of defence against liability claims

• Hazards should be addressed as soon as they are identified, without delay

• Clear warning signage should always be used when work or cleaning is in progress

• Accurate and detailed records of inspections, maintenance, and incidents are essential

• In the event of an incident, safety comes first, followed by proper reporting and documentation

• Communication with brokers and insurers should happen as soon as reasonably possible

• Never admit liability at the scene of an incident — responsibility must be properly assessed first

• Always follow the terms and conditions of your insurance

Good risk management is not only about responding when something happens, but also about creating systems that help prevent incidents in the first place.

Consistency in maintenance, documentation, and communication makes a significant difference when claims are assessed.

17/05/2026

Gas bottles and outside lights !!!

Criminals are targeting two items that are found at residential properties across South Africa, and they don't need to enter your home to get to them.

05/05/2026

Our Ladies attending Santam Conference today

03/05/2026

Truck owners - Beware

24/04/2026

Pressure on insurance premiums: Rising fuel prices are increasing insurance costs in South Africa, with industry experts warning that the shock is affecting claims and premium structures. [Business Day article today]

16/04/2026

Toyota Cross Owners.

We have observed a sustained increase in theft and hijacking activity affecting specific vehicle models. As a result, we are implementing the following update to our Very High-Risk Vehicle classification.
VEHICLE CLASSIFICATION UPDATE FOR CIB CLIENTS
Effective 01 May 2026, all models and variations of the Toyota Corolla Cross will be classified as Very High Risk.
This classification aligns with our ongoing monitoring of claims experience and risk exposure.
REVISED REQUIREMENTS
The following underwriting requirements will apply:
• Classification: Very High-Risk Vehicle
• Compulsory Security: Dual (X2) tracking device required
• Excess: No excess waivers are permitted, in line with existing Very High-Risk criteria
These requirements are consistent with our existing Very High-Risk Vehicle framework and will be reflected across Cerul, quote templates and all internal and hosted operating systems.

You can contact our office on 0108802732 for more information regarding this.

13/04/2026

Staying in a Secure Estate. Qualify for special rates on your Buildings, Contents and Vehicles. For a now obligation quote call James 082 442 1470

16/01/2026